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Chelsea Lentes, Ruoff Mortgage
Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...


Grace College
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Chelsea Lentes, she was amazing throughout the whole loan process, very clear information on every step of the process answer any questions or concerns right away, the whole process was so smooth and super fast that all I had to do it was to...
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Reply from Chelsea Lentes, Ruoff Mortgage
March 12th, 2026 03:29 PM
Thank you so much for the kind words! It truly means a lot to me. I’m so glad the process felt smooth and stress-free for you—that’s always my goal. Buying a home is a big milestone, and I’m grateful you trusted me to help guide you through...
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Chelsea made this whole process so easy! She was great to work with
Reply from Chelsea Lentes, Ruoff Mortgage
March 5th, 2026 01:23 AM
It's great to hear that the process felt easy for you, Nancy. I enjoyed working with you as well. If there's anything else you need, please don't hesitate to reach out. Thanks for your feedback!
The entire process was smooth and we appreciated the extra advice we received about debt consolidation.
Reply from Chelsea Lentes, Ruoff Mortgage
March 4th, 2026 05:09 PM
It's wonderful to hear that the process was smooth for you, Robert, and that the advice on debt consolidation was helpful. If you have any further questions or need assistance in the future, don't hesitate to reach out. Thank you for working...
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The constanst communication on things that needed done or changed. Always keeping me up to date and never surprising me! I always knew what to expect throughout this process! Every one was very helpful!
Reply from Chelsea Lentes, Ruoff Mortgage
February 11th, 2026 04:07 PM
It's wonderful to know that you felt informed and supported throughout the process, Lane. Keeping open lines of communication is something I strive for, so I'm pleased that it made your experience smooth and predictable. If you have any further...
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Excellent experience
Reply from Chelsea Lentes, Ruoff Mortgage
February 6th, 2026 08:58 PM
I'm pleased to hear you had an excellent experience, Lisa. Should you have any questions or need assistance in the future, don't hesitate to reach out. I'm here to help!
Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Jamie R
Reply from Owner
January 15th, 2026 04:13 PM
Thank you so much, Jamie! ⭐️ I truly appreciate you taking the time to leave a 5-star review. It was a pleasure working with you, and I’m so grateful you trusted me with such an important step in your journey. Wishing you all the best, and...
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chelsea and tom were the greatest to work with!!!
Reply from Chelsea Lentes, Ruoff Mortgage
January 15th, 2026 04:13 PM
This means so much—thank you!! Tom and I loved working with you and are so grateful you trusted us through the process. Wishing you all the best! 🏡✨
Communication was off the chain and amazing attitude
Reply from Chelsea Lentes, Ruoff Mortgage
January 9th, 2026 07:06 PM
Thank you Frankie!! You are the most positive person I have met, my life is better because I know you! Thank you for letting me be a part of this process!
Chelsea and her team were amazing and made the process very easy and they helped to dissipate any anxiety or any concerns that we had they were very communicative and we were excited to been paired with them
Reply from Owner
January 15th, 2026 04:14 PM
Thank you so much for the kind review! I’m so glad my team and I could make the process feel easy and help ease any anxiety along the way. Clear communication and support are so important to us, and we truly appreciate you trusting us with...
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Chelsea and her team were amazing and made the process very easy and they helped to dissipate any anxiety or any concerns that we had they were very communicative and we were excited to been paired with them
Reply from Chelsea Lentes, Ruoff Mortgage
January 9th, 2026 05:40 PM
You guys were the best to work with! I am so excited for you both, and even more thankful to have been part of your journey. Enjoy your new home!
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About
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Down Payment Assistance
Home Purchasing Assistance
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
Residential Mortgages
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
Down Payment Assistance Programs
Rate Term Refinance
Cash Out Refinance
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Education
- Grace CollegeAccounting and Business/ManagementBachelor of Business Administration (BBA)Aug 2012 -May 2015

Positions
- Ruoff Mortgage - Loan OfficerJan 25th, 2015 - Current
Memberships
- Terre Haute Area Association of Realtors - Affiliate Member
- NMLS #1481193
- Riley Elementary PTO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1481193
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Achievements
- Prior Mortgage Processor
- Prior Mortgage Loan Officer Assistant
- Prior HYBRID Loan Officer Assistant / Processor
Hobbies
- Reading
- Spending time with my Husband and Kiddos
- Coffee Drinker
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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