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Neighborhood Loans Charles Garneau
Mortgage Loan Originator NMLS # 1466345
Florida Southern College
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statem... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
My buyer connected with the Charles Garneau Team. Although I have worked with Charles and his team before as a listing agent, This was my first experience with this team on the buyer side and they exceeded expectations throughout the process....
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I can't say enough good things about Charles and Haley. They made my first home buying experience a breeze. I was recommended to them by a friend and they jumped right in when I was on a short time frame due to a bad experience with another...
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⭐️⭐️⭐️⭐️⭐️ 5-Star ReviewWorking with The Charles Garneau Team at Neighborhood Loans was a fantastic experience from start to finish. Their professionalism, clear communication, and genuine care made the loan process smooth and stress-free.They...
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I had a fantastic experience working with Neighborhood Loans throughout the entire home loan process. From the initial consultation to the closing, their team was knowledgeable, responsive, and incredibly supportive. This was my second time...
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Charles is the absolute best. He does a fantastic job of explaining everything to make sure you understand exactly what you need at each step in the process. He is also soooo responsive and was quick to put together anything we needed when...
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Buying a home can feel overwhelming, but Charles and his team made the entire process smooth and reassuring. From our very first phone call, they were hands-on, attentive, and incredibly supportive every step of the way. Their dedication truly...
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We had an excellent experience with Charles and his team. Buying a house is always a stressful process but with this team everything was smooth and easy! Great communication and follow up. Will definitely be working with them again.
If I could give more than 5 stars, I would! Charles and his team made the whole process seamless and extremely easy! So grateful for all the hard work!
Best experience ever!! Professional, organized and just awesome. Charles and the team are great and highly recommend!!
We just closed on a transaction with Charles and his team! they were so communicative, easy to work with, and really pushed to keep everything on time for both the buyers and the sellers! I would highly recommend Charles and his team if you...
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Reply from Owner
December 12th, 2024 09:35 PM
Thank you Jordan! We enjoyed working with you as well. We really appreciate your attention to detail and how dedicated you are to your clients!
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About
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statement, and DSCR loans. Whether you're a first-time homebuyer, veteran, investor, or self-employed borrower, Charles can help you explore Hometown Heroes, HomeKey, bond programs, and interest rate buydown options to make homeownership more affordable. From application to closing, the team is committed to delivering a smooth, stress-free mortgage experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Specialities
FHA
VA
USDA
Conventional
Jumbo
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Education
- Florida Southern CollegeEconomics
Positions
- Legacy Mutual Mortgage - Loan OriginatorJul 1st, 2023 - Feb 28th, 2025
- The Mortgage Firm - Loan OriginatorNov 3rd, 2014 - Jul 1st, 2023
Memberships
- MBS Highway
- Rotary Club of Lakeland
- Social Indoors Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1466345
Awards
Achievements
- Top Emerging Originators Scotsman Guide 2026
Hobbies
- Pickleball
- Tennis
- Running 5K
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Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender