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Chris Hardy - Waterstone Mortgage
Area Manager - Loan Originator
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Had an awesome experience with Chris Hardy. He is amazing.
Chris Hardy is the best, he is a trusted loan originator that will do everything in his knowledge to make sure you get the right loan . He always communicates what he needs and give you a clear understanding of what you are getting. My husband...
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Reply from Chris Hardy
September 6th, 2025 11:22 AM
I'm pleased to hear that you and your husband had such a positive experience, Aminata. Ensuring clear communication and helping you understand the process is important to me. Thank you for your trust and thoughtful words. I'm here whenever...
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Chris was great to work with. Always available to answer our questions.
Reply from Chris Hardy
September 3rd, 2025 03:38 AM
I'm glad to hear you had a positive experience, Dooyum. Being available to address any questions you had was important to me. Thank you for taking the time to share your feedback, and it was great working with you!
The experience was fast, painless, and Chris was great to work with.
Reply from Chris Hardy
September 2nd, 2025 03:49 PM
I appreciate you sharing your positive experience, Andrew. I'm glad we could make the process fast and easy for you. It was a pleasure working together, and thank you for your kind words.
Chris was incredibly responsive, very patient and made sure we understood every step of the process and what would be coming next. We started working with him over 1.5 years ago when we 1st started searching and have thoroughly enjoyed the...
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Chris was incredibly responsive, very patient and made sure we understood every step of the process and what would be coming next. We started working with him over 1.5 years ago and have thoroughly enjoyed the process. We will definitely be...
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Reply from Chris Hardy
September 2nd, 2025 03:18 PM
It's great to hear that working together has been such a positive experience, Adanna. Your kind words about my responsiveness and patience mean a lot to me. I'm pleased I could guide you through the process and that you felt informed at every...
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This is our second home purchase with Chris Hardy. He's proven to be an invaluable resource. He is responsive (especially during "off-hours"), effecient, and cares about his Clients and their needs. We wouldn't have been able to move into our...
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Reply from Chris Hardy - Waterstone Mortgage
August 13th, 2025 08:48 PM
I'm grateful for your continued trust, Ben. It's rewarding to know that I've been able to support you through both home purchases. I'm glad that being responsive and attentive to your needs had such a positive impact on your experience. Congratulations...
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Chris is the best - we couldn't have done this without him!
Reply from Chris Hardy
July 19th, 2025 12:36 PM
I'm truly touched by your kind words, Emily. It was wonderful to assist you, and I'm thrilled that I could be a part of your mortgage journey. Knowing I made a difference means a lot to me, and I'm glad I could help bring everything together...
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Chris was patient, helped guide me through the proces, and made sure I understood everything from start to finish. He made what could have been a stressful and complex process seamless.
Reply from Chris Hardy
July 9th, 2025 01:52 PM
I'm so glad to hear that you felt supported throughout the process, Shirlene. It's important to me that everything is clear and manageable from start to finish. I'm pleased that I could help make the mortgage journey seamless for you. Thank...
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He was super nice and walJed us through everything. then made sure we knew what anything was.
Reply from Chris Hardy
July 9th, 2025 12:32 PM
I appreciate your feedback, Garth. I'm glad I could guide you through the process and ensure you were well-informed every step of the way. It's important to me that my clients feel supported and comfortable with each part of the journey. Thank...
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Fixed Rate Mortgages
USDA Loans
Second Mortgages-Full Doc
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Memberships
- NMLS #196395
- Alumni of Villanova Undergraduate
- Alumni of Madison HS
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Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #196395
Achievements
- Graduated Villanova with Bachelor's
- MBA
- 20+ of Experience as a Lender
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Hobbies
- Biking
- Running
- Walking
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Disclaimer
Maryland Mortgage Lender License #186434.West Virginia Mortgage Lender Branch License #MLB-2393523.West Virginia Mortgage Broker Branch License #MBB-2393523.District of Columbia Mortgage Dual Authority Branch Licensee #MLB2393523.New Mexico Mortgage Loan Company Branch License.State of Iowa Exempt Company Registration #2009-0102.State of Idaho Licensee Exempt.Iowa Master Loan Company Registration #88883361 (Regulated Lender Loan Company License).Illinois Residential Mortgage Licensee # MB.6760383.Idaho Regulated Lender Licensee #RRL-8843.Alabama Consumer Credit Licensee #22162.Massachusetts Mortgage Broker License #MC186434.Massachsetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-181960.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #27057-MB-BCH.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions