Chris Granger

Name: Bay Equity LLC
Address: 1512 Webster St Ste B, Alameda, California, 94501
Telephone: +1-415-987-8489
Rating: 4.95

Branch Manager | NMLS #952015

Xpert Home Lending - Alameda, CA

4.95

(292)

Mortgage

Mortgage Loan Officer

Contact Info

(415) 987-8489

Alameda, CA

Location & Business Hours

Business Hours

Wed

8 AM to 5 PM

Thu

8 AM to 5 PM

Fri

8 AM to 5 PM

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4.95

(292)

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4.92

(139)

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5.0

(59)

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4.96

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I highly recommend Chris & team to anyone with home lending needs. They were informative and they ensured that the process moved along smoothly. Their resources and knowledge helped my family feel secure during the entire process.

Reply from Owner

July 16th, 2026 05:01 PM

Thank you, Ryan. It means a lot to hear the process felt smooth and that you two felt secure throughout. That's exactly what I aim for. It was a pleasure working with you, and I'm always here if you or anyone you know ever needs anything.

The greatest stroke of luck we’ve had recently is meeting the person who would become our realtor at a random open house, then being introduced to Chris through her. These two have changed our lives for the better!I admit I was skeptical after...

Reply from Owner

July 16th, 2026 05:00 PM

Lauren, this made my day. Thank you for the kind words. Converting a spreadsheet skeptic might be my proudest win yet. It was a joy working with you both, and I'm so glad homeownership went from "someday" to keys in hand. Welcome home, and...

Chris and the team at Xpert made our home-buying and loan-finding process as easy as possible. With detailed tools and thorough explanations, Chris helped us understand what our budget was and walked us through the details, making it clear...

Reply from Owner

July 6th, 2026 02:07 AM

Thank you, Scott, for the wonderful review and for trusting Chris and the Xpert team with your home-buying journey. We're thrilled our tools and explanations helped you understand your budget and that Chris could support you through the appraisal...

Chris and his team were absolutely amazing. They went above and beyond to make the entire home-buying process smooth and stress-free. Throughout every step, they maintained excellent communication and kept us informed on what to expect.One...

Reply from Owner

June 17th, 2026 08:27 PM

Thanks Daniel. Appreciate your kind words. Enjoy your new home!

Chris and the team were terrific -- got us financed and talked us through the whole thing in a clear way. We knew we were in great hands!!

Reply from Owner

June 11th, 2026 02:15 AM

Michael, thank you for the fantastic review. We’re thrilled Chris and the team made the financing process clear and that you felt in great hands. We appreciate your trust and are here for any future needs or to help friends and family.

We had an outstanding experience working with Chris Granger as our Mortgage Lender. From the very beginning, he took the time to educate us and guide us through every step of the process. Chris made everything easy to understand with clear...

Reply from Owner

June 5th, 2026 04:23 PM

Thank you, Jeremy! Appreciate the kind words. Hope you enjoy the new home!

Chris and his team at Xpert Home Lending are always professional, knowledgeable and completely on top of the entire loan process. I will highly recommend Xpert Home Lending to anyone looking for loans.

Reply from Owner

April 29th, 2026 04:42 PM

Colin, thank you for the fantastic review and recommendation. We’re thrilled Chris and the team provided professional, knowledgeable support throughout your loan process. We appreciate you referring Xpert Home Lending and look forward to helping...

Chris and his team were such an incredible partner in buying our first home. The level of detail, the attitude, the support were all so great at making it seamless and easy to understand. Would highly recommend!!

Reply from Owner

April 28th, 2026 01:52 AM

Thanks Nick, grateful to be apart of your journey.

We couldn’t be happier with our experience working with Chris. From start to finish, he was responsive, thorough, and incredibly professional.What really stood out was how clearly he walked us through every step of the process, breaking down...

Reply from Owner

April 25th, 2026 04:32 PM

Thanks Nick — really appreciate the kind words. You guys made it easy on me. Enjoy the new home! Excited for you guys and the next chapter!

Chris was extremely helpful walking my husband and myself through the refinancing process. He was communicative, friendly and was so patient with all the questions we had. He got us the best rate and we are so grateful for his hard work. I...

Reply from Owner

March 30th, 2026 04:43 PM

Thanks Dana :) It was such a pleasure helping you guys with the refinance. I really appreciate your trust and kind words.

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About

Started in 2012, Chris has closed over 1,000 loans in his career. The key to his success starts and ends with education. After hearing from his clients that the mortgage process was inherently broken, Chris turned his focus to creating the tools (see his famous spreadsheet) to help buyers understand the mortgage process, walking them step by step through the details in a simple and approachable way. Whether you’re a first time homebuyer, a seasoned investor, or somewhere in between, Chris’ education-based approach will give you the ability to confidently build wealth through real estate.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities

Purchase Loans

Refinance Loans

Cash Our Refinance

Primary Residence

Second Home

Investment Property

Conventional

Jumbo

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Positions

Bay Equity LLC - Branch Manager
Dec 1st, 2016 - Jul 4th, 2023
Xpert Home Lending - Mortgage Broker
Jul 4th, 2023 - Current

Memberships

Olympic Club

Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

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Year Started

2012

Time Zone

Pacific Standard Time (PST)

Licenses

NMLS #952015
CA, OR, WA, NV, HI, AZ, CO

Achievements

Presidents Club 2020 - 2023

Hobbies

Basketball, Golfing, Ocean Beach, live music

Disclaimer

Chris Granger, 952015, Xpert Home Lending, Inc., 2179191 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 2179191 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 952015 or Licensed by the Department of Business Oversight under the California Finance Lenders Law, 952015 952015, Xpert Home Lending, Inc., (415) 987-8489 2179191, Xpert Home Lending, Inc., 1100 Satellite Blvd NW, Suwanee, GA, 30024 952015, Chris Granger, 2179191, Xpert Home Lending, Inc., 1100 Satellite Blvd NW, 1100 Satellite Blvd NW Chris Granger, 952015, Xpert Home Lending, Inc., CL-2179191 The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.