Chris Granger
Branch Manager | NMLS #952015
Started in 2012, Chris has closed over 1,000 loans in his career. The key to his success starts and ends with education.
After hearing from his clients that the mortgage process was inherently broken, Chris turned his focus to creating the... Show More
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Business Hours
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8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Buying a home is one of the most significant purchases we make in life. For this reason I sought for someone that would not only help me make this dream a reality at any cost, but someone who I could trust. From our very first meetings, my...
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Reply from Owner
March 10th, 2026 12:50 AM
Thank you so much for this wonderful review, Amanda. Congratulations to you and your husband on your first home — we’re thrilled Chris and the team could make the process clear, fast, and stress-free. We truly appreciate your trust and your...
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Chris and team were very professional and responsive. They made the mortgage process easy! Would recommend working with him and his team to everyone.
Reply from Owner
March 4th, 2026 11:47 PM
Thanks for the kind words, Rory. It was a pleasure helping you through the mortgage process and being part of your home purchase in San Francisco. I appreciate you trusting me to help guide you through it. Congratulations on the new home!—...
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Chris Granger is a great human being! He and his team worked tirelessly and swiftly to help me achieve my loan needs when purchasing my home. I highly recommend Chris!
Reply from Owner
March 4th, 2026 11:41 PM
Thank you for the kind words, Angela. I’m grateful you trusted our team at Xpert Home Lending to guide you through the home loan process. Excited for you to be in your new home.
Chris and his team were amazing to work with during my home purchase. The time to close was swift, and everything that needed handling was done so in an expedited and positive manner. Chris has great energy; he answered my calls and questions...
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Reply from Owner
February 24th, 2026 01:17 AM
Thank you so much for the kind review, Angela! We're thrilled Chris and the team made your loan experience smooth and positive, and that the closing moved quickly. We truly appreciate your recommendation and are here to help you or anyone you...
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Chris was very informative and very organized. I appreciate how he lead me through the process with all the data in front of me on a spreadsheet.
Reply from Owner
January 29th, 2026 09:03 PM
Thanks, Abby! Happy the spreadsheet and clear process helped. Always here if you need anything mortgage-related!
We had a great experience working with Chris and his team--the time to close was much shorter than average. They were thorough, organized, responsive, and made us feel supported at every step. Chris's comprehensive mortgage calculator spreadsheet...
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Reply from Owner
December 18th, 2025 12:41 AM
Thanks, Tina! I’m so excited for you guys! Enjoy the new home!
Chris helped us out with our mortgage needs. Ours was a complicated case and Chris was able to put together financing that met our needs. Thanks Chris!
Reply from Owner
November 26th, 2025 10:13 PM
We're thrilled to hear that Chris was able to help you with your complicated mortgage needs! His dedication to finding the right financing solutions for our clients is something we take pride in. Thank you for your kind words and for choosing...
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Chris and his team were excellent to deal with. They were extremely communicative, available, and patient as we navigated a complex process. Cannot recommend Chris highly enough!
Reply from Owner
November 14th, 2025 08:33 PM
Appreciate you Dave! Can't wait for the welcome party in your beautiful new home.
Chris Granger has received a review with 5 star rating from Jordan P
Reply from Owner
November 8th, 2025 08:20 PM
Thank you for your fantastic review, Jordan! We're thrilled to hear that you had a great experience with us. Your support means a lot, and we look forward to serving you again soon.
My wife and I are very satisfied with our experience with Chris. This was our second time as home buyers. We interviewed Chris alongside about ten other lenders in May, before closing on a property in September. A number of things about Chris...
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Reply from Owner
October 29th, 2025 08:13 AM
Thank you for sharing your experience, Matthew. We're thrilled to hear that Chris provided you with exceptional support and guidance throughout your home buying process. Your detailed feedback about his competitive rates and educational approach...
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11–20 of 292
About
Started in 2012, Chris has closed over 1,000 loans in his career. The key to his success starts and ends with education.
After hearing from his clients that the mortgage process was inherently broken, Chris turned his focus to creating the tools (see his famous spreadsheet) to help buyers understand the mortgage process, walking them step by step through the details in a simple and approachable way.
Whether you’re a first time homebuyer, a seasoned investor, or somewhere in between, Chris’ education-based approach will give you the ability to confidently build wealth through real estate.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Loans
Refinance Loans
Cash Our Refinance
Primary Residence
Second Home
Investment Property
Conventional
Jumbo
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Positions
- Bay Equity LLC - Branch ManagerDec 1st, 2016 - Jul 4th, 2023
- Xpert Home Lending - Mortgage BrokerJul 4th, 2023 - Current
Memberships
- Olympic Club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #952015
- CA, OR, WA, NV, HI, AZ, CO
Achievements
- Presidents Club 2020 - 2023
Hobbies
- Basketball, Golfing, Ocean Beach, live music
Disclaimer
Chris Granger, 952015, Xpert Home Lending, Inc., 2179191
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 2179191
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 952015 or Licensed by the Department of Business Oversight under the California Finance Lenders Law, 952015
952015, Xpert Home Lending, Inc., (415) 987-8489
2179191, Xpert Home Lending, Inc., 1100 Satellite Blvd NW, Suwanee, GA, 30024
952015, Chris Granger, 2179191, Xpert Home Lending, Inc., 1100 Satellite Blvd NW, 1100 Satellite Blvd NW
Chris Granger, 952015, Xpert Home Lending, Inc., CL-2179191
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.