Chris Fratta
Highlands Residential Mortgage, Ltd.
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Chris is professional, pays attention to details, great communication skills and r espondsive to returning phone calls & emails.
Reply from Chris Fratta
November 18th, 2025 07:52 PM
Your feedback means a lot to me, Steven. I'm glad you found my communication skills and attention to detail helpful. Being responsive is important to ensure a smooth process for you. If there's anything else you need, feel free to contact me....
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Excellent communication and customer service
Reply from Chris Fratta
November 18th, 2025 05:10 PM
I appreciate your feedback on my communication and customer service. Ensuring a seamless and supportive experience for you is a top priority for me. Should you need any further assistance, I'm here to help.
Very kind and easy to talk to
Reply from Chris Fratta
November 17th, 2025 06:33 PM
Thank you for highlighting my approachability and kindness. It's important to me that clients feel comfortable and at ease during their home buying journey. Should you need any assistance in the future, I'm here to help.
Chris was excellent to work with, he had open lines of communication, was very knowledgeable, and made our first time home buying experience a little less stressful. He was always willing to help with our questions and made sure we were getting...
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Reply from Chris Fratta
November 10th, 2025 02:20 PM
Thanks, Jacob! Enjoy your new home, and don't ever hesitate to call/email with any questions. And, if you know of anyone who would benefit from my help, please let me know. Thanks!
Chris is very knowledgeable and great with communicating
Reply from Chris Fratta
November 10th, 2025 02:21 PM
Thanks, Margarette! I love working with you and your clients.
I had nice experience thanks to Chris and his team professionalism and responsivenes. They guided me and my son through each step. We had a clear and stress free process and i truly appreciated the support and attention to detail.
Reply from Chris Fratta
October 10th, 2025 03:40 PM
Milande, Thank you for your business and confidence. I really do appreciate it. I'm very excited for both you and Nephson. Please do not hesitate to call me with any future questions.
There were no communication issue, everything was on time and they're nice peopl.
Reply from Chris Fratta
October 8th, 2025 02:58 PM
Nephson, Thank you for the opportunity to be a part of this huge milestone! Enjoy your new home. Cheers!
Chris made the home buying process easy. He answered all of our questions completely and quickly. He was on top of the entire process and made himself available to us and our agent. Working with Chris has been a Great experience and we hope...
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Reply from Chris Fratta
August 7th, 2025 01:36 PM
Anthony and Kelly! Thank you again for your business and confidence. Please do not hesitate to call me with any future questions or referrals. Enjoy your new home!
Chris is also a pleasure to do business with. He's always first-class, professional, diligent & resonsiveness from start to finish!
Reply from Chris Fratta
August 5th, 2025 09:19 PM
Thanks, Joe! Working with agents like yourself makes everyone's job easier!
Thank you for all your help. The informaiton you provided with along the way was clear and easy to understand. We appreciate your patience when we had questions. And would definitely recommend you to our friends and family. Thank you for such...
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Reply from Chris Fratta
June 5th, 2025 04:51 PM
Fatumatu, Thank you so much for your business and confidence. I'm honored to assisted you and your family with this huge life milestone! Please do not ever hesitate to contact me with any questions or concerns. Enjoy your new home!
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional, FHA, VA, USDA
Purchase/Refinance 1st and 2nd Mortgages
Renovation Loans
Down Payment Assistance
Conventional 97%, HomeReady, HomePossible
Construction
Doctor/Dentist
Self-Employed Borrowers
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Positions
- Highlands Residential Mortgage - Sales Manager Loan OfficerJun 4th, 2024 - Current
Memberships
- MMBBA - Maryland Mortgage Bankers and Brokers Association
- HCAR -Howard County Board of Realtors DEI Committee
- Live Baltimore
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Eastern Standard Time (EST)
Licenses
- Maryland
- District of Columbia
- Florida
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Achievements
- President's Club
- Certified Mortgage Planning Specialists
Hobbies
- HS Coach
- Working Out
- Golf
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Disclaimer
