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Chelsea Lentes, Ruoff Mortgage
Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...


Grace College
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Chelsea was very attentive, detailed, patient, prompt, and intentional through every step of the process. She came highly recommended, and I would highly recommend her to anyone seeking to secure a loan, especially first-time home buyers. She...
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Reply from Owner
November 3rd, 2025 04:36 PM
Thank you, Timothy, for your kind words. I'm pleased to know that my approach met your expectations and helped make the process smoother for you. Your recommendation means a lot, especially to those looking for guidance in securing a loan....
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Chelsea came highly recommend, and she was wonderful since the beginning of the process. Answering every question promptly and in details. She was thorough in her response and was very intentional about taking time to sit and walk us through...
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Reply from Chelsea Lentes, Ruoff Mortgage
October 19th, 2025 09:41 PM
Timothy, I'm pleased to know that you found the process smooth and informative. It was important to me to ensure all your questions were answered thoroughly. Being there each step of the way is something I prioritize. If there's anything more...
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Answered all my questions and returned messages quickly.
Reply from Chelsea Lentes, Ruoff Mortgage
October 17th, 2025 02:19 PM
Kayla, I appreciate your feedback. I'm pleased to have been able to answer all your questions and respond promptly. If you need more assistance in the future, don't hesitate to reach out. Thank you for choosing Ruoff Mortgage!
Promptness did
not like 5 people emailing saying different or all demanding things when we
were
working
Reply from Chelsea Lentes, Ruoff Mortgage
October 14th, 2025 05:52 PM
Thank you for sharing your feedback! I completely understand how it can feel overwhelming when multiple people are reaching out during the process. I truly appreciate your patience as we worked through those moving parts, and I’m glad we were...
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Chelsea was great to work with during the homebuying process. All my questions were answered and I was kept well informed throughout. As a first time home buyer, I would highly recommend working with Chelsea.
Reply from Chelsea Lentes, Ruoff Mortgage
October 13th, 2025 05:00 PM
I appreciate your kind words, Fernando. I'm pleased to know that you felt informed and supported throughout your homebuying journey. It's always my aim to make the process smooth and clear, especially for first-time buyers. If you have any...
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Chelsea is amazing! She is great with communication and made the loan process very simple.
Reply from Owner
October 13th, 2025 12:59 PM
Thank you so much! I’m so glad you felt the process was simple and smooth — that’s always my goal. Communication makes all the difference, and I loved helping you through this journey!
Chelsea was amazing throughout the entire process. She kept us updated during everything and communicated expectations for completion dates and made us aware of hiccups when they arose. Chelsea was amazing to work with.
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Reply from Chelsea Lentes, Ruoff Mortgage
October 13th, 2025 01:00 PM
Thank you! I’m so glad you felt supported and informed every step of the way — it was such a joy working with you! 😊
Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Amy G
Reply from Owner
October 13th, 2025 01:00 PM
Amy, thank you for the positive rating!! I appreciate it :)
Chelsea was extremely helpful at every step of securing our loan. She was readily available when we had questions, responded quickly, and made sure we understood the process. She was also super friendly and highly professional. I enjoyed working...
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Reply from Owner
September 22nd, 2025 01:14 PM
Thank you for the excellent rating, Heather. It's appreciated!
Chelsea was available any time we had questions. She was always incredibly helpful and knowledgeable, and made the whole experience of buying our dream home easy!
Reply from Chelsea Lentes, Ruoff Mortgage
September 22nd, 2025 01:15 PM
Thank you so much for your kind words! 🧡 It was such a joy to help you through the process of buying your dream home. I’m so glad I could be there to answer your questions and make things feel easy along the way. Wishing you so many happy...
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About
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Down Payment Assistance
Home Purchasing Assistance
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
Residential Mortgages
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
Down Payment Assistance Programs
Rate Term Refinance
Cash Out Refinance
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Education
- Grace CollegeAccounting and Business/ManagementBachelor of Business Administration (BBA)Aug 2012 -May 2015

Positions
- Ruoff Mortgage - Loan OfficerJan 25th, 2015 - Current
Memberships
- Terre Haute Area Association of Realtors - Affiliate Member
- NMLS #1481193
- Riley Elementary PTO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1481193
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Achievements
- Prior Mortgage Processor
- Prior Mortgage Loan Officer Assistant
- Prior HYBRID Loan Officer Assistant / Processor
Hobbies
- Reading
- Spending time with my Husband and Kiddos
- Coffee Drinker
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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