Chad Ulmer
Branch Manager
With over 23 years of mortgage and real estate financing experience, I specialize in helping clients navigate home purchases, refinancing, debt consolidation, and real estate investment financing with clarity and confidence. I work with fir... Show More
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Chad and his team are beyond amazing. Everyone always says how stressful buying a home is but i never once experienced that. Being an apprentice in a demanding trade i was worried about being on the road and having to deal with the stresses...
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The home buying process for me in the past was disappointing and left me with hesitation for any future home buying. Chad Ulmer changed my belief about the process. Chad explained the process in detail and was available for questions at anytime....
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Chad helped us through a difficult loan process with multiple appraisals. Our loan was a bit more expensive than we had hoped due to difficulties involving approval of an older manufactured property on land. In the end, my husband and I are...
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I have used Chad several times. He always gets me a great rate, makes the process quick and easy, and keeps me updated. No need to shop around. Thank you again Chad for helping with my loan!
Chad and his team are professionals! They got our loan approved in 2015 and refinanced with better rate in 2016, both with quick closing. We cannot be more pleased with the whole process and would refer them to everyone we know!
Reply from Owner
March 30th, 2017 12:00 AM
Thank you Margaret and I hope all is well with you and the family!
Chad and Chris were very helpful the entire way and worked with us and helped us with a few issues that came up unexpectedly. The night of our signing loan docs we ended up having questions before we signed anything and Chad took the time to...
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Reply from Owner
March 30th, 2017 12:00 AM
Thank you for the kind words! It is always our pleasure to assist and congratulations again;)
I have to say that I could not have asked for a better experience than the one I received from Chad and his team. Not once, but twice, have I had the experience to work with Chad Ulmer at Finance of America Mortgage. The level of expertise...
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Reply from Owner
March 30th, 2017 12:00 AM
Thank you greatly, we hope you are enjoying the new home!!
Chad and his team made this home buying experience one of the best ones of our life. As anyone who has bought a home can testify to, it is a very stressful and nervous time. Filled with questions, doubts, hurdles and challenges at every step...
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About
With over 23 years of mortgage and real estate financing experience, I specialize in helping clients navigate home purchases, refinancing, debt consolidation, and real estate investment financing with clarity and confidence. I work with first-time buyers, veterans, self-employed borrowers, investors, and homeowners seeking strategic financing solutions including Conventional, FHA, VA, Jumbo, HELOC, DSCR, bank statement, construction, and cash-out refinance loans. My approach is education-focused, transparent, and relationship-driven, helping clients understand their options while creating a smooth and proactive loan experience from pre-approval through closing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Medical Professional Mortgages
Reverse Mortgage
Home Equity Loan
Bank Statement Loans
Specialities
Purchase • Refinance • VA • FHA • Jumbo • HELOC • Cash-Out • Investor Loans • DSCR • Bank Statement
Fix & Flip • Debt Consolidation • First-Time Buyers • Self-Employed Borrowers • Fast Closings
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 325466
Awards
USMC Veteran
Achievements
- United States Marine Corps Veteran
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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