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Chris Hardy - Waterstone Mortgage
Area Manager - Loan Originator

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Chris Hardy - Waterstone Mortgage has received a review with 5 star rating from Phearum P
Working with Chris Hardy at Waterstone Mortgage was an outstanding experience. From the very beginning, Chris was incredibly helpful, knowledgeable, and responsive. He took the time to explain every step of the mortgage process in a clear and...
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Reply from Chris Hardy
July 2nd, 2025 03:53 AM
I'm delighted to hear that your experience with Waterstone Mortgage was outstanding. It was a pleasure assisting you and ensuring the mortgage process was clear and manageable. Your recommendation means a lot to me, and I'm glad I could help...
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Chris and his team were beyond excellent.
Reply from Chris Hardy
June 26th, 2025 01:18 PM
Thank you for your kind words, Richard. I'm thrilled to hear that you found my team and me to be beyond excellent. It was a pleasure working with you, and we appreciate your trust in Waterstone Mortgage.
Chris Hardy - Waterstone Mortgage has received a review with 5 star rating from Rae A
Chris Hardy - Waterstone Mortgage has received a review with 5 star rating from Rae A
Chris is beyond knowledgeable and is highly skilled. He walk is through every step and made the process enjoyable. Highly recommend him!
Reply from Chris Hardy
May 16th, 2025 07:18 PM
I'm thrilled to hear that you found the process enjoyable and that I was able to assist you every step of the way. Thank you for your kind words and recommendation. It was a pleasure working with you!
I had a smooth and great experience working with Chris at Waterstone. He helped me buy my dream house… it’s that simple!
I feel other lenders were not really in tune with the realities of the local area and meeting my needs. Chris from Waterstone helped my partner and I find a great product for us to move ahead and find our dream home. Oh, and the process was...
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Reply from Chris Hardy
May 1st, 2025 02:02 PM
I'm thrilled to hear that I could assist you and your partner in finding the right mortgage product for your dream home. It's great to know that the process was smooth and met your needs. Thank you for sharing your positive experience with...
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Chris was great! Quick turnaround and follow up on everything! Thank you!!
Reply from Chris Hardy
May 1st, 2025 12:31 PM
I'm thrilled to hear that you had a great experience with my service. Thank you for your kind words, and I'm glad I could assist with a quick turnaround and follow-up.
Chris Hardy is fantastic to work with! He's helped multiple family members over the years and we all have great things to say about Chris. We continue to use his services and leverage his knowledge.
Reply from Chris Hardy
April 16th, 2025 02:15 PM
I'm thrilled to hear that you've had such positive experiences working with me over the years. It's been a pleasure assisting you and your family with your mortgage needs. Thank you for your continued trust and support.
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Fixed Rate Mortgages
USDA Loans
Second Mortgages-Full Doc
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Memberships
- NMLS #196395
- Alumni of Villanova Undergraduate
- Alumni of Madison HS
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Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #196395
Achievements
- Graduated Villanova with Bachelor's
- MBA
- 20+ of Experience as a Lender
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Hobbies
- Biking
- Running
- Walking
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Disclaimer
Maryland Mortgage Lender License #186434.West Virginia Mortgage Lender Branch License #MLB-2393523.West Virginia Mortgage Broker Branch License #MBB-2393523.District of Columbia Mortgage Dual Authority Branch Licensee #MLB2393523.New Mexico Mortgage Loan Company Branch License.State of Iowa Exempt Company Registration #2009-0102.State of Idaho Licensee Exempt.Iowa Master Loan Company Registration #88883361 (Regulated Lender Loan Company License).Illinois Residential Mortgage Licensee # MB.6760383.Idaho Regulated Lender Licensee #RRL-8843.Alabama Consumer Credit Licensee #22162.Massachusetts Mortgage Broker License #MC186434.Massachsetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-181960.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #27057-MB-BCH.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions