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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164

I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
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Reviews from Web
Chris is awesome, we were referred to him and super glad we reached out. He's very thorough, under promises and over delivers. I appreciate the work he did to help get us approved for much more than any of the other mortgage lenders we looked...
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Reply from Chris Cayo
April 3rd, 2024 11:35 PM
Thank you so much for your kind words, Raksuda. I'm thrilled you had such a positive experience with your home buying process. I strive to ensure my clients receive the best possible advice and support, and it's always rewarding to hear when...
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Chris is awesome, we were referred to him and super glad we reached out. He's very thorough, under promises and over delivers. I appreciate the work he did to help get us approved for much more than any of the other mortgage lenders we looked...
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Reply from Chris Cayo
April 3rd, 2024 11:33 PM
Thank you so much for your kind words, Koltin! It was truly a pleasure working with you and Raksuda. I'm thrilled that I could assist fellow veteran and a business owner in our community. Your satisfaction and trust mean a lot to me. If you...
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We were referred to him and super glad we reached out. He's very thorough, under promises and over delivers. I appreciate the work he did to help get us approved for much more than any of the other mortgage lenders we looked at. He's also a...
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Reply from Owner
April 3rd, 2024 12:00 AM
Thank you so much for your kind words, Koltin! It was truly a pleasure working with you and Raksuda. I'm thrilled that I could assist fellow veteran and a business owner in our community. Your satisfaction and trust mean a lot to me. If you...
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Chris helped us with every inch of the process. We appreciate all the phone calls and giving us information on ALL the houses we reviewed. He was patient but most importantly thorough. I'd recommend him 100%! He'll be your #1 supporter!
Reply from CHRIS CAYO
November 24th, 2023 11:58 AM
Holly, thank you so much for your kind words and for entrusting me throughout the entire process. It was such a pleasure to assist you and Nathan with the purchase of your first investment property. I'm thrilled to hear that you felt I assisted...
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Chris helped us with every inch of the process. We appreciate all the phone calls and giving us information on ALL the houses we reviewed. He was patient but most importantly thorough. I'd recommend him 100%! He'll be your #1 supporter!
Reply from Owner
November 20th, 2023 12:00 AM
Holly, thank you so much for your kind words and for entrusting me throughout the entire process. It was such a pleasure to assist you and Nathan with the purchase of your first investment property. I'm thrilled to hear that you felt I assisted...
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Guild Mortgage - Chris Cayo has received a review with 5 star rating from Taj S
Reply from Owner
November 14th, 2023 07:19 PM
Taj, thank you for taking a moment to leave a 5-star review! It was great getting the chance to work with you on a transaction and I'm looking forward to many more. Feel free, to let people know why you feel I deserve 5-stars, especially from...
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I really appreciate your prompt communication and follow up throughout the transaction
Buying a home is one of the largest and most important decisions one will make, so having a great loan officer is crucial. This is where Chris Cayo comes in! His communication, product knowledge and “down to earth” approach makes it smooth...
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My wife and I just bought a house and are very happy and satisfied with Chris Cayo's work as a loan officer. He and his team did excellent job from start to end of entire loan process. He was always helpful and willing to answer our questions...
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I couldn’t have asked for a better experience as a first-time home buyer! The level of care, attention to detail, and professionalism demonstrated by Chris surpassed my expectations. As a first-time home buyer, I really appreciated Chris' honesty...
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Reply from Owner
November 7th, 2023 02:32 AM
Lacey, thank you so much for your incredibly kind words! I'm SO HAPPY to hear that your first-time home buying experience was such a positive one, and grateful I was a part of this chapter in your story. Your trust in me and my team means a...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.