

Top 5%
Chelsea Lentes, Ruoff Mortgage
Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...


Grace College
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Chelsea made everything very easy to complete and we were informed of every step along they way.
Reply from Chelsea Lentes, Ruoff Mortgage
September 22nd, 2025 01:14 PM
It's great to know that you found the process smooth and transparent, David. Keeping you informed every step of the way is important to me. If there's anything more you need, feel free to reach out.
Replying almost immediately everytime we frequently asked questions. When our questions were answered , they were answered very clearly!
Reply from Chelsea Lentes, Ruoff Mortgage
August 25th, 2025 01:32 PM
Thank you so much for your kind words! I always want my clients to feel fully supported and confident throughout the process, so I’m glad to hear that my quick responses and clear answers made a difference for you. It was truly a pleasure working...
read more
Chelsea clearly communicated every step of the process. There were no surprises or curveballs!
Reply from Chelsea Lentes, Ruoff Mortgage
August 19th, 2025 03:14 PM
Thank you for your review, Jessica! I'm really pleased that the communication was clear and that you felt confident throughout the process. It's always my goal to ensure there are no surprises along the way. If you have any more questions or...
read more
Good overall
Reply from Chelsea Lentes, Ruoff Mortgage
July 31st, 2025 02:30 PM
I'm glad to hear you had a good experience, Sylvia. If there's anything else you need or if any questions pop up, feel free to reach out. Thank you for choosing me at Ruoff Mortgage!
no stress on us and everything was walked through where we could understand it!
Reply from Chelsea Lentes, Ruoff Mortgage
July 6th, 2025 10:42 PM
I'm thrilled to hear that the process was stress-free and clear for you. It was a pleasure to guide you through it. Thank you for your kind words!
Everything was as expected
Reply from Chelsea Lentes, Ruoff Mortgage
June 25th, 2025 08:27 PM
Thanks so much, Adam! I’m glad everything went just as expected. If you ever need anything or have questions down the road, I’m always here to help!
Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Sierra L
Reply from Owner
June 23rd, 2025 01:46 PM
Loved getting to work with you Sierra! I am excited for your family on this new journey - keep me posted and have the best summer in your new home!
I want to say all around everyone involved helping me get my First ever home was AMAZING.!!! Chelsea went above and beyond everyday to get things squared away and answered all my silly questions with no hesitation or judgement. I can't thank...
read more
Reply from Chelsea Lentes, Ruoff Mortgage
June 13th, 2025 04:38 PM
Thank you SO much for your kind words!! 🩷 It was truly my pleasure to help you every step of the way — no question is ever silly when it comes to buying your first home! I'm so excited for you and this new chapter 🏡✨ Enjoy every moment in...
read more
Loan officer Chelsa was amazing to work with and answered all my questions and even the ones I was thinking about and havent had a chance to ask. Which made the whole process a breaze and smooth. Thank you
read more
Reply from Chelsea Lentes, Ruoff Mortgage
June 5th, 2025 09:14 PM
Thank you so much for your kind words! It was truly a pleasure working with you. I’m so glad to hear the process felt smooth and easy—that’s always my goal! Don’t hesitate to reach out if you ever have more questions down the road. Wishing...
read more
I cannot recommend Chelsea enough—especially for first-time homebuyers. She made us feel completely at ease throughout the entire process. Chelsea was incredibly transparent, always taking the time to explain each step and making sure we understood...
read more
Reply from Owner
June 4th, 2025 03:20 PM
Thank you so much for this kind and thoughtful review! It means the world to hear that you felt supported and confident throughout your homebuying journey. Buying your first home is such a big milestone, and I’m so grateful I could walk beside...
read more
91–100 of 124
About
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Down Payment Assistance
Home Purchasing Assistance
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
Residential Mortgages
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
Down Payment Assistance Programs
Rate Term Refinance
Cash Out Refinance
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Grace CollegeAccounting and Business/ManagementBachelor of Business Administration (BBA)Aug 2012 -May 2015

Positions
- Ruoff Mortgage - Loan OfficerJan 25th, 2015 - Current
Memberships
- Terre Haute Area Association of Realtors - Affiliate Member
- NMLS #1481193
- Riley Elementary PTO
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1481193
Gallery





View all
+5
Videos
Achievements
- Prior Mortgage Processor
- Prior Mortgage Loan Officer Assistant
- Prior HYBRID Loan Officer Assistant / Processor
Hobbies
- Reading
- Spending time with my Husband and Kiddos
- Coffee Drinker
View All
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
©2025 All Rights Reserved Licensing | Privacy | Contact Us