Chad Ulmer
Branch Manager
With over 23 years of mortgage and real estate financing experience, I specialize in helping clients navigate home purchases, refinancing, debt consolidation, and real estate investment financing with clarity and confidence. I work with fir... Show More
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I had a great experience working with the Chad Ulmer. He was very helpful, professional, and patient throughout the entire process. He took the time to explain everything clearly, answered all of my questions, and made what could have been...
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He always kept me up to date on all processing and problems going on with the loan, and he worked very hard and fast to try and push and get everything done as quickly as possible
Chad and his staff made it easy were not pushy and made the transaction smoot.
It is dificult to find fair and avalable loans on line.
Chad Ullmer and West Capital made it easey by anticipating info required and helping in all aspects of the loan process..
Chad made my experience great by answering every question quickly and was there to help me through the process every step of the way. I needed a loan within a month and he made sure it got done on time! I appreciate everything he and his team...
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Chad was excellent with his advice as well as returned emails and texts promptly
Chad is knowledgable and friendly. It was clear right away that he was working to help us make a smart fiscal decision, rather than trying to sell us on something. Everything went smoothly and happened in a reasonable amount of time.
Reply from Chad Ulmer
June 29th, 2026 07:16 PM
Thank you greatly Chris - it was a pleasure to be able to have the opportunity to assist!
Nothing but helpful. Chad and Manrique are super knowledgeable about mortgage lending and will answer any questions you may have. They helped make sure our mortgage was able to close in 19 days and are incredibly responsive, and as a first...
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Chad Ulmer is the best lender on the planet! He is super friendly and professional. I ask a lot of questions and he is always happy to help. We are incredibly careful about who we work with and we trust Chad as family.
As a Realtor, It's critical that I have a lender that can close deals! EVERY loan he has qualified my customers for, he has closed 100%!! He also will help 1st time buyers to understand, and puts them in a position to be a homeowner. He closed...
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About
With over 23 years of mortgage and real estate financing experience, I specialize in helping clients navigate home purchases, refinancing, debt consolidation, and real estate investment financing with clarity and confidence. I work with first-time buyers, veterans, self-employed borrowers, investors, and homeowners seeking strategic financing solutions including Conventional, FHA, VA, Jumbo, HELOC, DSCR, bank statement, construction, and cash-out refinance loans. My approach is education-focused, transparent, and relationship-driven, helping clients understand their options while creating a smooth and proactive loan experience from pre-approval through closing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Medical Professional Mortgages
Reverse Mortgage
Home Equity Loan
Bank Statement Loans
Specialities
Purchase • Refinance • VA • FHA • Jumbo • HELOC • Cash-Out • Investor Loans • DSCR • Bank Statement
Fix & Flip • Debt Consolidation • First-Time Buyers • Self-Employed Borrowers • Fast Closings
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 325466
Awards
USMC Veteran
Achievements
- United States Marine Corps Veteran
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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