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Chelsea Lentes, Ruoff Mortgage - Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS# 141868 in Terre Haute, IN
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Chelsea Lentes, Ruoff Mortgage

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Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...

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Grace College
Grace College
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
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Grace College
Grace College
Location & Business Hours
Business Hours
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closed
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9 AM to 5 PM
Tues
9 AM to 5 PM
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5 Star
97%
4 Star
3%
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Reviews from Web
  • Encompass
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    Efrain P
    Terre Haute, IN
    Posted on March 12th, 2026 03:19 PM
    Chelsea Lentes, she was amazing throughout the whole loan process, very clear information on every step of the process answer any questions or concerns right away, the whole process was so smooth and super fast that all I had to do it was to...
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    Reply from Chelsea Lentes, Ruoff Mortgage
    March 12th, 2026 03:29 PM
    Thank you so much for the kind words! It truly means a lot to me. I’m so glad the process felt smooth and stress-free for you—that’s always my goal. Buying a home is a big milestone, and I’m grateful you trusted me to help guide you through...
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    Nancy C S
    Marshall, IL
    Posted on March 4th, 2026 06:00 PM
    Chelsea made this whole process so easy! She was great to work with
    Reply from Chelsea Lentes, Ruoff Mortgage
    March 5th, 2026 01:23 AM
    It's great to hear that the process felt easy for you, Nancy. I enjoyed working with you as well. If there's anything else you need, please don't hesitate to reach out. Thanks for your feedback!
  • Encompass
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    Robert C S
    Marshall, IL
    Posted on March 4th, 2026 05:03 PM
    The entire process was smooth and we appreciated the extra advice we received about debt consolidation.
    Reply from Chelsea Lentes, Ruoff Mortgage
    March 4th, 2026 05:09 PM
    It's wonderful to hear that the process was smooth for you, Robert, and that the advice on debt consolidation was helpful. If you have any further questions or need assistance in the future, don't hesitate to reach out. Thank you for working...
    read more
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    Lane M G
    Terre Haute, IN
    Posted on February 11th, 2026 04:03 PM
    The constanst communication on things that needed done or changed. Always keeping me up to date and never surprising me! I always knew what to expect throughout this process! Every one was very helpful!
    Reply from Chelsea Lentes, Ruoff Mortgage
    February 11th, 2026 04:07 PM
    It's wonderful to know that you felt informed and supported throughout the process, Lane. Keeping open lines of communication is something I strive for, so I'm pleased that it made your experience smooth and predictable. If you have any further...
    read more
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    Lisa A R
    Terre Haute, IN
    Posted on February 6th, 2026 05:38 PM
    Excellent experience
    Reply from Chelsea Lentes, Ruoff Mortgage
    February 6th, 2026 08:58 PM
    I'm pleased to hear you had an excellent experience, Lisa. Should you have any questions or need assistance in the future, don't hesitate to reach out. I'm here to help!
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    Jamie R
    Posted on January 12th, 2026 03:36 AM
    Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Jamie R
    Reply from Owner
    January 15th, 2026 04:13 PM
    Thank you so much, Jamie! ⭐️ I truly appreciate you taking the time to leave a 5-star review. It was a pleasure working with you, and I’m so grateful you trusted me with such an important step in your journey. Wishing you all the best, and...
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  • Encompass
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    James A R
    TERRE HAUTE, IN
    Posted on January 12th, 2026 03:35 AM
    chelsea and tom were the greatest to work with!!!
    Reply from Chelsea Lentes, Ruoff Mortgage
    January 15th, 2026 04:13 PM
    This means so much—thank you!! Tom and I loved working with you and are so grateful you trusted us through the process. Wishing you all the best! 🏡✨
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    Francine B
    Terre Haute, IN
    Posted on January 9th, 2026 07:00 PM
    Communication was off the chain and amazing attitude
    Reply from Chelsea Lentes, Ruoff Mortgage
    January 9th, 2026 07:06 PM
    Thank you Frankie!! You are the most positive person I have met, my life is better because I know you! Thank you for letting me be a part of this process!
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    Tina W
    Posted on January 9th, 2026 05:38 PM
    Chelsea and her team were amazing and made the process very easy and they helped to dissipate any anxiety or any concerns that we had they were very communicative and we were excited to been paired with them
    Reply from Owner
    January 15th, 2026 04:14 PM
    Thank you so much for the kind review! I’m so glad my team and I could make the process feel easy and help ease any anxiety along the way. Clear communication and support are so important to us, and we truly appreciate you trusting us with...
    read more
  • Encompass
    T
    Tina E W
    Terre Haute, IN
    Posted on January 9th, 2026 05:38 PM
    Chelsea and her team were amazing and made the process very easy and they helped to dissipate any anxiety or any concerns that we had they were very communicative and we were excited to been paired with them
    Reply from Chelsea Lentes, Ruoff Mortgage
    January 9th, 2026 05:40 PM
    You guys were the best to work with! I am so excited for you both, and even more thankful to have been part of your journey. Enjoy your new home!
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    About
    Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Mortgage Broker
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Home Equity Loan
    Down Payment Assistance
    Home Purchasing Assistance
    Mortgage Lender
    FHA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Cash-Out Refinances
    DSCR Loans
    Bank Statement Mortgages
    Specialities
    Residential Mortgages
    Conventional Mortgages
    FHA Mortgages
    VA Mortgages
    USDA Mortgages
    Down Payment Assistance Programs
    Rate Term Refinance
    Cash Out Refinance
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    Education
    • Grace College
      Accounting and Business/Management
      Bachelor of Business Administration (BBA)
      Aug 2012 -May 2015
      Grace College logo
    Positions
    • Ruoff Mortgage - Loan Officer
      Jan 25th, 2015 - Current
    Memberships
    • Terre Haute Area Association of Realtors - Affiliate Member
    • NMLS #1481193
    • Riley Elementary PTO
    • View All
    Addresses and Serving Areas

    Year Started

    2015

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1481193
    Gallery
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
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    Achievements
    • Prior Mortgage Processor
    • Prior Mortgage Loan Officer Assistant
    • Prior HYBRID Loan Officer Assistant / Processor
    Hobbies
    • Reading
    • Spending time with my Husband and Kiddos
    • Coffee Drinker
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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