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Guild Mortgage - Chris Cayo - Senior Loan Officer  | NMLS# 854164 in Vancouver, WA
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Guild Mortgage - Chris Cayo

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Senior Loan Officer | NMLS# 854164

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I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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100%
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Reviews from Web
  • Zillow
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    Ethan M
    Posted on December 13th, 2023 04:33 AM
    My realtor referred us to Chris even though he is already in contract with another lender! For the simple reason that He knew Chris would take care of my wife and I through this process as FIRST TIME HOMEBUYERS. Our realtor is a father figure...
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    Reply from CHRIS CAYO
    April 3rd, 2024 11:58 PM
    Thank you so much for your incredibly kind words, Ethan! It was truly a pleasure and an honor to work with you and Gabi as first-time homebuyers. I'm grateful to Andrew for the referral and for earning your trust. Navigating the homebuying...
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  • Zillow
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    D H
    Posted on December 12th, 2023 09:58 PM
    Chris has been excellent from the first phone call to the end. As a fellow veteran, Chris is very familiar with the VA loan process. Nothing caught him by surprise. Whenever a challenge came up, Chris knew exactly what to do and would communicate...
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    Reply from CHRIS CAYO
    April 3rd, 2024 11:48 PM
    I'm truly humbled by your kind words, David. I take great pride in helping fellow veterans through the VA loan process, and it was my privilege to assist and guide you and Emma throughout this journey. I'm thrilled to hear that your experience...
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    D H
    Posted on December 12th, 2023 09:57 PM
    Chris has been excellent from the first phone call to the end. As a fellow veteran, Chris is very familiar with the VA loan process. Nothing caught him by surprise. Whenever a challenge came up, Chris knew exactly what to do and would communicate...
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    Reply from Chris Cayo
    April 3rd, 2024 11:45 PM
    I'm truly humbled by your kind words, David. I take great pride in helping fellow veterans through the VA loan process, and it was my privilege to assist and guide you and Emma throughout this journey. I'm thrilled to hear that your experience...
    read more
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    Keu H
    Posted on December 12th, 2023 09:57 PM
    Chris has been excellent from the first phone call to the end. As a fellow veteran, Chris is very familiar with the VA loan process. Nothing caught him by surprise. Whenever a challenge came up, Chris knew exactly what to do and would communicate...
    read more
    Reply from CHRIS CAYO
    April 4th, 2024 08:24 AM
    I'm truly humbled by your kind words, David. I take great pride in helping fellow veterans through the VA loan process, and it was my privilege to assist and guide you and Emma throughout this journey. I'm thrilled to hear that your experience...
    read more
  • SFTP
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    Ken T
    Brush Prairie, WA
    Posted on December 10th, 2023 08:40 PM
    Chris is great!
    Reply from Chris Cayo
    April 3rd, 2024 11:47 PM
    Thank you for the fantastic feedback, Ken! Working with you on our recent transaction was a pleasure. Your professionalism and expertise made the process smooth and efficient. I look forward to working with you again in the future!
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    Brenda P
    Ellensburg, WA
    Posted on December 5th, 2023 03:34 PM
    Chris was always there to answer any questions we had. He made the process very easy. Thanks! We had a wonderful experience.
    Reply from Chris Cayo
    April 3rd, 2024 11:42 PM
    Thank you so much for your kind words, Brenda! I'm thrilled to hear that you and Henry had a wonderful experience and that I could make the process easy for you. Being able to help clients like you is why I love what I do. If you ever have...
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  • SFTP
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    Toby W
    Ellensburg, WA
    Posted on December 5th, 2023 12:02 AM
    Great communication throughout the process
    Reply from Chris Cayo
    December 5th, 2023 12:42 AM
    Toby, thank you for your 5-star review and your generous words! Ensuring high-quality communication during the home buying journey for all involved parties is my priority, and I'm delighted that you recognized this effort and took the time...
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    Sipha L
    Posted on November 21st, 2023 10:44 PM
    He was very helpful, he helped me get loans that other agent can't do. He make transactions easy from the beginning to the end. He made sure everything ran smoothly.
    Reply from Chris Cayo
    April 3rd, 2024 11:39 PM
    I'm truly grateful for your kind words, Sipha. It was my pleasure to assist you in securing a loan. I'm thrilled to hear that you found the process from beginning to end to be smooth and easy. I always strive to provide the best service to...
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  • Zillow
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    Koltin
    Posted on November 21st, 2023 09:58 PM
    We were referred to him and super glad we reached out. He's very thorough, under promises and over delivers. I appreciate the work he did to help get us approved for much more than any of the other mortgage lenders we looked at. He's also a...
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    Reply from CHRIS CAYO
    April 3rd, 2024 11:33 PM
    Thank you so much for your kind words, Koltin! It was truly a pleasure working with you and Raksuda. I'm thrilled that I could assist fellow veteran and a business owner in our community. Your satisfaction and trust mean a lot to me. If you...
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    R S
    Posted on November 21st, 2023 09:55 PM
    Chris is awesome, we were referred to him and super glad we reached out. He's very thorough, under promises and over delivers. I appreciate the work he did to help get us approved for much more than any of the other mortgage lenders we looked...
    read more
    Reply from Owner
    April 3rd, 2024 11:35 PM
    Thank you so much for your kind words, Raksuda. I'm thrilled you had such a positive experience with your home buying process. I strive to ensure my clients receive the best possible advice and support, and it's always rewarding to hear when...
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    About
    I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    VA Loan
    Conventional Loan
    FHA Loan
    DPA Loan Programs
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    View All
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    Memberships
    • BIA Clark County

    Time Zone

    Pacific Standard Time (PST)
    Awards
    Best of 2024 - Mortgage Lending
    Best of 2024 - Mor...
    Disclaimer
    I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.