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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164

I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
As a first-time homebuyer, I was naturally apprehensive about the whole mortgage process. However, I was incredibly fortunate to have the opportunity to work with an outstanding loan officer like Chris Cayo, who truly went above and beyond...
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Reply from CHRIS CAYO
September 27th, 2023 03:14 AM
Dulce, I'm so very happy for you and Harley with the purchase of your home! Being a first-time homebuyer can be a little scary, and I'm glad your experience was "smooth and stress-free". I greatly appreciate any referrals and look forward to...
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As a first-time homebuyer, I was naturally apprehensive about the whole mortgage process. However, I was incredibly fortunate to have the opportunity to work with an outstanding loan officer like Chris Cayo, who truly went above and beyond...
read more
Reply from Owner
June 2nd, 2023 11:50 PM
Dulce, I'm so very happy for you and Harley with the purchase of your home! Being a first-time homebuyer can be a little scary, and I'm glad your experience was "smooth and stress-free". I greatly appreciate any referrals and look forward to...
read more
As a first-time homebuyer, I was naturally apprehensive about the whole mortgage process. However, I was incredibly fortunate to have the opportunity to work with an outstanding loan officer like Chris Cayo, who truly went above and beyond...
read more
Reply from Owner
June 2nd, 2023 12:00 AM
Dulce, I'm so very happy for you and Harley with the purchase of your home! Being a first-time homebuyer can be a little scary, and I'm glad your experience was "smooth and stress-free". I greatly appreciate any referrals and look forward to...
read more
Chris was great! He was very communicative, attentive and professional. I highly recommend him for your mortgage needs.
Reply from Owner
June 3rd, 2023 12:02 AM
Nick, I'm so happy for you & Nobuko to enjoy your beautiful NEW home! As a loan officer it means a great deal when a realtor such as yourself not only entrusts in you with their clients but also wants your help when they're buying a home for...
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Mike, Jodi, and Chris’s knowledgeable and super fast answers to my questions were exactly what I needed. Their empathy for the situation I was going through truly showed and I can not express how thankful I am to have them in my corner every...
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Reply from CHRIS CAYO
September 27th, 2023 03:14 AM
Holly, I greatly appreciate your review! I remember when you were first referred to me by Adri in July of '22. I can't believe it's almost been a year! When she told me you were having problems with your current mortgage lender, I knew right...
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Mike, Jodi, and Chris’s knowledgeable and super fast answers to my questions were exactly what I needed. Their empathy for the situation I was going through truly showed and I can not express how thankful I am to have them in my corner every...
read more
Reply from Owner
June 2nd, 2023 10:55 PM
Holly, I greatly appreciate your review! I remember when you were first referred to me by Adri in July of '22. I can't believe it's almost been a year! When she told me you were having problems with your current mortgage lender, I knew right...
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Chris consistently delivers above and beyond service to my clients, with competitive rates and loan options to fit my clients' needs. He works diligently to ensure on time, if not early, closings, keeping in constant communication along the...
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Reply from Owner
June 2nd, 2023 11:09 PM
Awe, thank you Lea! That means a lot coming from a real estate professional such as yourself. Too often borrowers are told to focus on one thing when finding a lender and your reviews goes to show that there's a lot to find the right loan officer...
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My wife and I have been through the home selling/buying process a few times and are familiar with how things generally work. However, when we encountered little bumps along the way this time, Chris was right there to help us over them. In fact,...
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Reply from Owner
May 31st, 2023 11:52 PM
Greg, it was so nice getting the opportunity to help you and Teri with buying your forever home. It seems like the Salkum or the Mossyrock area is a little slice of heaven, but still in Washington. Most people when looking for a mortgage lender...
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My wife and I have been through the home selling/buying process a few times and are familiar with how things generally work. However, when we encountered little bumps along the way this time, Chris was right there to help us over them. In fact,...
read more
Reply from Owner
May 31st, 2023 12:00 AM
Greg, it was so nice getting the opportunity to help you and Teri with buying your forever home. It seems like the Salkum or the Mossyrock area is a little slice of heaven, but still in Washington. Most people when looking for a mortgage lender...
read more
As an escrow officer, I very much appreciate Chris' high level of communication, and willingness to do whatever is needed to get files closed on time. Transactions with him always go smoothly, and we all have happy customers at the end of the...
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Reply from Owner
May 31st, 2023 10:57 PM
Brooke, thank you for not only a very kind review but for being the first escrow officer to leave a 5-star review. It's been a pleasure working with you and your team on so many transactions and I'm looking forward to many more "smooth" loan...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.