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Neighborhood Loans Charles Garneau
Mortgage Loan Originator NMLS # 1466345
Florida Southern College
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statem... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I've had wonderful experience working with them. I may have had my ups and downs, but they were always patient with me, and I will always appreciate that.
Charles Garneau and his team have helped me with a loan and provided amazing service from start to finish. Charles is also a good friend and one of the hardest working individuals I know. He is trustworthy and dependable. I highly recommend...
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Charles and Haley made our home buying process so smooth! This is our second time working with Charles and we can’t recommend him and his team at Neighborhood Loans enough. From start to finish they were extremely communicative, fast, and helpful....
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Charles And doug they’re really the best on the game they made it happen in 3 weeks Highly recommended
I was able to buy my first home thanks to the help of Charles and the whole team. They were always available to answer any questions even if it was the same one over and over. I definitely didn’t understand much of the process at first but...
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I had a wonderful experience with Neighborhood Loans. From the very beginning, they were very professional, attentive, and always looking out for my best interest. They guided me through every step, answered all my questions with patience,...
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Thanks Doug and Neighborhood loan team!I just wanted to take a moment to express my heartfelt gratitude for everything you've done for me. Your guidance and support throughout the homebuying process this summer were truly invaluable. Your expertise...
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I've always heard how much of a headache home buying is but This by far is the best team to work with when buying a home!!! I was recommended to use them by my realtor which he told me "they are very fast and great" what he forgot to mention...
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We are beyond grateful for Charles Garneau and his team at Neighborhood Loans! From the very beginning, they treated us like family and truly cared about helping us get into our new home.They were always there to answer our calls and texts,...
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I would recommend The Charles Garneau Team to anyone looking to purchase a home. They’re a Very Down to Earth and Proactive Organization. The service they provided was outstanding. Instead of trying to just close a deal they worked for me and...
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About
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statement, and DSCR loans. Whether you're a first-time homebuyer, veteran, investor, or self-employed borrower, Charles can help you explore Hometown Heroes, HomeKey, bond programs, and interest rate buydown options to make homeownership more affordable. From application to closing, the team is committed to delivering a smooth, stress-free mortgage experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Specialities
FHA
VA
USDA
Conventional
Jumbo
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Education
- Florida Southern CollegeEconomics
Positions
- Legacy Mutual Mortgage - Loan OriginatorJul 1st, 2023 - Feb 28th, 2025
- The Mortgage Firm - Loan OriginatorNov 3rd, 2014 - Jul 1st, 2023
Memberships
- MBS Highway
- Rotary Club of Lakeland
- Social Indoors Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1466345
Awards
Achievements
- Top Emerging Originators Scotsman Guide 2026
Hobbies
- Pickleball
- Tennis
- Running 5K
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Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender