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Chelsea Lentes, Ruoff Mortgage
Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...


Grace College
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Chelsea made the entire process extremely easy. She communicated openly with us the entire time and was so quick to handle any task that was thrown her way. Chelsea went out of her way to make sure we could close as soon as possible. She is...
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Reply from Chelsea Lentes, Ruoff Mortgage
May 13th, 2026 03:27 PM
Thank you so much for the kind words! 🧡 It was truly a pleasure helping you through the homebuying process. I know how important communication and timing are during a transaction, so I’m so glad you felt supported every step of the way. Thank...
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Chelsea was the best!
Reply from Chelsea Lentes, Ruoff Mortgage
May 12th, 2026 05:09 PM
Thank you, Curtis, for your kind words! I'm glad to hear that you had a great experience. If you need any further assistance, I'm here to help.
We were very pleased with the communication, hard work, and dedication our loan officer Chelsea did. She went above and beyond for us and got us into our dream home and our house sold in 15 days! i couldn't be more impressed with her and ruoff...
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Reply from Chelsea Lentes, Ruoff Mortgage
May 11th, 2026 01:11 PM
Thank you so much for the kind words! It truly means so much that you trusted me and the team at Ruoff Mortgage through such a huge chapter. Helping you get into your dream home while getting your previous home sold so quickly is exactly the...
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Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Kenzie C
Reply from Owner
May 11th, 2026 01:10 PM
Thank you for the excellent rating, Kenzie! If you ever have any questions or need assistance, I'm here to help.
Chelsea made sure that as we are first time home buyers that we were fully informed & understood the whole process. She made sure we felt comfortable with asking any questions and always got back with us as quickly as possible!
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Reply from Chelsea Lentes, Ruoff Mortgage
May 4th, 2026 01:32 PM
Thank you so much for your kind words! Helping first-time homebuyers feel informed and confident is always my top priority. I’m so glad you felt comfortable asking questions—that’s exactly how it should be! I truly appreciate you trusting me...
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Chelsea answered all of our questions and was able to help us navigate buying a house for the first time! She gathered information for future outlooks of the house to breaking each aspect down for us to understand. She was phenomenal in every...
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Reply from Chelsea Lentes, Ruoff Mortgage
April 30th, 2026 06:09 PM
Thank you so much for your kind words! It truly means a lot to be part of such a big milestone in your lives. I’m so glad I could help break everything down and make the process feel a little less overwhelming—that’s always my goal, especially...
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Chelsea was very prompt with communication regarding every step of the process, and was always able to reframe subjects/concepts into easily understandable terms for us.She ensured that she was always readily available for communication, and...
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Reply from Chelsea Lentes, Ruoff Mortgage
April 30th, 2026 04:45 PM
Thank you so much for your kind words—it truly means a lot! I know the homebuying process can feel overwhelming at times, so making things clear, simple, and easy to navigate is always my goal. I’m so glad you felt supported and that our communication...
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I worked closely with Chelsea and she was excellent! She was knowledgebal, friendly, timely, and I got the feeling she truly cared. I trusted her and enjoyed working with her very much. I would highly recommend Chelsea and Ruoff to everyone!!...
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Reply from Chelsea Lentes, Ruoff Mortgage
April 6th, 2026 08:35 PM
This means so much—thank you!!It was truly such a pleasure working with you, and I’m so glad you felt supported throughout the process. That’s always my goal—to make sure you feel confident, informed, and taken care of every step of the way....
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Everything was great, and there was no bugs
Reply from Chelsea Lentes, Ruoff Mortgage
March 31st, 2026 03:13 PM
I'm pleased to hear you had a great experience, Tina, and that everything went smoothly. If you have any further questions or need assistance in the future, feel free to reach out. Thank you for choosing me at Ruoff Mortgage!
Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Efrain P
Reply from Owner
March 13th, 2026 07:19 PM
Thank you, Efrain, for the excellent rating. I appreciate your support and trust. If you need anything in the future, feel free to reach out.
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About
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Down Payment Assistance
Home Purchasing Assistance
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
Residential Mortgages
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
Down Payment Assistance Programs
Rate Term Refinance
Cash Out Refinance
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Education
- Grace CollegeAccounting and Business/ManagementBachelor of Business Administration (BBA)Aug 2012 -May 2015

Positions
- Ruoff Mortgage - Loan OfficerJan 25th, 2015 - Current
Memberships
- Terre Haute Area Association of Realtors - Affiliate Member
- NMLS #1481193
- Riley Elementary PTO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1481193
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Achievements
- Prior Mortgage Processor
- Prior Mortgage Loan Officer Assistant
- Prior HYBRID Loan Officer Assistant / Processor
Hobbies
- Reading
- Spending time with my Husband and Kiddos
- Coffee Drinker
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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