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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164

I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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Reviews from Web
Wow is all we can say! Chris and his team were amazing throughout the entire process. Any and every question we had regarding the VA home loan process was answered in a timely and very professional manner. No matter the time of day or day of...
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Reply from Owner
August 22nd, 2023 01:03 AM
Brett, thank you for your awesome review brother! It was an honor serving you, a fellow veteran, and your wife. I'm thrilled my team and I could make the VA home loan process smooth and provide timely, professional communication. Your comparison...
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Wow is all we can say! Chris and his team were amazing throughout the entire process. Any and every question we had regarding the VA home loan process was answered in a timely and very professional manner. No matter the time of day or day of...
read more
Reply from Owner
November 20th, 2023 12:00 AM
Brett, thank you for your awesome review brother! It was an honor serving you, a fellow veteran, and your wife. I'm thrilled my team and I could make the VA home loan process smooth and provide timely, professional communication. Your comparison...
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My client and I had an amazing experience with Chris. We were competitively house hunting for almost 2 months. Chris is incredibly helpful, very knowledgeable, professional, and attentive throughout the entire process prior to our offer getting...
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Reply from Owner
August 7th, 2024 12:00 AM
Monie, thank you for your wonderful review! I'm glad I could assist you and your client during the competitive house hunting journey. Your kind words about my attentiveness and communication mean a lot. Ensuring a smooth process and offering...
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Chris had been very helpful in guiding me through the mortgage process. Always listened and took the time to answer all my questions, Chris is very attention to detail. He understood the circumstance with my specific budget and really went...
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Reply from Owner
June 2nd, 2023 11:56 PM
Pam, I'm glad you found value with me breaking down the monthly payment and walking you through what that number consists of to ensure we met your budget. We have a handy mortgage calculator on our website but those can be tricky, so sometimes...
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Chris had been very helpful in guiding me through the mortgage process. Always listened and took the time to answer all my questions, Chris is very attention to detail. He understood the circumstance with my specific budget and really went...
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Reply from Owner
August 7th, 2023 12:00 AM
Pam, I'm glad you found value with me breaking down the monthly payment and walking you through what that number consists of to ensure we met your budget. We have a handy mortgage calculator on our website but those can be tricky, so sometimes...
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I had a great experience working with Chris. He stayed on top of things through the whole process and made sure I was always in the loop.
Reply from Owner
August 22nd, 2023 01:09 AM
Joe, thank you for your kind review! It was an honor to serve you during your home buying experience, especially as you trusted me over other possible lenders. Your hard work in your field and dedication to your family are admirable. I'm delighted...
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After working with Chris now for several transactions I can truly say He is an expert that consistently sets himself apart, in knowledge, service and communication! He is my go-to lender, especially in this market where strategy and competence...
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Reply from Owner
August 22nd, 2023 01:12 AM
Toree, thank you for your generous words! Our ongoing collaboration has been a rewarding partnership. Your endorsement truly means a lot, coming from a top realtor like you. I'm committed to providing exceptional service and communication,...
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As an experienced homebuyer, I can unequivocally recommend Chris Cayo as a mortgage consultant. Chris made this home purchase the easiest and least stressful in my 30 years of buying homes. Chris listened to my unique circumstances and proposed...
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Reply from Owner
June 2nd, 2023 12:00 AM
Dale, it was an honor to help a fellow veteran with their home purchase, and I’m glad the VA Loan program was ultimately the best option for you! Buying a home in Portland, Oregon all the way from Henderson, Nevada is not an easy task, and...
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As a Licensed Real Estate Broker, I have had the pleasure to work with Chris on multiple transactions now and each time he has gone above and beyond to provide our clients with excellent service. If you’re looking for a loan officer that you...
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My client and I had an amazing experience with Chris. We were competitively house hunting for almost 2 months. Chris is incredibly helpful, very knowledgeable, professional, and attentive throughout the entire process prior to our offer getting...
read more
Reply from Owner
August 22nd, 2023 01:05 AM
Monie, thank you for your wonderful review! I'm glad I could assist you and your client during the competitive house hunting journey. Your kind words about my attentiveness and communication mean a lot. Ensuring a smooth process and offering...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.