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Chelsea Lentes, Ruoff Mortgage
Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...
Grace College
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Chelsea made this process very easy and smooth for myself and my fiance. Their were no issues or concerns. Chelsea was quick returning calls and emails whenever I had question. Chelsea made herself available no matter the time of day my questions...
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Reply from Chelsea Lentes
January 2nd, 2026 11:01 PM
I'm pleased to hear that the process went smoothly for you and your fiancé, Charles. Making myself available and ensuring you have a seamless experience is very important to me. If you have any more questions or need assistance in the future,...
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I had the pleasure of working with Chelsea Lentes at Ruoff Home Mortgage during a recent transaction, and I truly can’t recommend her enough. She was incredibly knowledgeable, patient, kind, and responsive throughout the entire lending process....
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Reply from Owner
January 2nd, 2026 11:01 PM
Thank you so much for your glowing feedback, Meghan. I'm happy to hear that the process was seamless and stress-free for you and your clients. It was a pleasure working with you, and I'm glad my approach made a positive impact. If there's anything...
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Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Jaylee C
Reply from Owner
December 12th, 2025 03:59 PM
Jaylee, I appreciate your 5-star rating. If you ever have questions or need assistance in the future, I'm here to help.
They mad the home buying process bery very easy and they were very knowledgeable and reassuring when buying my first home. i would definitely recommend!!
Reply from Chelsea Lentes, Ruoff Mortgage
December 10th, 2025 07:53 PM
I'm really pleased to know you felt the home buying process was easy and reassuring, Jaylee. Thank you for entrusting me at Ruoff Mortgage with such an important milestone. If there's anything else I can do to assist you, please don't hesitate...
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Excellent and fast updated communication through out the entire process!
Reply from Chelsea Lentes, Ruoff Mortgage
December 9th, 2025 11:50 PM
Keeping communication smooth and timely was a priority for me, so I'm happy you found that aspect of the process efficient, Janelle. If there's ever anything else I can assist with, don't hesitate to get in touch. Thank you for your trust in...
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Chelsea was very professional, available, and knowledgeable. She made our first time home buying experience smooth and pleasant.
Reply from Chelsea Lentes, Ruoff Mortgage
November 24th, 2025 02:17 PM
I'm pleased to know that I could assist in making your first home buying experience smooth and pleasant, Justin. Being professional, available, and knowledgeable for my clients is important to me. If any more questions come up or if you need...
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Chelsea was always prompt, knowledgeable, and patient answering any questions we had as first time home buyers. Working with Chelsea and Tom was a great experience and we could not be more satisfied with the service we received!
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Reply from Chelsea Lentes, Ruoff Mortgage
November 24th, 2025 02:17 PM
I appreciate your kind words, Brianna. It’s great to know that you felt supported and informed throughout the process. Working with you made the experience enjoyable for me as well. If any questions come up or if there's anything more I can...
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Made everything smooth and easy for a first time home buyer
Reply from Chelsea Lentes, Ruoff Mortgage
November 13th, 2025 04:15 PM
It's great to hear that your first-time home buying experience was smooth and easy, Justus. I'm glad I could assist you through the process. If you ever have more questions or need further assistance in the future, don't hesitate to reach out....
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Only suggestion I would have is (being a first time home-buyer), I was unaware of how to get through the down payment and autopay on the loan setup and I would have liked more information and guidance when going through that process.
Reply from Chelsea Lentes, Ruoff Mortgage
November 3rd, 2025 04:35 PM
I appreciate your feedback, Sarah. Thank you for letting me know that you needed more guidance with the down payment and loan setup. It's important to me that all steps are clear, especially for first-time homebuyers like yourself. I’ll make...
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There was continuous communication throughout and explanations about each step to better understand the process as a first time homeowner.
Reply from Chelsea Lentes, Ruoff Mortgage
October 19th, 2025 09:40 PM
I appreciate you sharing your experience, Eileen. I'm pleased that the communication and explanations were helpful as you navigated the process of becoming a homeowner for the first time. If you have any more questions in the future or need...
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About
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Down Payment Assistance
Home Purchasing Assistance
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
Residential Mortgages
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
Down Payment Assistance Programs
Rate Term Refinance
Cash Out Refinance
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Education
- Grace CollegeAccounting and Business/ManagementBachelor of Business Administration (BBA)Aug 2012 -May 2015
Positions
- Ruoff Mortgage - Loan OfficerJan 25th, 2015 - Current
Memberships
- Terre Haute Area Association of Realtors - Affiliate Member
- NMLS #1481193
- Riley Elementary PTO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1481193
Gallery
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Videos
Achievements
- Prior Mortgage Processor
- Prior Mortgage Loan Officer Assistant
- Prior HYBRID Loan Officer Assistant / Processor
Hobbies
- Reading
- Spending time with my Husband and Kiddos
- Coffee Drinker
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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