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Charity Cummings - Guild Mortgage
Guild Mortgage - Bentonville

Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
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Reviews from Web
Charity was amazing and very patient for our first time buying a home. she went above and beyond to make sure we had what we needed.
Reply from Charity Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
I'm thrilled to hear that your first home-buying experience was positive. It was my pleasure to assist you throughout the process, ensuring you had everything you needed. Thank you for your kind words.
Charity Cummings is the ABSOLUTE BEST!! the first house I was under contract on fell through. Charity got my new house closed in NINE days. She is amazing at communication and ensured I understood every figure and cost associated with my loan....
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Reply from Charity Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
Thank you so much Rachel ! I'm truly grateful for your kind words and the trust you placed in me. It was an honor to walk this journey with you- your resilience and positivity made all the difference ! Charity
Highly responsive and knowledgeable about mortgage programs
Reply from Charity Cummings - Guild Mortgage
May 8th, 2025 10:20 PM
We are thrilled to hear about your positive experience with Charity Cummings. Her responsiveness and knowledge are key attributes we value at Guild Mortgage. Thank you for sharing your feedback.
Highly responsive - even willing to take a few minutes outside a baby shower to speak with a client - knowledge about home mortgages
Reply from Charity Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
I'm thrilled to hear that my responsiveness and mortgage expertise met your expectations. It was my pleasure to assist you throughout your home purchase journey. Thank you for your kind words, Gregory.
Charity is an all-star that I was glad to have on my home-buying team! She was incredibly diligent and fast—I mean lightening fast! No question was too big or too small for her which meant a lot going into my first home-buying experience. Charity...
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Reply from Owner
May 8th, 2025 10:21 PM
We are thrilled to hear about your exceptional experience with Charity during your home-buying journey. Her dedication and efficiency truly shine through in your feedback. We are delighted that she made the process easy and enjoyable for you....
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Charity was outstanding! She was always available if i I had a question, no matter how big or small. Throughout the process she kept me informed and made sure to present me every option so that together we could find what was best for me. Charity...
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Reply from Charity Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
I'm thrilled to hear about your positive experience, Corisa. It was a pleasure assisting you throughout your home-buying journey. I'm glad I could help you feel informed and confident in your decisions. Thank you for your kind words and trust...
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Charity made the home buying process so easy. She was always available to answer all of my questions and she made me feel like family - not just a client! She was in my corner from start to finish. I would highly recommend Charity and Guild...
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Reply from Owner
May 8th, 2025 10:21 PM
We are thrilled to hear that Charity made your home buying process easy and pleasant. It's wonderful to know that she was always available to assist and made you feel like family. Your recommendation of Charity and Guild Mortgage is greatly...
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Charity has a special way of making one feel calm during this process. She was personable, as well as professional and I felt she was truly in my corner looking out for my best interests and answering all my questions. I would highly recommend...
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Reply from Charity Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
I'm thrilled to hear that you felt calm and supported throughout the process, Julia. It was a pleasure to assist you and ensure all your questions were answered. Thank you for your kind words and recommendation.
Great timely communication!
Reply from Charity Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
I'm thrilled to hear that you were satisfied with the communication throughout your home purchase process, Janet. It's always my goal to keep clients informed in a timely manner. I appreciate your high rating and kind words about your experience...
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Charity was wonderful and very helpful during the loan process!
Reply from Charity Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
I'm so glad to hear that you had a positive experience, Rylee! Your feedback truly means a lot. Helping clients like you navigate the loan process is why I love doing what I do at Guild Mortgage. Thank you for taking the time to leave a review...
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Memberships
- NWA Trusted Business Partners
- Mortgage Bankers
- BNI-NWA Trusted Business Partners
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID #404245
Achievements
- Military Veteran
Hobbies
- Hiking
- Biking
- Camping
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Disclaimer
Guild Mortgage Company; Equal Housing Opportunity;
AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.
AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.