Chris Granger
Branch Manager | NMLS #952015
Started in 2012, Chris has closed over 1,000 loans in his career. The key to his success starts and ends with education.
After hearing from his clients that the mortgage process was inherently broken, Chris turned his focus to creating the... Show More
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Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
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closed
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Reviews from Web
Chris took so much time to explain the VERY complex business of buying homes and investing in real estate- I am not in any kind of financial field and understand very little of this. I've walked away confident in my purchase, confident in understanding...
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I have a great experience working with Chris team. They are professional, knowledgeable, and responsive throughout the entire process.
Reply from Owner
October 16th, 2026 04:37 PM
Appreciate the kind words Carlos! Hope you are enjoying your new home.
We were very lucky to find Chris! We are first time home buyers and Chris and his Team were incredibly supportive. We highly recommend working with Chris and the Xpert home lending team!
Reply from Owner
October 16th, 2026 04:40 PM
Thanks Becca! Hope you guys are settling in and enjoying your new home :)
Chris, Peter, and his team were very helpful and knowledgeable through the whole process of acquiring a loan to buy our home. we could tell Chris has a lot of experience, he explained everything very thoroughly. even though we had some problems...
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Reply from Owner
October 8th, 2026 05:06 PM
Thank you, Katria! It was a pleasure helping you get into your new home. Peter and I really appreciate the kind words. Congratulations!
Chris
Chris and Peter helped us secure a mortgage for our house in a very competitive San Francisco housing market. We had to close on an expedited timeline and they made it happen, communicating clearly throughout and making sure the process went...
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Reply from Owner
September 27th, 2026 03:01 PM
Thanks Daniella. Appreciate the kind words. Hope you’re enjoying your new home!
With everything considered in the process, Chris Granger was an excellent resource and broker during the process of getting my loan approved and closed. I would happily recommend him to others as well as interested in continuing future services!...
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I highly recommend Chris & team to anyone with home lending needs. They were informative and they ensured that the process moved along smoothly. Their resources and knowledge helped my family feel secure during the entire process.
Reply from Owner
July 16th, 2026 05:01 PM
Thank you, Ryan. It means a lot to hear the process felt smooth and that you two felt secure throughout. That's exactly what I aim for. It was a pleasure working with you, and I'm always here if you or anyone you know ever needs anything.
The greatest stroke of luck we’ve had recently is meeting the person who would become our realtor at a random open house, then being introduced to Chris through her. These two have changed our lives for the better!I admit I was skeptical after...
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Reply from Owner
July 16th, 2026 05:00 PM
Lauren, this made my day. Thank you for the kind words. Converting a spreadsheet skeptic might be my proudest win yet. It was a joy working with you both, and I'm so glad homeownership went from "someday" to keys in hand. Welcome home, and...
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Chris and the team at Xpert made our home-buying and loan-finding process as easy as possible. With detailed tools and thorough explanations, Chris helped us understand what our budget was and walked us through the details, making it clear...
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Reply from Owner
July 6th, 2026 02:07 AM
Thank you, Scott, for the wonderful review and for trusting Chris and the Xpert team with your home-buying journey. We're thrilled our tools and explanations helped you understand your budget and that Chris could support you through the appraisal...
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Chris and his team were absolutely amazing. They went above and beyond to make the entire home-buying process smooth and stress-free. Throughout every step, they maintained excellent communication and kept us informed on what to expect.One...
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Reply from Owner
June 17th, 2026 08:27 PM
Thanks Daniel. Appreciate your kind words. Enjoy your new home!
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About
Started in 2012, Chris has closed over 1,000 loans in his career. The key to his success starts and ends with education.
After hearing from his clients that the mortgage process was inherently broken, Chris turned his focus to creating the tools (see his famous spreadsheet) to help buyers understand the mortgage process, walking them step by step through the details in a simple and approachable way.
Whether you’re a first time homebuyer, a seasoned investor, or somewhere in between, Chris’ education-based approach will give you the ability to confidently build wealth through real estate.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Loans
Refinance Loans
Cash Our Refinance
Primary Residence
Second Home
Investment Property
Conventional
Jumbo
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Positions
- Bay Equity LLC - Branch ManagerDec 1st, 2016 - Jul 4th, 2023
- Xpert Home Lending - Mortgage BrokerJul 4th, 2023 - Current
Memberships
- Olympic Club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #952015
- CA, OR, WA, NV, HI, AZ, CO
Achievements
- Presidents Club 2020 - 2023
Hobbies
- Basketball, Golfing, Ocean Beach, live music
Disclaimer
Chris Granger, 952015, Xpert Home Lending, Inc., 2179191
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 2179191
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 952015 or Licensed by the Department of Business Oversight under the California Finance Lenders Law, 952015
952015, Xpert Home Lending, Inc., (415) 987-8489
2179191, Xpert Home Lending, Inc., 1100 Satellite Blvd NW, Suwanee, GA, 30024
952015, Chris Granger, 2179191, Xpert Home Lending, Inc., 1100 Satellite Blvd NW, 1100 Satellite Blvd NW
Chris Granger, 952015, Xpert Home Lending, Inc., CL-2179191
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.