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Neighborhood Loans Charles Garneau
Mortgage Loan Originator NMLS # 1466345
Florida Southern College
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statem... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I just have to say Thank You! Thank you for thinking out of the box! Thank you for caring! Thank you for your professionalism! Thank you for making my homeowners dream come true!!! You and your team are amazing! Yohara @ KBHome Landings at...
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I just have to say Thank You! Thank you for thinking out of the box! Thank you for caring! Thank you for your professionalism! Thank you for making my homeowners dream come true!!! You and your team are amazing! Yohara @ KBHome Landings at...
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Great team!! Smooth closing
Charles and Haley at Neighborhood Loans are rock stars! I'm so grateful for all their hard work. We changed the house we were buying and had to deal with multiple annoyances throughout the process and both Charles and Haley were always so bright...
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Charles and Team are simply the best! Professional, personable and helpful they were with us through every step of our purchase and again through our refinance a couple of years later. Highly recommended!
Even though the banking requirement that financial transactions must take place within the last day of the closing, everything went smoothly. The team was very professional and easy with which to work. I recommend the Charles Garneau Team at...
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Charles and the neighborhood loans team were so transparent during the process. I went in with a goal and they helped me meet that goal with ease taking a lot of the stress away from me. Thanks to them!!
My husband and I needed a special loan for a property in Illinois. We reached out to them and worked with Doug, Ashley and Charles, sorry if we forgot anyone else that helped us.While it was our circumstances that made this loan challenging,...
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If I could leave 1000 stars for Charles and his team, I would! ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️Our home loan was a very intricate one, but Charles and his team made it a reality. Had we have gone with another company, I do not believe closing would have...
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Chey, Charles and his entire team are absolutely wonderful!!! They make the process so easy and are so helpful. Their communication skills are top notch and they get back to you quickly. They do a amazing job guiding you through and helping...
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About
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statement, and DSCR loans. Whether you're a first-time homebuyer, veteran, investor, or self-employed borrower, Charles can help you explore Hometown Heroes, HomeKey, bond programs, and interest rate buydown options to make homeownership more affordable. From application to closing, the team is committed to delivering a smooth, stress-free mortgage experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Specialities
FHA
VA
USDA
Conventional
Jumbo
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Education
- Florida Southern CollegeEconomics
Positions
- Legacy Mutual Mortgage - Loan OriginatorJul 1st, 2023 - Feb 28th, 2025
- The Mortgage Firm - Loan OriginatorNov 3rd, 2014 - Jul 1st, 2023
Memberships
- MBS Highway
- Rotary Club of Lakeland
- Social Indoors Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1466345
Awards
Achievements
- Top Emerging Originators Scotsman Guide 2026
Hobbies
- Pickleball
- Tennis
- Running 5K
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Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender