Top 5%
Chris Ruiz - Supreme Lending
Mortgage Loan Officer
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, s... Show More
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Chris has demonstrated a remarkable depth of knowledge and a strong commitment to professionalism throughout our loan transaction. However, one area for improvement was the management of our home insurance process. Had Chris taken a more proactive...
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Reply from Owner
August 8th, 2025 05:53 PM
Thank you, Teresita, for your detailed feedback. I'm glad to hear that you found my knowledge and professionalism helpful during the loan process. I understand how crucial it is for all aspects of the transaction to run smoothly, and I apologize...
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Chris has demonstrated a remarkable depth of knowledge and a strong commitment to professionalism throughout our loan transaction. However, one area for improvement was the management of our home insurance process. Had Chris taken a more proactive...
read more
Reply from Chris Ruiz - Supreme Lending
August 7th, 2025 05:44 PM
Caesar, thank you for your thoughtful feedback. I'm glad to hear that my knowledge and professionalism were beneficial during your loan transaction. I appreciate your candor regarding the home insurance process, and I understand how last-minute...
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Chris was very helpful during the entire process of our home ownership journey. He explained in detail about the process and gave us a lot of advise which were helpful in making big decisions regarding our loan. he was also patient and very...
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Reply from Owner
August 7th, 2025 08:30 PM
MG, I'm grateful for your thoughtful words. I’m so pleased to have played a part in your first home journey and to hear that the guidance and advice I provided aided your decision-making process. I value the opportunity to support you through...
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Chrisa was very helpful during the entire process of home ownership journey. He explained in detail about the process and gave us a lot of advise which were helpful in making big decisions regarding our loan. he was also patient and very accommodating...
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Reply from Chris Ruiz - Supreme Lending
August 4th, 2025 05:19 PM
Maanne, thank you for sharing your experience. It's wonderful to hear that I could be a part of your first home journey and assist you with valuable advice and guidance. Navigating such important decisions can be challenging, and I'm pleased...
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I recommend Chris to all of my clients. Best lender I've worked with
Reply from Chris Ruiz - Supreme Lending
August 1st, 2025 10:59 PM
Thank you, Jaden, for your outstanding recommendation. It's truly gratifying to know that you consider me the best lender you've worked with. Your trust in recommending me to your clients is something I deeply value. If there's ever anything...
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Everything went smoothly and relatively quickly. Chris was always available to answer questions.
Reply from Chris Ruiz - Supreme Lending
August 1st, 2025 11:00 PM
I appreciate your kind words, William. It's wonderful to hear that everything went smoothly and that I could be readily available to answer your questions. Ensuring a seamless experience is always my priority, and your feedback reinforces the...
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Chris Ruiz and his team are the best! They made my loan process easier than I expected it would be. I highly recommend them.
Reply from Owner
August 8th, 2025 05:55 PM
Kathi, thank you so much for your kind words and recommendation. I'm thrilled to hear that the loan process felt easier for you than expected. It means a lot to know that my team and I could contribute positively to your experience. If there's...
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Chris and his team are knowledgeable and professional and guided me through the loan process and kept me informed. They are super to work with. I hi recommend them.
Reply from Chris Ruiz - Supreme Lending
August 1st, 2025 11:00 PM
Thank you, Kathleen, for your heartfelt feedback. I'm glad to hear that you found the guidance throughout the loan process informative and professional. It’s always my goal to make sure clients feel supported and well-informed at each step....
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Great communication!
Reply from Chris Ruiz - Supreme Lending
August 1st, 2025 11:01 PM
Thank you, Joni, for highlighting the communication aspect of your experience. I believe clear and consistent communication is key to a successful lending process, and I'm pleased to hear that it stood out for you. If you have any more questions...
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We had a great experience working with Chris during the loan process. One of the things I appreciated most was their clear and consistent communication. From the beginning, he explained each step in detail, answered all my questions promptly,...
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Reply from Chris Ruiz - Supreme Lending
August 1st, 2025 11:01 PM
Thank you, Michael, for sharing your positive experience. I'm truly glad to hear that the communication throughout the process stood out for you. It's important to me that you felt informed and understood each step as we progressed. If you...
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About
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, saving deals that have fallen apart, Condo’s with litigation, Down payment assistance, VA, FHA, Conventional, 203k
Chris is a Preferred Loan officer with CALHFA
Bilingual and support staff is as well
@Eastbaymortgageman
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
203k, Bridge loans, Cross Collateral and Home Equity line of credit.
Condos with litigation, down payment assistance, Conventional, VA and FHA Renovation 203(k) loans.
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
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Positions
- Supreme Lending - Loan OfficerJan 1st, 2023 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1544562
Achievements
- Top 1% Loan Originator 2022
- Top 1% Loan Originator 2021
- Top 1% Loan Originator 2020
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Hobbies
- Fishing, Jogging, Family time
Disclaimer
Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.