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Charity Cummings - Guild Mortgage
Guild Mortgage - Bentonville

Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
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Reviews from Web
Charity did an amazing job
Reply from Charity Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
Thank you so much for your kind words, Zach! I'm thrilled to hear that you had a positive experience with your purchase. It was truly a pleasure to work on your mortgage loan and assist you with your home buying journey at Guild Mortgage. Your...
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First time home buyer, and the experience was great.
Reply from Owner
February 7th, 2025 11:34 PM
Nikki, thanks so much for the amazing review! It means the world to me that you had such a positive experience buying your first home. Helping first-time buyers is one of my favorite parts of the job, and knowing I was able to make it a great...
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I was treated like family
Reply from Charity Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
I'm so thrilled to hear that you felt like family, Nikki! Your satisfaction is paramount to us at Guild Mortgage. It was wonderful assisting you with your purchase; your 5-star review means the world to me. I'm here anytime you need help in...
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Charity was fantastic throughout the entire process. She was prompt in her responses and very flexible with our timeframes. She was able to answer all of our questions. Would be happy to work with her again!
Reply from Charity Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
Thank you very much, Justin! It was a pleasure assisting you with your purchase. I'm thrilled to hear that you're satisfied with the service you received. I always strive to be prompt and flexible to ensure a smooth process for my clients....
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I feel Charity’s advocacy every step. She’s got my back and that means so much! We are all working for the best outcome for the client and I never doubt Charity and I are aligned! I’ll always refer Charity to my clients!
Reply from Charity Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
I am sincerely humbled by your kind words, Amber. It was truly a pleasure to assist you throughout the purchase process. Here at Guild Mortgage, we always strive to put the needs of our clients first and I'm delighted to hear that you felt...
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Charity and her team are phenomenal at their jobs and truly know their stuff. Not one phone call or text from my husband or me was missed during our crazy home-buying process! She was able to get us approved for our loan within 10 days AND...
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Reply from Owner
February 7th, 2025 11:35 PM
Alecia, your words are so appreciated! It was truly a pleasure working with you and your husband throughout your home buying journey. I'm thrilled we were able to secure such a fantastic rate and get you approved so quickly. The market can...
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Chris and his team make buying a home, refinancing, and buying another home a simple process!! We would refer all of our friends and family to Flat Branch. Exceptional professionalism you will receive from this team!
Charity made the mortgage transaction so easy for us. She's an expert in her field. She was precise and truly listening to our needs. No doubt we will use her again and refer friends to her!
Every step was super easy. Charity let me know what was needed, explained the process with ease. Charity is very professional, friendly and easy to talk with. Her understanding of the loan and everything that goes with it was impressive. She...
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Charity Cummings was great to work with- providing exceptional customer service. She made sure I understood the process, readily answered my questions and had great follow through. Additionally, Caliber had the best rate in the area.
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Memberships
- NWA Trusted Business Partners
- Mortgage Bankers
- BNI-NWA Trusted Business Partners
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID #404245
Achievements
- Military Veteran
Hobbies
- Hiking
- Biking
- Camping
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Disclaimer
Guild Mortgage Company; Equal Housing Opportunity;
AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.
AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.