Top 5%
Chris Ruiz - Supreme Lending
Mortgage Loan Officer
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, s... Show More
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Reviews from Web
Chris Ruis, Loan Officer at Supreme Lending is top notch. He goes above and beyond his role to ensure a smooth home close!
Reply from Owner
November 5th, 2025 07:51 PM
Angela, I appreciate your kind words and am glad to hear that my efforts made a difference in your home closing process. Ensuring a smooth experience is always my goal, and it's great to know it resonated with you. If you have any future questions...
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Chris is a great loan officer. He stepped in during an issue with the solar transfer with the buyer. He helped facilitate and coordinate the transfer despite multiple attempts on my side as well as my sellers' side. I appreciate Chris going...
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Reply from Chris Ruiz - Supreme Lending
November 4th, 2025 05:16 PM
I appreciate you taking the time to share your thoughts, Angela. It's reassuring to know that my efforts in facilitating the solar transfer contributed positively to your experience. Navigating such challenges can indeed be complex, and I'm...
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Responsive, resourceful, and knowledgeable!
Reply from Chris Ruiz - Supreme Lending
November 4th, 2025 05:16 PM
I appreciate your feedback, Trevor. It's great to know that you found the process responsive, resourceful, and knowledgeable. My goal is to ensure a smooth experience for everyone I work with. If there's anything else you need or any questions...
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Everything was great! Buyers were very satisfied as well
Reply from Chris Ruiz - Supreme Lending
November 4th, 2025 05:17 PM
I'm glad to hear that everything went smoothly, Emilee, and that both you and the buyers were satisfied with the experience. It's rewarding to know that everyone felt positive about the process. Should you have any questions or need further...
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If there was something in between OK and excellent, I would've chosen that. I feel that the communication towards the end of the process could've been better. But overall, it was a very good experience.
Reply from Chris Ruiz - Supreme Lending
October 28th, 2025 06:33 PM
Julie, I appreciate you sharing your thoughts. It's great to know you found the overall experience positive. I understand your feedback about the communication towards the end, and it's valuable to hear where improvements can be made. If there's...
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Chris is very helpful and prompt in answering all our queries. He is well knowledgeable and very professional. We had a great time working with Chris!
Reply from Owner
October 28th, 2025 06:32 PM
I appreciate your kind words, Roselle. It's great to hear you found my assistance prompt and professional throughout the process. My goal is to ensure that all queries are addressed effectively, and I'm glad to know this made a positive impact...
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Chris is always responsive and helps us understand every step to ensure efficient loan approval.
Reply from Chris Ruiz - Supreme Lending
October 23rd, 2025 09:27 PM
Thank you, Roselle, for the thoughtful review! Congratulations on your new home purchase!
Chris is always a great help and caring when he is working with us. The process can be difficult at times but Chris always finds a way to help us and spends the time to simplify everything for us.
Reply from Chris Ruiz - Supreme Lending
October 23rd, 2025 08:45 PM
David, I am thankful for you and Carolina! I am glad we saved some money on this refinance for your household. The best is yet to come! Please take care.
Chris Ruiz - Supreme Lending has received a review with 5 star rating from Neami A
Chris is knowledgeable, patient and most of all conscientious of his client's needs takes the time to explain the intricacies of financing/refinancing a home. . He made sure to keep me updated with rates cuts and help me refinance my townhouse...
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Reply from Chris Ruiz - Supreme Lending
October 23rd, 2025 08:44 PM
Neami, thank you for the kind review! I am honored to assist you again with your financing needs. I am always here, you know that.
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About
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, saving deals that have fallen apart, Condo’s with litigation, Down payment assistance, VA, FHA, Conventional, 203k
Chris is a Preferred Loan officer with CALHFA
Bilingual and support staff is as well
@Eastbaymortgageman
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
203k, Bridge loans, Cross Collateral and Home Equity line of credit.
Condos with litigation, down payment assistance, Conventional, VA and FHA Renovation 203(k) loans.
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
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Positions
- Supreme Lending - Loan OfficerJan 1st, 2023 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1544562
Achievements
- Top 1% Loan Originator 2022
- Top 1% Loan Originator 2021
- Top 1% Loan Originator 2020
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Hobbies
- Fishing, Jogging, Family time
Disclaimer
Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.