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Chris Hardy - Waterstone Mortgage
Area Manager - Loan Originator
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
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Business Hours
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closed
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9 AM to 5 PM(Open now)
Tues
9 AM to 5 PM
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Reviews from Web
Chris Hardy - Waterstone Mortgage has received a review with 5 star rating from Jennifer C
Great working with Chris again!
Reply from Chris Hardy
October 22nd, 2025 01:14 PM
I'm pleased to hear that you had a great experience working with me again, Min-Chih. It's always rewarding to build lasting relationships. If there is anything further I can assist you with, please don't hesitate to get in touch.
Considering I haven't been involved in the purchase of a home in over 33 years, Chris made the process very smooth and seamless. Chris is extremely personable, friendly, receptive, and informative. He's just a really good guy!
Chris is so personable, he becomes a friend! He explains things, provides easy-to-understand instructions, as well as reminders. If we ever buy another house, I would absolutely choose Chrs to work with and help us through the process. A top...
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Reply from Chris Hardy
October 8th, 2025 05:15 PM
Thank you for sharing your experience, Carol. It's rewarding to hear that you found the guidance and support helpful along the way. Building a friendly and clear communication channel is important to me, so I appreciate your kind words. If...
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Chris Hardy - Waterstone Mortgage has received a review with 5 star rating from Martin H
Chris Hardy was a kind and responsive lender officer who provided support and cultivated a positive environment around the first-time buying of a home. His openness to providing answers to questions that came up throughout the process, even...
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Reply from Chris Hardy
October 6th, 2025 12:30 AM
I'm grateful for your kind review, Martin. It's important to me that you felt supported and comfortable throughout your first home-buying experience. I'm glad I could assist you with any questions you had, even if it meant late nights. If there's...
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Chris Hardy - Waterstone Mortgage has received a review with 5 star rating from Erika N
Mr. Hardy was always professional and available to answer our questions any time of day. We felt taken care of and respected. I highly recommend his services!
Reply from Chris Hardy
October 4th, 2025 01:12 PM
It's encouraging to know that you felt supported and respected throughout the process, Erika. Being available and providing professional service are priorities for me, so I'm glad I could meet your expectations. Thank you for recommending my...
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As always, Chris provided incredible customer service every step of the way!
Reply from Chris Hardy
September 10th, 2025 02:11 PM
Sara, I appreciate your kind words. It's great to know that my customer service met your expectations throughout the process. If there's ever anything more I can do for you, please don't hesitate to reach out.
Process was well explained and easy to go through! Chris was great to work with!
Reply from Chris Hardy
September 7th, 2025 01:38 PM
I am delighted to know that you found the process straightforward and easy, Kristin. It was a pleasure working with you, and I'm grateful for your kind words. If there's anything further I can assist with, please feel free to reach out.
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Fixed Rate Mortgages
USDA Loans
Second Mortgages-Full Doc
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Memberships
- NMLS #196395
- Alumni of Villanova Undergraduate
- Alumni of Madison HS
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Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #196395
Achievements
- Graduated Villanova with Bachelor's
- MBA
- 20+ of Experience as a Lender
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Hobbies
- Biking
- Running
- Walking
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Disclaimer
Maryland Mortgage Lender License #186434.West Virginia Mortgage Lender Branch License #MLB-2393523.West Virginia Mortgage Broker Branch License #MBB-2393523.District of Columbia Mortgage Dual Authority Branch Licensee #MLB2393523.New Mexico Mortgage Loan Company Branch License.State of Iowa Exempt Company Registration #2009-0102.State of Idaho Licensee Exempt.Iowa Master Loan Company Registration #88883361 (Regulated Lender Loan Company License).Illinois Residential Mortgage Licensee # MB.6760383.Idaho Regulated Lender Licensee #RRL-8843.Alabama Consumer Credit Licensee #22162.Massachusetts Mortgage Broker License #MC186434.Massachsetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-181960.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #27057-MB-BCH.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions