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Chelsea Lentes, Ruoff Mortgage - Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS# 141868 in Terre Haute, IN
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Chelsea Lentes, Ruoff Mortgage

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Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...

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Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
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Grace College
Grace College
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
4 Star
3%
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Reviews from Web
  • Encompass
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    Kaleb W
    Terre Haute, IN
    Posted on June 2nd, 2025 05:10 PM
    Chelsea made things super easy!
    Reply from Chelsea Lentes, Ruoff Mortgage
    June 5th, 2025 09:16 PM
    Thank you so much! I’m so glad to hear the process felt easy for you—that’s always my goal! It was a pleasure working with you, and I’m here anytime you need help in the future.
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    Wyatt A N
    Dugger, IN
    Posted on May 29th, 2025 03:15 PM
    it was all very quick and smooth, everyone did great and were now moved in and enjoying our home. I can't thank and reccomend everyone at Ruoff enough !
    Reply from Chelsea Lentes, Ruoff Mortgage
    June 5th, 2025 09:16 PM
    Thank you so much for the kind words! I’m thrilled to hear everything went quickly and smoothly for you. It was a pleasure being part of your journey, and I’m so glad you're all moved in and enjoying your new home! Your recommendation means...
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    Erin D
    Posted on May 28th, 2025 01:36 PM
    When it comes to loans, she’s the one in command,Chelsea breaks it down so you understand.Fixed or adjustable, FHA too—She makes it make sense, just for you.From pre-qual to close, she’s sharp and stable,Got the skills to get you to that closing...
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    Reply from Owner
    June 4th, 2025 03:20 PM
    Okay, this just made my whole week! 🙌 Thank you so much for the kind words and creative shoutout—I’m lucky to work with amazing agents like you who make this job so rewarding. Helping clients together and making the process smooth (and even...
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    Megan L M
    TERRE HAUTE, IN
    Posted on March 30th, 2025 09:09 PM
    The loan process was fairly quick and straight forward. Chelsea and her assistant Tom were excellent with their communication and making sure our questions were answered! Excellent service!
    Reply from Chelsea Lentes, Ruoff Mortgage
    March 30th, 2025 10:30 PM
    Thank you so much Megan! Congrats on your new home - I hope moving in went well! If you have any questions in the future, I’ll be available to help and answer those! It was wonderful to work with you!
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    Cayman H
    Posted on March 24th, 2025 01:32 PM
    Chelsea was great! She over communicated and made sure I understood everything throughout the whole buying process Making it easier and less stressful:) highly recommend !
    Reply from Owner
    March 25th, 2025 04:45 PM
    Thank you so much Cayman! I loved getting to work with you and get you into your first home - excited to see all the updates you make to it! I'll be here if you have any questions along the way!
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    Cayman M H
    TERRE HAUTE, IN
    Posted on March 24th, 2025 01:30 PM
    Chelsea was great! Made the entire process super simple and less stressfull as a first time home buyer and owner!
    Reply from Chelsea Lentes, Ruoff Mortgage
    March 24th, 2025 01:34 PM
    Thank you so much, Cayman! It was a pleasure working with you, and I’m glad I could help you every step of the way. If you ever need anything in the future, don’t hesitate to reach out. Enjoy your new home!
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    Kassidy P R
    TERRE HAUTE, IN
    Posted on March 12th, 2025 03:08 PM
    chelsea was amazing !!!!!
    Reply from Chelsea Lentes, Ruoff Mortgage
    March 12th, 2025 03:28 PM
    Thank you so much Kassidy!! I hope you both are getting settled into your new home - Cheers to all the new memories!
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    Regan G
    Posted on March 12th, 2025 03:04 PM
    Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Regan G
    Reply from Owner
    March 24th, 2025 01:35 PM
    Thank you so much, Regan! If you have any more questions or need further assistance in the future, feel free to reach out. Wishing you all the best in your new home!
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    Regan D G
    Sullivan, IN
    Posted on March 12th, 2025 03:04 PM
    While there were hiccups with the previous loan officer Cindy, Chelsea and Tom were able to communicate with me quickly and explain The process in a way I would be able to understand.
    Reply from Chelsea Lentes
    March 12th, 2025 03:29 PM
    I'm really glad to hear you felt supported, Regan! Tom and I are always committed to making the process as clear and smooth as possible for our clients. We appreciate your patience and understanding, and I'm thrilled we could help you navigate...
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    Amy K
    Posted on March 9th, 2025 03:06 PM
    Chelsea is amazing!! She made sure to answer any questions and make sense of the buying process. She was extremely nice to to communicate with and answered quickly! I 10/10 recommend, and go with Chelsea!!
    Reply from Owner
    March 12th, 2025 03:29 PM
    Thank you so much, Amy! I'm thrilled to hear that your experience was so positive. It was a pleasure working with you and guiding you through the process. Your recommendation means the world to me, and I’m always here if you need anything in...
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    About
    Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Mortgage Broker
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Home Equity Loan
    Down Payment Assistance
    Home Purchasing Assistance
    Mortgage Lender
    FHA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Cash-Out Refinances
    DSCR Loans
    Bank Statement Mortgages
    Specialities
    Residential Mortgages
    Conventional Mortgages
    FHA Mortgages
    VA Mortgages
    USDA Mortgages
    Down Payment Assistance Programs
    Rate Term Refinance
    Cash Out Refinance
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    Education
    • Grace College
      Accounting and Business/Management
      Bachelor of Business Administration (BBA)
      Aug 2012 -May 2015
      Grace College logo
    Positions
    • Ruoff Mortgage - Loan Officer
      Jan 25th, 2015 - Current
    Memberships
    • Terre Haute Area Association of Realtors - Affiliate Member
    • NMLS #1481193
    • Riley Elementary PTO
    • View All
    Addresses and Serving Areas

    Year Started

    2015

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1481193
    Gallery
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
    Chelsea Lentes, Ruoff Mortgage - Gallery Photo
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    Achievements
    • Prior Mortgage Processor
    • Prior Mortgage Loan Officer Assistant
    • Prior HYBRID Loan Officer Assistant / Processor
    Hobbies
    • Reading
    • Spending time with my Husband and Kiddos
    • Coffee Drinker
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    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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