Chris Murray
Branch Manager | NMLS# 251895
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
This guy is good. Got us a house in late December and in only 9 months, a refinance which is saving us hundreds of dollars a month...HUNDREDS!!!!! I can't say enough how thankful we are. From beginning to end, such an easy process. If Chris...
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Reply from Owner
November 5th, 2020 12:00 AM
Thanks so much! Truly appreciate it!
When I realized I would need to avoid a mortgage from a competitor, I made a call to Chris Murray around 5:30 on a Saturday evening expecting to hear back Monday. Instead, he called me back two hours later and later that night had a pre-approval...
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Reply from Owner
November 10th, 2020 12:00 AM
Thank you so much for taking the time to write this! We wish you both all the best!
Christopher Murray is a great lender , extremely professional , Calm and fully infomated about his job , He helped my family with Mortgage almost felt like a hopeless situation , Chris has became like a Friend he even replied to us in his busiest...
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Quick responses and turn around! Chris was very helpful and knowledgeable finding us the best product for our unique needs, and following up along the way!
Reply from Owner
November 4th, 2020 12:00 AM
Thank you so much for kind words!
I worked with Chris on my recent home purchase in January 2020. He helped the process go as smooth as possible. He’s an all around great person! It was the best customer service experience I’ve had when setting up a mortgage (this was my third)....
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Reply from Chris Murray
March 13th, 2020 04:11 PM
Thank you so much AJ. It was a pleasure working with you and wish you guys all the best! Look forward to talking again soon!
Chris is simply the best in the business!!
Hard working, knowledgeable and honest!!
I had the opportunity to work with Chris when securing a loan for a colleague. Chris was professional, courteous, knowledgeable and had no problem securing funds for a purchase.
Reply from Owner
December 20th, 2018 12:00 AM
Thank you!
in the last weekTook a mortgage on my first home through oak. I worked with Chris Murray. It was a fast streamlined process with excellent commuication. Oak made the process much easier than i anticpated
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 251895
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.