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Neighborhood Loans Charles Garneau - Mortgage Loan Originator NMLS # 1466345 in Lakeland, FL
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Neighborhood Loans Charles Garneau

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Mortgage Loan Originator NMLS # 1466345

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Florida Southern College
Florida Southern College
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statem... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Florida Southern College
Florida Southern College
Contact Info
(863) 940-4875
Lakeland, FL
https://neighborhoodloans.com/charles-garneau/
Location & Business Hours
Business Hours
Tues
8 AM to 6 PM(Open now)
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Reviews from Web
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    Anthony L
    Posted on July 27th, 2026 10:02 PM
    Haley was my rock in this process I could have not done it with out her I still lean on her after my closing and with my challenges
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    Gina B
    Posted on July 26th, 2026 01:09 PM
    Charles, Chey, and Doug, thank you so much for your help navigating the home buying process. We thought it would be so hard to accomplish but the team truly made it a breeze. 10/10 communication, very informative, kind people! We would do it...
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    Gina B
    SPRING HILL, FL
    Posted on July 26th, 2026 01:03 PM
    Charles, Chey, Doug, the whole team, is just absolutely amazing!! They have 10/10 communication, always answer calls and texts prompty, and got us in our home as quick as humanly possible! Awesome people, and a great team. We can't thank them...
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    Barbie V
    Posted on July 26th, 2026 12:31 PM
    Buying our first home was one of the biggest milestones of our lives, and like many first-time homebuyers, we were nervous about the process. People always say buying a home can be overwhelming and stressful, but Charles Garneau and his incredible...
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    Barbara V
    MULBERRY, FL
    Posted on July 26th, 2026 12:29 PM
    Buying our first home was one of the biggest milestones of our lives, and like many first-time homebuyers, we were nervous about the process. People always say buying a home can be overwhelming and stressful, but Charles Garneau and his incredible...
    read more
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    M
    Mohammed A B
    LAKE WALES, FL
    Posted on July 22nd, 2026 12:06 PM
    Excellent service and helpful
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    Frederick L S
    WINTER HAVEN, FL
    Posted on July 20th, 2026 12:43 PM
    Charles and his team were outstanding. Always courteous and professional. They guided us through the loan process with great care and precision. My wife and I can't thank them enough.
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    Cheyenne C
    Posted on July 14th, 2026 10:33 PM
    Neighborhood loans is an awesome company with the kindest and most friendly people ever! They all were very sweet and made sure to answer any and all questions we had and made sure we understood the process!
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    Cheyenne M C
    HUDSON, FL
    Posted on July 14th, 2026 10:30 PM
    Neighborhood loans is an awesome company with the kindest most friendly people ever. Everyone who help us was very sweet and answered any and all questions we had and made sure we understood the process!
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    Thomas M
    Posted on July 14th, 2026 12:19 PM
    Neighbourhood Loans made the process stress-free and very easy through the whole process. If you had any questions they would be there to have at all times. If they don’t have the answer for you right away, they will get with who may have the...
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    • 10 of 287
    About
    Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statement, and DSCR loans. Whether you're a first-time homebuyer, veteran, investor, or self-employed borrower, Charles can help you explore Hometown Heroes, HomeKey, bond programs, and interest rate buydown options to make homeownership more affordable. From application to closing, the team is committed to delivering a smooth, stress-free mortgage experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    USDA Loans
    DSCR Loans
    Investor Mortgages
    Home Equity Loan
    Bank Statement Loans
    Specialities
    FHA
    VA
    USDA
    Conventional
    Jumbo
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    Education
    • Florida Southern College
      Economics
      Florida Southern College logo
    Positions
    • Legacy Mutual Mortgage - Loan Originator
      Jul 1st, 2023 - Feb 28th, 2025
    • The Mortgage Firm - Loan Originator
      Nov 3rd, 2014 - Jul 1st, 2023
    Memberships
    • Rotary Club of Lakeland
    • Social Indoors Club
    • NMLS
    Addresses and Serving Areas
    Primary Serving Area
    Lakeland,FL
    Other Serving Areas
    Highland City,FL
    Plant City,FL

    Year Started

    2015

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1466345
    Hobbies
    • Pickleball
    • Tennis
    • Running 5K
      • View All
    Disclaimer
    Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice.