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Charlotte Luciano
Home Equity Specialist
Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by... Show More
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Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
My great experience are because of a myriad of things #1 I have the bestest agent ever (Thanks Charlotte for helping me restructure my debt and saving a ton), #2 The ease and speed of the application and closing process, #3 The transparency...
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Reply from Charlotte Luciano
January 7th, 2026 01:11 PM
I appreciate your kind words, Ikechukwu. It’s rewarding to hear that your experience with GoodLeap, notably the debt restructuring and application process, met your expectations. I'm glad the transparency and added interest rate discounts made...
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Charlotte Luciano, my Loan Officer was absolutely wonderful she told me about the loan and I decline she did not pressure me. I thought about it and call back a month later.I'm so happy that I did to get a project done that I have been dreaming...
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Reply from Charlotte Luciano
January 7th, 2026 01:12 PM
I'm glad to hear that you had a positive experience working through your loan options, Emily. It's rewarding to know I could support you without pressure, allowing you to make the best decision for your project. It's exciting that you're moving...
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Extremely friendly and made the whole process very easy. Would highly recommend to family and friends.
Reply from Charlotte Luciano
January 5th, 2026 05:20 PM
Hi Lafonda, Thank you and it was a pleasure helping you reach all the goals you had in mind !!
It was pleasant experience
Reply from Charlotte Luciano
December 29th, 2025 05:41 PM
Thank you Trina :) I hope you had a Happy Holiday and a Happy New Year !!!
I had a few problems with the notary process
Reply from Charlotte Luciano
December 29th, 2025 01:54 PM
I appreciate you reaching out, Deion, and letting me know about your experience with the notary process. I understand how important a smooth process is, and I'm here to help address any concerns you might have had. If you wish to discuss this...
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Charlotte was a great help
Reply from Charlotte Luciano
December 23rd, 2025 05:55 PM
Hi Kimberly, I'm really glad to hear you found my assistance helpful, Kimberly. It was a pleasure working with you. If you have any more questions or need further support in the future, please feel free to reach out. Happy Holidays
Well it was Charlotte no matter what my question she got back to me very fast and was very pleasant to talk with I never had such a good conversation as I did with her she is a very good asset to your company.
Reply from Charlotte Luciano
December 23rd, 2025 05:56 PM
Hi Destina, I'm glad to hear that I could assist you promptly and make our conversations enjoyable. It's always my aim to provide helpful and pleasant interactions. If you need further assistance in the future, feel free to reach out. Thank...
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Charlotte did a great job of explaining options and going over my specific numbers, and the benefits for me. She also was very friendly and unlike other people wirh other lenders, she never made me feel pressured to make a decision.
Reply from Charlotte Luciano
November 20th, 2025 01:30 PM
Thank you Melissa! It was my pleasure getting to know you & laughing about things in common. “I truly appreciate the trust you’ve placed in me to help guide you through such an important financial decision.”
Hi!I wanted to Thank Charlotte Luciano for her exceptional communication and dedication throughout the entire process. She was consistently in touch with us, ensuring everything progressed smoothly. We encountered some issues with the notary,...
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Reply from Charlotte Luciano
November 12th, 2025 07:36 PM
I really appreciate the feedback and am looking forward to working with you again.
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About
Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by one goal: delivering an exceptional customer experience.
We have built a process that is fast, transparent, and easy to understand, ensuring clarity and confidence at every step. The result is lasting relationships built on trust, performance, and consistency.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
GoodLeap, LLC. 8781 Sierra College, Roseville, CA 95661, 844-227-2489, NMLS #30336. www.nmlsconsumeraccess.com. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4170047. Arizona Mortgage Banker License #0935960. Nevada –Nevada Mortgage Company License #4260. Oregon –Oregon Mortgage Lender License #ML-3256. Texas –Texas SML Residential Mortgage Loan Servicer Registration NMLS# 30336, Mortgage Banker Registration NMLS# 30336. Washington –LLC NMLS ID #30336 Washington Consumer Loan Company License #CL-30336. Florida- Florida Mortgage Lender Servicer License # MLD898. Colorado –Regulated by the Division of Real Estate. Mortgage Company Registration. Alabama -Alabama Consumer Credit License #22277. Idaho –Idaho Mortgage Broker/Lender License # MLB-8279. For a list of additional approved states we are licensed in see https://goodleap.com/licenses.