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Chelsea Lentes, Ruoff Mortgage - Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS# 141868 in Terre Haute, IN
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Chelsea Lentes, Ruoff Mortgage

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Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...

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Grace College
Grace College
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
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Grace College
Grace College
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
4 Star
3%
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Reviews from Web
  • Encompass
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    David R M
    Jasonville, IN
    Posted on September 20th, 2025 11:48 PM
    Chelsea made everything very easy to complete and we were informed of every step along they way.
    Reply from Chelsea Lentes, Ruoff Mortgage
    September 22nd, 2025 01:14 PM
    It's great to know that you found the process smooth and transparent, David. Keeping you informed every step of the way is important to me. If there's anything more you need, feel free to reach out.
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    Tommy L T
    Sullivan, IN
    Posted on August 23rd, 2025 04:38 AM
    Replying almost immediately everytime we frequently asked questions. When our questions were answered , they were answered very clearly!
    Reply from Chelsea Lentes, Ruoff Mortgage
    August 25th, 2025 01:32 PM
    Thank you so much for your kind words! I always want my clients to feel fully supported and confident throughout the process, so I’m glad to hear that my quick responses and clear answers made a difference for you. It was truly a pleasure working...
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    Jessica D C
    Terre Haute, IN
    Posted on August 19th, 2025 03:10 PM
    Chelsea clearly communicated every step of the process. There were no surprises or curveballs!
    Reply from Chelsea Lentes, Ruoff Mortgage
    August 19th, 2025 03:14 PM
    Thank you for your review, Jessica! I'm really pleased that the communication was clear and that you felt confident throughout the process. It's always my goal to ensure there are no surprises along the way. If you have any more questions or...
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  • Encompass
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    Sylvia A B
    Terre Haute, IN
    Posted on July 31st, 2025 12:26 AM
    Good overall
    Reply from Chelsea Lentes, Ruoff Mortgage
    July 31st, 2025 02:30 PM
    I'm glad to hear you had a good experience, Sylvia. If there's anything else you need or if any questions pop up, feel free to reach out. Thank you for choosing me at Ruoff Mortgage!
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    K
    Kris T W
    Terre Haute, IN
    Posted on July 6th, 2025 04:20 PM
    no stress on us and everything was walked through where we could understand it!
    Reply from Chelsea Lentes, Ruoff Mortgage
    July 6th, 2025 10:42 PM
    I'm thrilled to hear that the process was stress-free and clear for you. It was a pleasure to guide you through it. Thank you for your kind words!
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    Adam I D
    Vincennes, IN
    Posted on June 25th, 2025 08:22 PM
    Everything was as expected
    Reply from Chelsea Lentes, Ruoff Mortgage
    June 25th, 2025 08:27 PM
    Thanks so much, Adam! I’m glad everything went just as expected. If you ever need anything or have questions down the road, I’m always here to help!
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    Sierra L
    Posted on June 13th, 2025 03:10 PM
    Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Sierra L
    Reply from Owner
    June 23rd, 2025 01:46 PM
    Loved getting to work with you Sierra! I am excited for your family on this new journey - keep me posted and have the best summer in your new home!
  • Encompass
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    Sierra L L
    Sullivan, IN
    Posted on June 13th, 2025 03:10 PM
    I want to say all around everyone involved helping me get my First ever home was AMAZING.!!! Chelsea went above and beyond everyday to get things squared away and answered all my silly questions with no hesitation or judgement. I can't thank...
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    Reply from Chelsea Lentes, Ruoff Mortgage
    June 13th, 2025 04:38 PM
    Thank you SO much for your kind words!! 🩷 It was truly my pleasure to help you every step of the way — no question is ever silly when it comes to buying your first home! I'm so excited for you and this new chapter 🏡✨ Enjoy every moment in...
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    Jason M A
    Terre Haute, IN
    Posted on June 4th, 2025 05:39 PM
    Loan officer Chelsa was amazing to work with and answered all my questions and even the ones I was thinking about and havent had a chance to ask. Which made the whole process a breaze and smooth. Thank you
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    Reply from Chelsea Lentes, Ruoff Mortgage
    June 5th, 2025 09:14 PM
    Thank you so much for your kind words! It was truly a pleasure working with you. I’m so glad to hear the process felt smooth and easy—that’s always my goal! Don’t hesitate to reach out if you ever have more questions down the road. Wishing...
    read more
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    Taylor P
    Posted on June 2nd, 2025 06:07 PM
    I cannot recommend Chelsea enough—especially for first-time homebuyers. She made us feel completely at ease throughout the entire process. Chelsea was incredibly transparent, always taking the time to explain each step and making sure we understood...
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    Reply from Owner
    June 4th, 2025 03:20 PM
    Thank you so much for this kind and thoughtful review! It means the world to hear that you felt supported and confident throughout your homebuying journey. Buying your first home is such a big milestone, and I’m so grateful I could walk beside...
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    About
    Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Mortgage Broker
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Home Equity Loan
    Down Payment Assistance
    Home Purchasing Assistance
    Mortgage Lender
    FHA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Cash-Out Refinances
    DSCR Loans
    Bank Statement Mortgages
    Specialities
    Residential Mortgages
    Conventional Mortgages
    FHA Mortgages
    VA Mortgages
    USDA Mortgages
    Down Payment Assistance Programs
    Rate Term Refinance
    Cash Out Refinance
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    Education
    • Grace College
      Accounting and Business/Management
      Bachelor of Business Administration (BBA)
      Aug 2012 -May 2015
      Grace College logo
    Positions
    • Ruoff Mortgage - Loan Officer
      Jan 25th, 2015 - Current
    Memberships
    • Terre Haute Area Association of Realtors - Affiliate Member
    • NMLS #1481193
    • Riley Elementary PTO
    • View All
    Addresses and Serving Areas

    Year Started

    2015

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1481193
    Gallery
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
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    Achievements
    • Prior Mortgage Processor
    • Prior Mortgage Loan Officer Assistant
    • Prior HYBRID Loan Officer Assistant / Processor
    Hobbies
    • Reading
    • Spending time with my Husband and Kiddos
    • Coffee Drinker
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    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
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