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Neighborhood Loans Charles Garneau
Mortgage Loan Originator NMLS # 1466345


Florida Southern College
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statem...... Show More
Location & Business Hours
Business Hours
Sat
8 AM to 6 PM(Open now)
Sun
8 AM to 6 PM
Mon
8 AM to 6 PM
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Reviews from Web
The whole team is amazing! Great customer service!
I had a great experience doing business with Charles and his team. Everyone was friendly and professional. The process went very smoothly.
great team to work with
Neighborhood Loans Charles Garneau has received a review with 5 star rating from Karina F
with Charles and his team you're in good hands. Sharing knowledge and options and helping every step of the way.
This team was incredible! Very attentive and knowledgable about a unique loan situation!
I can’t thank Charles and his team enough for helping me become a homeowner. After not having success with other lenders, Charles made it possible by helping me secure the loan I needed. He was knowledgeable, patient, and guided me through...
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The process was smooth and the people we worked with were super friendly and helpful.
Charles and his Team are great to work with. Always available & happy to answer any questions. They did a fantastic job job on our home refinance. It was a professional and smooth experience. Would highly recommend them to anyone needing a...
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Charles Garneau and his team are great to work with. Always available to answer questions and explain anytime. They dis a fantastic job on our home refinance. It was a professional and smooth experince. Would definitely recommend them to anyone...
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About
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statement, and DSCR loans. Whether you're a first-time homebuyer, veteran, investor, or self-employed borrower, Charles can help you explore Hometown Heroes, HomeKey, bond programs, and interest rate buydown options to make homeownership more affordable. From application to closing, the team is committed to delivering a smooth, stress-free mortgage experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
DSCR Loans
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
FHA
VA
USDA
Conventional
Jumbo
Search Rank ScoreLearn More →
685
/850
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Education
- Florida Southern CollegeEconomics

Positions
- Legacy Mutual Mortgage - Loan OriginatorJul 1st, 2023 - Feb 28th, 2025
- The Mortgage Firm - Loan OriginatorNov 3rd, 2014 - Jul 1st, 2023
Memberships
- Rotary Club of Lakeland
- Social Indoors Club
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1466345
Hobbies
- Pickleball
- Tennis
- Running 5K
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Disclaimer
Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice.