Top 5%
Chris Ruiz - Supreme Lending
Mortgage Loan Officer
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, s... Show More
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Reviews from Web
Chris was exactly the right person for our home lending needs! He was quick to respond and explained every step along the journey. He never rushed us into decisions and always got back to us in a timely manner. We immediately had a sense of...
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Reply from Owner
July 11th, 2025 05:40 PM
I'm thrilled to hear that you felt at ease and well-guided throughout your home lending process, Andrea. It's important to me to ensure you never feel rushed and have all the information needed to make the right decisions. Building that trust...
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Chris was quick to respond, patient, and able to explain every step of the process well.
Reply from Chris Ruiz - Supreme Lending
July 11th, 2025 08:38 PM
Thank you, Andrea, for sharing your experience. I'm really glad that my responsiveness and patience made a difference for you. It's always my goal to clearly explain each step to ensure you feel informed and comfortable throughout the process....
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Chris Ruiz is phenomenal at what he does! He helped me close on my first home and I could not be more grateful! He explained things simply so that I could understand and was very patient and prompt. He treats his clients like family. Highly...
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Reply from Chris Ruiz - Supreme Lending
July 11th, 2025 08:39 PM
I truly appreciate your kind words, Bianca. I'm delighted to have been able to assist you in closing on your first home. Making the process understandable and ensuring you felt like part of the family was my goal from the start. Your recommendation...
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Chris Ruiz is a seasoned professional Mortgage Lender. A go to guy for me, regardless of My needs he always has the answers. VA, FHA, Conventional lending he offers it all. But doesn't everyone? Maybe, but there is no one who works harder than...
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Reply from Owner
July 11th, 2025 08:39 PM
Thank you, David, for such a thoughtful review. I'm glad to be your trusted resource for all your lending needs, whether it's VA, FHA, or conventional loans. Being accessible and personally handling every call is something I take pride in,...
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It was great working with Chris, swift response, thanks for waiting along with us during the whole process. We appreciate it.
Reply from Chris Ruiz - Supreme Lending
June 4th, 2025 05:42 PM
I'm thrilled to hear that you had a great experience working with me. It was a pleasure assisting you, and I appreciate your kind words. Thank you for choosing Supreme Lending.
Working with Chris Ruiz at Supreme Lending was a standout experience from start to finish. His communication was clear, consistent, and timely—making every step of the lending process feel smooth and stress-free. Chris was not only knowledgeable...
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Reply from Owner
June 4th, 2025 08:26 PM
I'm thrilled to hear that your experience with the lending process was smooth and stress-free. It was a pleasure assisting you and your clients, and I'm glad my communication and dedication made a positive impact. Thank you for your kind words...
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Working with Chris Ruiz at Supreme Lending was a standout experience from start to finish. His communication was clear, consistent, and timely—making every step of the lending process feel smooth and stress-free. Chris was not only knowledgeable...
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Reply from Chris Ruiz - Supreme Lending
June 4th, 2025 08:26 PM
I'm thrilled to hear that your experience with Supreme Lending was outstanding. It was a pleasure working with you and your clients. I'm glad I could provide clear communication and support throughout the process, ensuring a successful and...
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nothing at this time
He gave me immediate response, knowledgable, hard worker, reasonable.
Reply from Chris Ruiz - Supreme Lending
June 1st, 2025 03:23 PM
I'm glad to hear that you appreciated my promptness, knowledge, and dedication. It was a pleasure working with you, and I'm grateful for your feedback. If there's anything more I can assist with, please feel free to reach out.
Chris Ruiz at Supreme Lending is the best! Always going to go through him for all our needs!
Reply from Owner
June 2nd, 2025 11:01 PM
I'm thrilled to hear that you had such a positive experience. It was a pleasure assisting you, and I look forward to being there for all your future needs. Thank you for choosing Supreme Lending!
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About
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, saving deals that have fallen apart, Condo’s with litigation, Down payment assistance, VA, FHA, Conventional, 203k
Chris is a Preferred Loan officer with CALHFA
Bilingual and support staff is as well
@Eastbaymortgageman
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
203k, Bridge loans, Cross Collateral and Home Equity line of credit.
Condos with litigation, down payment assistance, Conventional, VA and FHA Renovation 203(k) loans.
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
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Positions
- Supreme Lending - Loan OfficerJan 1st, 2023 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1544562
Achievements
- Top 1% Loan Originator 2022
- Top 1% Loan Originator 2021
- Top 1% Loan Originator 2020
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Hobbies
- Fishing, Jogging, Family time
Disclaimer
Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.