Top 5%
Chris Ruiz - Supreme Lending
Mortgage Loan Officer
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, s... Show More
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Chris is a professional who cares about people. Its a peac of mind to send him my clients
Reply from Chris Ruiz - Supreme Lending
October 23rd, 2025 08:43 PM
Thank you for the kind words, Ambar! You are a true profressional and I enjoy assiting your buyers!
Chris was very helpful and responsive in helping us buy our first home together. He was patient and understanding of all of our questions. Thank you Chris for a pleasant experience!
Reply from Owner
October 23rd, 2025 08:43 PM
I'm grateful for your kind words, Susie. It's rewarding to hear that I could contribute to your first home-buying experience with helpfulness and responsiveness. Your questions are always important, and I'm glad I could provide the understanding...
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Chris was very responsive And helpful in answering our questions.
Reply from Chris Ruiz - Supreme Lending
October 15th, 2025 04:50 PM
I'm grateful for your feedback, Susie. It's important to me to be responsive and helpful throughout the lending process, so I'm glad to know that I could provide the support you needed. If you have any more questions or need further assistance,...
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Chris was extremely professional, knowledgeable and responsive throughout our home buying process. He helped us navigate the ins and outs of different loan products, what to expect in terms of timeline and the processing of our loan. We truly...
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Reply from Owner
October 15th, 2025 04:49 PM
I'm glad to hear that you had a positive home buying experience with my help. It was important to provide you with insights into the various loan options and keep you informed about the timeline and process. Your recommendation means a lot,...
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Chris was extremely professional, knowledgeable and responsive throughout our home buying process. He helped us navigate the ins and outs of different loan products, what to expect in terms of timeline and the processing of our loan. We truly...
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Reply from Chris Ruiz - Supreme Lending
October 15th, 2025 04:46 PM
Stephanie, I'm grateful for your kind words about my involvement in your home buying journey. It's rewarding to know that my guidance on loan options and process timelines was helpful to you. Buying a home can be complex, and I'm glad I could...
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The entire process! From start to finish, it was such a great experience and a pleasure to work with Chris and his team.
Reply from Chris Ruiz - Supreme Lending
October 14th, 2025 03:58 AM
It's gratifying to hear that the entire process was a positive experience for you. Being able to provide a smooth and efficient journey from start to finish is always my goal. If there's anything more I can do for you, please feel free to get...
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Chris was very kind, professional, knowlwdgable, and passionate about ensuring I received the best quality service. He was very prompt when answering all of my questions and I would certainly work with Chris again in the future.
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Reply from Chris Ruiz - Supreme Lending
October 8th, 2025 04:38 PM
Jessica, I appreciate your kind words. I'm very glad that my approach resonated with you and that you found the service professional and knowledgeable. Being responsive to your questions is important, and it's great to know you felt supported...
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While I am sure Chris has a team full of support, he always makes himself available to us directly, whether we are in a transaction, or if I just need to pick his brain about our next steps, now or in the future. I trust him. He and his team...
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Reply from Chris Ruiz - Supreme Lending
October 8th, 2025 04:38 PM
Lindsay, I'm grateful for your kind words and trust. It's important to me that I'm available to offer guidance whenever you need it, whether during a transaction or while planning your next steps. Making the lending process as straightforward...
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Great communication, patience and knowledge. Chris answered our every question and helped us immensely.
Reply from Chris Ruiz - Supreme Lending
October 8th, 2025 04:37 PM
Jason, I appreciate you taking the time to leave such positive feedback. I'm glad to hear that my communication, patience, and knowledge were beneficial during your experience. It's important to me to ensure that all your questions are comprehensively...
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Absolutely loved working with Chris. He is extremely knowledgeable. I appreciated the seemless communication.
Reply from Chris Ruiz - Supreme Lending
October 8th, 2025 04:37 PM
I’m so glad to hear that you had a positive experience, Vanessa. Your words about my knowledge and seamless communication are greatly appreciated. Thank you for choosing me to assist you, and if you ever have more questions or need further...
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About
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, saving deals that have fallen apart, Condo’s with litigation, Down payment assistance, VA, FHA, Conventional, 203k
Chris is a Preferred Loan officer with CALHFA
Bilingual and support staff is as well
@Eastbaymortgageman
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
203k, Bridge loans, Cross Collateral and Home Equity line of credit.
Condos with litigation, down payment assistance, Conventional, VA and FHA Renovation 203(k) loans.
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
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Positions
- Supreme Lending - Loan OfficerJan 1st, 2023 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1544562
Achievements
- Top 1% Loan Originator 2022
- Top 1% Loan Originator 2021
- Top 1% Loan Originator 2020
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Hobbies
- Fishing, Jogging, Family time
Disclaimer
Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.