Chris Murray
Branch Manager | NMLS# 251895
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Chris is amazing!! I can’t thank him enough for getting my deal to closing on such short notice ! His responsiveness and dedication are unmatched! I can’t wait to recommend him to my next cliet
I worked closely with Chris during my home search and buying experience and could not be more impressed. Chris was available any time I had questions or wanted to test out pricing ranges. Chris always came prepared, organized, and knowledgeable....
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Reply from Owner
January 5th, 2022 12:00 AM
Thank you so much, Julia! Happy New Year! :)
Chris Murray and his team are second to none. They are extremely knowledgeable and helped us a tremendous amount in our re-finance, and initial mortgage from a few years back.
Reply from Owner
February 19th, 2021 12:00 AM
Thank you so much!!
Chris and his team were extremely professional, efficient, friendly, very reliable and responsive!We had a great experience and would definitely recommend Chris to anyone needing help with a home loan!!!
Reply from Owner
February 19th, 2021 12:00 AM
Thank you so much!!
Chris was great about informing us on the types of loans, mortgages - anything we could get for our house. He really wanted us to have the best possible deal on our first home. Chris also worked with us to make sure that we could afford this...
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Reply from Owner
January 20th, 2021 12:00 AM
Thank you so much for taking the time to write this. I wish you all the best!
Chris was extremely helpful when working with us in a somewhat unique home purchasing situation. He answered all of our questions in a timely manner and provided us with all of the information that we requested. Highly recommend Chris.
Reply from Owner
January 16th, 2021 12:00 AM
Thank you so much!
Extremely happy with the entire process. Lender was there from the beginning to end and answered all of our questions and concerns. Would highly recommend
Reply from Owner
January 7th, 2021 12:00 AM
Thank you so much! :)
We have used Chris Murray in the past for our first home and he is outstanding. Chris and his team made the home buying process as smooth as you could hope. There was plenty to be stressed about as we were buying and selling simultaneously...
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Reply from Owner
January 7th, 2021 12:00 AM
Thank you so much for the kind words! Wishing you both all the best!
Chris and his team made buying our first home a dream come true. He was always ready and willing to answer our questions. The website was great for streamlining the application process. The entire time Chris made us feel confident with the...
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Reply from Owner
December 9th, 2020 12:00 AM
Thank you so much! Congrats again!
For the second time in a year, Chris Murray has guided us through the mortgage process with professionalism and the greatest of ease. Last year Chris helped us to purchase our new home and the mortgage process went smoothly, with no issues....
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Reply from Owner
November 9th, 2020 12:00 AM
Thank you so much for the kind words and trusting us to make it happen!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 251895
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.