Chris Laughlin
Senior Loan Officer | NMLS # 657495
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a t... Show More
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Chris is very knowledgeable and a great communicator. Chris was engaged throughout the whole process and made sure I had all the information for me to make the best decision. Chris kept his commitments and delivered everything on time as promised....
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Reply from Chris Laughlin
November 6th, 2024 11:27 PM
Steven: Thank you for allowing us to take care of the loan for you. I hope the renovations go well and you enjoy the new home!
Easy refinance
Reply from Chris Laughlin
November 4th, 2024 04:12 AM
Terry: Thank you for allowing me to take care of the refinance for you!
Very knowledgeable, thorough with information and professional.
Reply from Chris Laughlin
October 31st, 2024 03:35 PM
Thank you for the compliment, Charlotte. I'm glad we were able to help you reduce the monthly payment (and interest over the mortgage lifetime) on your loan!
He works almost around the clock. We didn’t have any major questions but he told us he takes calls until about 9pm which is crazy. Following the actual approval and loan process, he was very knowledgeable and let us know everything we would...
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Reply from Chris Laughlin
October 21st, 2024 08:40 PM
Foster: Congrats on the new job and welcome to Kansas City! I hope you and Sydney like it here as much as my wife & I do. Thank you for allowing me to take care of the mortgage for you.
Honest, quick and reliable service. We so appreciated the walk-through of each step in the loan / mortgage process. I was so relieved to understand each aspect of the contracts signed on closing day and the education we received throughout...
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Reply from Chris Laughlin
October 9th, 2024 02:51 PM
Kate: Congrats on owning your first home! I appreciate you allowing me to help you and Jon by providing the financing.
Chris is the best of the best! This is my third property lending with him and I always will!
Reply from Chris Laughlin
October 9th, 2024 02:18 PM
Congrats on the new house Paige! I'm jealous that you get to live in such a beautiful part of the country. Thank you for letting me take care of the mortgage for you again.
Chris made everything so simple and easy. Will definitely go back in the future.
Reply from Chris Laughlin
September 17th, 2024 09:50 PM
I'm delighted to hear you had a positive experience, Christian. It was my pleasure to make the process simple and easy for you. I'm looking forward to assisting you again in the future. Thank you for choosing First State Bank and for leaving...
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We loved how Chris took the time to explain everything to us.
Reply from Chris Laughlin
September 9th, 2024 06:35 PM
Thank you for allowing me to take care of the loan for you! I hope you love the new house.
Chris was awesome, extremely helpful and educational throughout the whole process! Thanks for making a stressful process as stressLESS as possible.
Reply from Chris Laughlin
August 13th, 2024 10:35 PM
Colin: Thank you for allowing us to help you with the financing on your new home, and for making our job so easy. Your quick responses when we had a question, or needed a document, were very much appreciated. Hope you love the house!
Chris is both tremendously knowledgeable & extremely communicative. At literally all hours of the day, I knew I could reach out & ask questions. This helped greatly with my peace of mind during the whirlwind that is the home-buying process!
Reply from Chris Laughlin
August 12th, 2024 06:46 PM
Dylan: Congrats on your new home! I hope you love it, and I'm thankful that you allowed us at First State Bank to assist you with the financing.
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About
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a teacher; helping my clients understand which loan options they qualify for… and the differences between those options. It doesn’t matter if you’re purchasing your first home, a vacation home, a rental property, or you’re investigating refinancing an existing loan, I’d like to share the knowledge I have so that you can figure out which loan option is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortage loans for purchasing or refinancing a residence, vacation home, or investment property.
Purchase and refinance loans for primary residences, vacation homes, & investment properties.
Conventional, FHA, VA, USDA, & Portfolio loans. We loan in all 50 states.
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 657495
Hobbies
- Hiking and Pickleball
- Pickleball
- Hiking, especially Colorado 14ers
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org