Top 5%
Chris Ruiz - Supreme Lending
Mortgage Loan Officer
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, s... Show More
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Reviews from Web
Amazing group of people! Felt heard at every stage of the process.
Reply from Owner
September 15th, 2025 08:50 PM
Your feedback is greatly appreciated. I'm glad to know that you felt heard throughout the process. It's important to me that you had a positive experience from start to finish. If there's anything else I can assist you with in the future, please...
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It was a personal experience in that I did not just feel like a "customer", I felt heard more when I expressed concerns and worries. Chris was great and made me feel confident about the process. I recomend Chris and his company to anyone looking...
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Reply from Chris Ruiz - Supreme Lending
September 15th, 2025 08:48 PM
Sunita, I appreciate you taking the time to share your experience. It's gratifying to know that you felt heard and supported throughout the process. Providing a trusting and personal experience is important to me, and I'm glad I could help...
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Chris Ruiz - Supreme Lending has received a review with 5 star rating from Sarah T
Reply from Owner
September 15th, 2025 08:45 PM
I appreciate your rating, Sarah. Thank you for your support!
Chris was able to quickly run numbers and tell us our best available options.
Reply from Chris Ruiz - Supreme Lending
September 15th, 2025 08:44 PM
I'm glad to hear that the quick number-crunching and options I provided were helpful to you, Sarah. It's always my goal to ensure you have a clear understanding of your best choices. If you need further assistance or have any questions, please...
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Chris made sure to answer all my questions as a New, realtor as well as my buyers questions from the beginning of the process getting them preapproved until closing. Both my buyers and myself could not have had a better experience. He was always...
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Reply from Chris Ruiz - Supreme Lending
September 13th, 2025 08:27 PM
I'm grateful for your feedback, Isis. It's rewarding to know that the support provided during the preapproval and through to closing was helpful to both you and your buyers. Ensuring transparency and inclusiveness throughout the process is...
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My fiancee and I recently worked with Chris on the purchase of our first home, and we couldn't be more impressed with his service. Being first time home buyers, we came into the process with little to no knowledge, but Chris's guidance made...
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Reply from Owner
September 13th, 2025 08:27 PM
I'm really pleased to hear about your positive experience during your first home purchase. It's gratifying to know that my guidance helped you feel comfortable and confident. Your mention of my availability and transparency is truly appreciated,...
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My fiancee and I recently worked with Chris on the purchase of our first home, and we couldn't be more impressed with his service. Being first time home buyers, we came into the process with little to no knowledge, but Chris's guidance made...
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Reply from Chris Ruiz - Supreme Lending
September 11th, 2025 06:21 PM
Victor, I appreciate you sharing your experience. It's great to hear that I could provide the support and guidance you needed during your first home purchase. Knowing that you felt comfortable and confident throughout the process is important...
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Chris is very knowledgeable and was helpful every step of the way. Would definitely work with Chris again in the future.
Reply from Owner
August 15th, 2025 06:59 PM
Joel, thank you for your kind words. I'm glad to hear that my knowledge and support made a positive impact on your experience. It's wonderful to know you'd consider working with me again in the future. If you ever have more questions or need...
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Quick response. Got things since fir us as quickly as
Reply from Chris Ruiz - Supreme Lending
August 15th, 2025 07:00 PM
Thank you, Joel, for your review. I'm glad to hear that my quick responses were helpful during your experience. It's important to me to move things along efficiently and meet your needs promptly. If you ever have more questions or need further...
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Chris' expertise, patience, and kindness was greatly appreciated. His response time is consistently fast and you communicate well, putting my family and I at ease (I've been intermittently bothering him for 6 years with questions before we...
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Reply from Chris Ruiz - Supreme Lending
August 8th, 2025 05:54 PM
Trang, thank you for your kind words. It’s been a privilege to assist you and your family over the years, and I’m so glad to hear that my efforts have provided the support and clarity you needed throughout this process. Your acknowledgment...
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About
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, saving deals that have fallen apart, Condo’s with litigation, Down payment assistance, VA, FHA, Conventional, 203k
Chris is a Preferred Loan officer with CALHFA
Bilingual and support staff is as well
@Eastbaymortgageman
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
203k, Bridge loans, Cross Collateral and Home Equity line of credit.
Condos with litigation, down payment assistance, Conventional, VA and FHA Renovation 203(k) loans.
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
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Positions
- Supreme Lending - Loan OfficerJan 1st, 2023 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1544562
Achievements
- Top 1% Loan Originator 2022
- Top 1% Loan Originator 2021
- Top 1% Loan Originator 2020
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Hobbies
- Fishing, Jogging, Family time
Disclaimer
Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.