Chris Granger

Name: Bay Equity LLC
Address: 1512 Webster St Ste B, Alameda, California, 94501
Telephone: +1-415-987-8489
Rating: 4.95

Branch Manager | NMLS #952015

Xpert Home Lending - Alameda, CA

4.95

(292)

Mortgage

Mortgage Loan Officer

Contact Info

(415) 987-8489

Alameda, CA

Location & Business Hours

Business Hours

Wed

8 AM to 5 PM

Thu

8 AM to 5 PM

Fri

8 AM to 5 PM

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4.95

(292)

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Experience.com

4.92

(139)

Zillow

5.0

(59)

Google

4.96

(94)

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Chris is an all-star lender who made our home purchasing experience a breeze. He's creative, responsive, and extremely thorough - everything you want in a lender. I'd recommend him to anyone looking to secure or restructure a mortgage.

Reply from Owner

October 20th, 2025 08:07 PM

Thank you for your wonderful review, Allison! We're thrilled to hear that Chris provided you with such a positive home purchasing experience. His dedication and expertise are truly valuable to our team. We appreciate your recommendation and...

Chris was really professional from start to finish.He explained everything in detail about the whole process which made it easy to understand

Reply from Owner

October 18th, 2025 08:07 PM

Thank you for your positive feedback! We're glad to hear that Chris provided you with a professional and informative experience. Ensuring that our customers understand the process is a top priority for us. We appreciate your support and look...

If you have found Chris, consider yourself lucky. Chris is amazing! He helped us resolve a very difficult loan. He put us as ease and helped us with several options. There really is no reason to work with anyone else, and we won't.

Reply from Owner

October 14th, 2025 10:04 PM

Thank you for your kind words, Pamela. It means a lot. If you ever need anything, don't hesitate to reach out. I'm always here for you!

Chris came highly recommended from our incredible agent Frank Castaldini. From the moment we engaged Chris, he worked tirelessly to get our loan done on time and at a great rate. Despite us throwing curveballs and changes at Chris (sorry Chris)...

Reply from Owner

October 13th, 2025 07:14 PM

Thanks Mike! Excited for your next chapter in your beautiful new home.

While I always recommend Chris to my clients, I had the pleasure to work with Chris and team for my own refinance this month. Everyone was super organized, easy to work with and highly communicative. Can't recommend enough!

Reply from Owner

October 9th, 2025 02:02 AM

Thank you for your kind words and for choosing us for your refinance! We're thrilled to hear about your positive experience with Chris and the team. Our goal is to provide exceptional service, and it's great to know we met your expectations....

Wouldn't want to go with anyone else!

Reply from Owner

October 7th, 2025 08:02 PM

Thank you for your confidence in us! We're delighted to hear that you choose us as your preferred option. Your support means a lot, and we look forward to serving you again in the future.

TLDR we could not have bought our house without Chris and his team. As first time home buyers there is sooo much we didn’t know and were so stressed. Chris’ team handled the situation with so much patience. while we may have possibly gotten...

Reply from Owner

September 26th, 2025 07:19 PM

Thank you for your wonderful feedback, Meher! We're thrilled to hear that Chris and his team were able to support you through your first-time home buying journey with patience and expertise. Your recommendation means a lot to us, and we're...

I called up to get some information for the best type of loan to take out for our construction project. Chris picked up the phone and spent 10-15 minutes helping me and he figured out a great solution - All of this and I am not a client (yet)...

Reply from Owner

September 18th, 2025 06:29 AM

Thank you so much for your kind words, Lora! We're thrilled to hear about your positive experience with Chris. Providing knowledgeable and helpful assistance to potential clients is our priority. We look forward to the opportunity to work with...

I’ve used Chris and his team to buy my first home and refinance. The process was easy and well laid out with en excel showing what where and why all of the money was moving making something I was dreading quite painless.

Reply from Owner

September 8th, 2025 11:36 PM

Thank you for your wonderful review, Alec! We're thrilled to hear that you had a smooth experience buying your first home and refinancing with us. It's great to know our detailed process helped make it less daunting for you. We appreciate your...

We were very happy with Chris and his team throughout the process. From the initial approval through the closing process, they were always ready to answer our questions and provide guidance. I heartily recommend them to anyone seeking to buy...

Reply from Owner

September 5th, 2025 11:29 PM

Thank you for your wonderful review, Richard! We're thrilled to hear that Chris and the team were able to assist you throughout your home-buying journey. Your recommendation means a lot to us, and we appreciate your trust in our services. Wishing...

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About

Started in 2012, Chris has closed over 1,000 loans in his career. The key to his success starts and ends with education. After hearing from his clients that the mortgage process was inherently broken, Chris turned his focus to creating the tools (see his famous spreadsheet) to help buyers understand the mortgage process, walking them step by step through the details in a simple and approachable way. Whether you’re a first time homebuyer, a seasoned investor, or somewhere in between, Chris’ education-based approach will give you the ability to confidently build wealth through real estate.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities

Purchase Loans

Refinance Loans

Cash Our Refinance

Primary Residence

Second Home

Investment Property

Conventional

Jumbo

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Positions

Bay Equity LLC - Branch Manager
Dec 1st, 2016 - Jul 4th, 2023
Xpert Home Lending - Mortgage Broker
Jul 4th, 2023 - Current

Memberships

Olympic Club

Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

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Year Started

2012

Time Zone

Pacific Standard Time (PST)

Licenses

NMLS #952015
CA, OR, WA, NV, HI, AZ, CO

Achievements

Presidents Club 2020 - 2023

Hobbies

Basketball, Golfing, Ocean Beach, live music

Disclaimer

Chris Granger, 952015, Xpert Home Lending, Inc., 2179191 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 2179191 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 952015 or Licensed by the Department of Business Oversight under the California Finance Lenders Law, 952015 952015, Xpert Home Lending, Inc., (415) 987-8489 2179191, Xpert Home Lending, Inc., 1100 Satellite Blvd NW, Suwanee, GA, 30024 952015, Chris Granger, 2179191, Xpert Home Lending, Inc., 1100 Satellite Blvd NW, 1100 Satellite Blvd NW Chris Granger, 952015, Xpert Home Lending, Inc., CL-2179191 The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.