Chris Granger

Name: Bay Equity LLC
Address: 1512 Webster St Ste B, Alameda, California, 94501
Telephone: +1-415-987-8489
Rating: 4.95

Branch Manager | NMLS #952015

Xpert Home Lending - Alameda, CA

4.95

(292)

Mortgage

Mortgage Loan Officer

Contact Info

(415) 987-8489

Alameda, CA

Location & Business Hours

Business Hours

Wed

8 AM to 5 PM

Thu

8 AM to 5 PM

Fri

8 AM to 5 PM

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4.95

(292)

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Experience.com

4.92

(139)

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5.0

(59)

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4.96

(94)

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Chris was fantastic to work with! He helped us close quickly and made the process smooth from start to finish. I also really appreciated the tool he provided to play around with different mortgage scenarios - it made things much clearer and...

Reply from Owner

August 25th, 2025 10:03 PM

Thanks Nataliia! It was truly a pleasure helping you. Wishing you lots of happy memories in your new home!

From the very first introduction to the last line signed I felt in good hands. Not only was Chris professional, he is innovative and committed to helping. I don’t often leave reviews but wanted to show my appreciation for a job well done. I...

Reply from Owner

August 25th, 2025 10:03 PM

Thank you for your wonderful feedback, William! We're thrilled to hear that you had such a positive experience. Our team takes pride in being professional and innovative, and it’s great to know that this was reflected in your interactions....

Chris Granger has received a review with 5 star rating from Rohit N

Reply from Owner

August 8th, 2025 05:53 PM

Thank you for your fantastic rating! We're thrilled to hear that you had a great experience with us. Your support means a lot, and we look forward to serving you again.

Chris and team were super helpful in the whole mortgage process. Being first time home buyers, we had no idea how everything works. Chris took time to patiently explain everything to us and answer our questions anytime. He also listened to...

Reply from Owner

August 7th, 2025 09:03 PM

Thank you so much, Sangeetha! It was truly a pleasure helping you and your family through your first home purchase. I’m so glad we could make the process feel clear and supportive. Can’t wait to work with you again down the road — wishing you...

Chris is a fantastic person to work with—open, approachable, and incredibly knowledgeable. From the very beginning, he took the time to explain every step of the process in detail, using his well-organized spreadsheet to make everything clear...

Reply from Owner

June 23rd, 2025 04:40 PM

Thanks Alena! I’m so happy for you. Hope you enjoy your new home!

Chris was amazingly helpful and supportive guiding us through the loan process. He is easy to reach and was quick to respond to my questions and concerns. His amazing spreadsheet makes clear the reality of any offer.

Reply from Owner

June 10th, 2025 11:30 PM

Thank you for your wonderful feedback, Bob! We're thrilled to hear that Chris provided you with the support you needed during the loan process. His commitment to communication and clarity is truly valued. We appreciate your acknowledgment of...

I highly recommend Chris Granger and Xpert Home Lending! Chris helped me a lot purchasing my new home. What truly set him apart for me was his "HOMEwork" system and all the calls where he patiently went through all my questions. That removed...

Reply from Owner

June 10th, 2025 01:15 AM

Thanks Eder! Really appreciate the kind words. Let’s make that soccer game and beer happen!

We loved working with Chris! As this was my first time purchasing a home I had many, many questions and really hoped to learn as much as I could throughout the process. Chris could not have been more generous with his time and talents and really...

Reply from Owner

May 24th, 2025 03:28 PM

Thanks Susan! I hope you and the family are enjoying the new home!

5 Stars – Outstanding Service and Support!We had an excellent experience working with Chris & his team. From start to finish, the process was smooth, efficient, and transparent. He took the time to answer all of our questions, explained every...

Reply from Owner

May 20th, 2025 04:23 AM

Hi Janessa! Thanks so much for you nice words, it means the world to me. Hope you and Joey are enjoying the new home!

We can't recommend Chris Granger at Xpert Home Lending highly enough! From the moment we started the process, he was incredibly responsive, professional, and proactive, which was so helpful as first-time home buyers in the Bay Area. Thanks...

Reply from Owner

May 2nd, 2025 06:43 PM

Thank you so much for your heartfelt review, Esther! We're thrilled to hear about your positive experience with Chris and the team at Xpert Home Lending. Helping first-time home buyers navigate the competitive Bay Area market is our priority,...

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About

Started in 2012, Chris has closed over 1,000 loans in his career. The key to his success starts and ends with education. After hearing from his clients that the mortgage process was inherently broken, Chris turned his focus to creating the tools (see his famous spreadsheet) to help buyers understand the mortgage process, walking them step by step through the details in a simple and approachable way. Whether you’re a first time homebuyer, a seasoned investor, or somewhere in between, Chris’ education-based approach will give you the ability to confidently build wealth through real estate.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities

Purchase Loans

Refinance Loans

Cash Our Refinance

Primary Residence

Second Home

Investment Property

Conventional

Jumbo

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Positions

Bay Equity LLC - Branch Manager
Dec 1st, 2016 - Jul 4th, 2023
Xpert Home Lending - Mortgage Broker
Jul 4th, 2023 - Current

Memberships

Olympic Club

Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

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Year Started

2012

Time Zone

Pacific Standard Time (PST)

Licenses

NMLS #952015
CA, OR, WA, NV, HI, AZ, CO

Achievements

Presidents Club 2020 - 2023

Hobbies

Basketball, Golfing, Ocean Beach, live music

Disclaimer

Chris Granger, 952015, Xpert Home Lending, Inc., 2179191 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 2179191 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 952015 or Licensed by the Department of Business Oversight under the California Finance Lenders Law, 952015 952015, Xpert Home Lending, Inc., (415) 987-8489 2179191, Xpert Home Lending, Inc., 1100 Satellite Blvd NW, Suwanee, GA, 30024 952015, Chris Granger, 2179191, Xpert Home Lending, Inc., 1100 Satellite Blvd NW, 1100 Satellite Blvd NW Chris Granger, 952015, Xpert Home Lending, Inc., CL-2179191 The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.