

Chris Laughlin
Senior Loan Officer | NMLS # 657495

I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a t... Show More
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I've worked with Chris multiple times on my first house loan and multiple refinances of that loan. Every experience has been great.
Chris Laughlin is an amazing lending resource. He's so thorough, thoughtful, and helpful- he's the perfect balance of attentive and informative without being overwhelming. We couldn't be more pleased with his great service.
Chris explained the whole process at the start and advised us along the way when we needed to get involved in reviewing the documents and what we could expect, including after closing.
Chris was awesome for us. Communication was excellent by phone or email. He was able to talk to all the right people when we couldn’t get what he needed and he was able to get what he needed and resolve the issue. He was friendly and joyful...
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Other than the communication hiccup at the beginning (sounds like someone else dropped the ball), the overall experience was great. As always, Chris did exactly what he said he was going to do when he said he was going to do it. He set clear...
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Chris helped us get everything done ahead of time with great attention to details on a very tight timeline. We appreciated his patience and willingness to explain everything we needed to know. Would definitely recommend him to others.
Chris was very helpful, detail oriented, and I enjoyed the experience!
Information we received was helpful and detailed. Organization for setting up meetings or phone calls was very difficult. Multiple times Chris would call on nights and weekends to discuss items that could have been handled via a scheduled or...
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Chris is extremely thorough and very knowledgeable! He is great to work with. I have now used him 2 times and will continue to do so if there is a need in the future.
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About
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a teacher; helping my clients understand which loan options they qualify for… and the differences between those options. It doesn’t matter if you’re purchasing your first home, a vacation home, a rental property, or you’re investigating refinancing an existing loan, I’d like to share the knowledge I have so that you can figure out which loan option is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortage loans for purchasing or refinancing a residence, vacation home, or investment property.
Purchase and refinance loans for primary residences, vacation homes, & investment properties.
Conventional, FHA, VA, USDA, & Portfolio loans. We loan in all 50 states.
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 657495
Hobbies
- Hiking and Pickleball
- Pickleball
- Hiking, especially Colorado 14ers
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org