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Chris Ruiz - Supreme Lending - Mortgage Loan Officer in Walnut Creek, CA
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Chris Ruiz - Supreme Lending

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Mortgage Loan Officer

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Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023 Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market His specialties are quick closes, s... Show More
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Reviews from Web
  • Encompass
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    Scarlett R
    Richmond, CA
    Posted on December 5th, 2025 02:40 PM
    Chris is very knowledgeable,quick, personable, and easy to work with!
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    Robert G
    Concord, CA
    Posted on November 27th, 2025 06:08 AM
    Chris mwas very patient and informative. I never felt pressured and had a positive experience overall.
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    Dustin B J
    Oakland, CA
    Posted on November 21st, 2025 04:13 PM
    Very helpful and available
    Reply from Chris Ruiz - Supreme Lending
    November 21st, 2025 06:21 PM
    Thank you for your concise feedback. I'm pleased to know that my availability and assistance were beneficial to you. If there's anything more you need or questions you have, just let me know. I'm here to help!
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    Brooke A G
    Concord, CA
    Posted on November 19th, 2025 08:30 PM
    Chris is very knowledgeable and made the process of buying a home fun and as stress-free as any home-buying experience could be.
    Reply from Chris Ruiz - Supreme Lending
    November 21st, 2025 06:21 PM
    I'm pleased you felt that way during the home-buying process, Brooke. Making this journey as enjoyable and straightforward as possible is important to me, and I'm glad to know that my knowledge contributed to a more relaxed experience for you....
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    LATOYYA B
    Concord, CA
    Posted on November 18th, 2025 09:42 PM
    Chris Ruiz was a pleasure to work with. His product knowlege and leadership drove the success of our transaction. I can't wait to work with him again.
    Reply from Chris Ruiz - Supreme Lending
    November 21st, 2025 06:20 PM
    Latoyya, it's great to hear about your successful transaction and the role I played in it. I'm glad my product knowledge and leadership contributed positively. I look forward to the possibility of working with you again in the future. If you...
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    Sada K A
    Oakland, CA
    Posted on November 15th, 2025 07:51 PM
    Chris was a great communicator, extremely professional and reassuring through every step of the process. He helped us to find a program that made it possible for us to be honeowners. We are so grateful for his help any time we had a question...
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    Reply from Chris Ruiz - Supreme Lending
    November 21st, 2025 06:14 PM
    It's great to hear about your positive experience. I'm so pleased I could support you throughout the process and help find the right program for your needs. Your kind words about my communication and professionalism mean a lot to me. If you...
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    Armando O
    Oakland, CA
    Posted on November 10th, 2025 05:27 PM
    Chris is awesome! I've worked on a handful of transactions with Chris and his team and they were all smooth and closed in a fashionably timely manner.
    Reply from Chris Ruiz - Supreme Lending
    November 21st, 2025 06:14 PM
    It's gratifying to hear that you found the transactions smooth and timely. I aim to facilitate a seamless experience, and working together on multiple occasions is truly rewarding. Please feel free to reach out if there's anything more I can...
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    Elizabeth B
    Posted on November 5th, 2025 07:45 PM
    Smooth process
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    Elizabeth G
    Benicia, CA
    Posted on November 5th, 2025 07:45 PM
    Overall process was smooth and simple
    Reply from Chris Ruiz - Supreme Lending
    November 5th, 2025 07:54 PM
    I'm glad to hear that the process went smoothly and was straightforward for you. It's always my aim to make your experience as seamless as possible. If you ever have more questions or need assistance down the road, please feel free to reach...
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    Jorge M
    Vallejo, CA
    Posted on November 5th, 2025 07:18 AM
    Made our family's dream come true on owning a house.
    Reply from Chris Ruiz - Supreme Lending
    November 5th, 2025 07:54 PM
    It was a privilege to be a part of your family's journey toward homeownership. Helping you achieve this dream means so much to me. If there’s anything you need or questions you have in the future, I'm here to help. Enjoy your new home!
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    About
    Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023 Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market His specialties are quick closes, saving deals that have fallen apart, Condo’s with litigation, Down payment assistance, VA, FHA, Conventional, 203k Chris is a Preferred Loan officer with CALHFA Bilingual and support staff is as well @Eastbaymortgageman
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    203k, Bridge loans, Cross Collateral and Home Equity line of credit.
    Condos with litigation, down payment assistance, Conventional, VA and FHA Renovation 203(k) loans.
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
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    Positions
    • Supreme Lending - Loan Officer
      Jan 1st, 2023 - Current
    Addresses and Serving Areas

    Year Started

    1999

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544562
    Achievements
    • Top 1% Loan Originator 2022
    • Top 1% Loan Originator 2021
    • Top 1% Loan Originator 2020
    • View All
    Hobbies
    • Fishing, Jogging, Family time
    Disclaimer
    Equal Housing Opportunity

    Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.