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Chelsea Lentes, Ruoff Mortgage
Loan Officer | NMLS# 1481193 | Ruoff Mortgage NMLS...


Grace College
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Ch... Show More
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9 AM to 5 PM
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Reviews from Web
Chelsea made things super easy!
Reply from Chelsea Lentes, Ruoff Mortgage
June 5th, 2025 09:16 PM
Thank you so much! I’m so glad to hear the process felt easy for you—that’s always my goal! It was a pleasure working with you, and I’m here anytime you need help in the future.
it was all very quick and smooth, everyone did great and were now moved in and enjoying our home. I can't thank and reccomend everyone at Ruoff enough !
Reply from Chelsea Lentes, Ruoff Mortgage
June 5th, 2025 09:16 PM
Thank you so much for the kind words! I’m thrilled to hear everything went quickly and smoothly for you. It was a pleasure being part of your journey, and I’m so glad you're all moved in and enjoying your new home! Your recommendation means...
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When it comes to loans, she’s the one in command,Chelsea breaks it down so you understand.Fixed or adjustable, FHA too—She makes it make sense, just for you.From pre-qual to close, she’s sharp and stable,Got the skills to get you to that closing...
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Reply from Owner
June 4th, 2025 03:20 PM
Okay, this just made my whole week! 🙌 Thank you so much for the kind words and creative shoutout—I’m lucky to work with amazing agents like you who make this job so rewarding. Helping clients together and making the process smooth (and even...
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The loan process was fairly quick and straight forward. Chelsea and her assistant Tom were excellent with their communication and making sure our questions were answered! Excellent service!
Reply from Chelsea Lentes, Ruoff Mortgage
March 30th, 2025 10:30 PM
Thank you so much Megan! Congrats on your new home - I hope moving in went well! If you have any questions in the future, I’ll be available to help and answer those! It was wonderful to work with you!
Chelsea was great! She over communicated and made sure I understood everything throughout the whole buying process Making it easier and less stressful:) highly recommend !
Reply from Owner
March 25th, 2025 04:45 PM
Thank you so much Cayman! I loved getting to work with you and get you into your first home - excited to see all the updates you make to it! I'll be here if you have any questions along the way!
Chelsea was great! Made the entire process super simple and less stressfull as a first time home buyer and owner!
Reply from Chelsea Lentes, Ruoff Mortgage
March 24th, 2025 01:34 PM
Thank you so much, Cayman! It was a pleasure working with you, and I’m glad I could help you every step of the way. If you ever need anything in the future, don’t hesitate to reach out. Enjoy your new home!
chelsea was amazing !!!!!
Reply from Chelsea Lentes, Ruoff Mortgage
March 12th, 2025 03:28 PM
Thank you so much Kassidy!! I hope you both are getting settled into your new home - Cheers to all the new memories!
Chelsea Lentes, Ruoff Mortgage has received a review with 5 star rating from Regan G
Reply from Owner
March 24th, 2025 01:35 PM
Thank you so much, Regan! If you have any more questions or need further assistance in the future, feel free to reach out. Wishing you all the best in your new home!
While there were hiccups with the previous loan officer Cindy, Chelsea and Tom were able to communicate with me quickly and explain The process in a way I would be able to understand.
Reply from Chelsea Lentes
March 12th, 2025 03:29 PM
I'm really glad to hear you felt supported, Regan! Tom and I are always committed to making the process as clear and smooth as possible for our clients. We appreciate your patience and understanding, and I'm thrilled we could help you navigate...
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Chelsea is amazing!! She made sure to answer any questions and make sense of the buying process. She was extremely nice to to communicate with and answered quickly! I 10/10 recommend, and go with Chelsea!!
Reply from Owner
March 12th, 2025 03:29 PM
Thank you so much, Amy! I'm thrilled to hear that your experience was so positive. It was a pleasure working with you and guiding you through the process. Your recommendation means the world to me, and I’m always here if you need anything in...
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About
Chelsea Lentes is a Senior Loan Officer with Ruoff Mortgage and an experienced mortgage lender in Terre Haute, Indiana, serving homebuyers throughout the Wabash Valley, Indiana and Illinois. With nearly 10 years in the mortgage industry, Chelsea specializes in first-time homebuyers, Conventional, FHA, VA and USDA loans, down payment assistance, manufactured home financing and refinancing. Known for an education-first approach, clear communication and personalized mortgage strategies, Chelsea helps buyers understand their options from pre-approval through closing. Whether you're buying your first home, moving up, relocating or exploring your mortgage options, Chelsea provides local mortgage guidance built around your goals. NMLS #1481193
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Down Payment Assistance
Home Purchasing Assistance
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
Residential Mortgages
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
Down Payment Assistance Programs
Rate Term Refinance
Cash Out Refinance
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Education
- Grace CollegeAccounting and Business/ManagementBachelor of Business Administration (BBA)Aug 2012 -May 2015

Positions
- Ruoff Mortgage - Loan OfficerJan 25th, 2015 - Current
Memberships
- Terre Haute Area Association of Realtors - Affiliate Member
- NMLS #1481193
- Riley Elementary PTO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1481193
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Achievements
- Prior Mortgage Processor
- Prior Mortgage Loan Officer Assistant
- Prior HYBRID Loan Officer Assistant / Processor
Hobbies
- Reading
- Spending time with my Husband and Kiddos
- Coffee Drinker
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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