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Chad Hays - Loan Officer | NMLS # 148936 | Equal Housing Lender in Frankfort, KY

Chad Hays

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Loan Officer | NMLS # 148936 | Equal Housing Lende...

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My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
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Location & Business Hours
Business Hours
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closed
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
  • Encompass
    J
    Jennifer B
    Lawrenceburg, KY
    Posted on March 23rd, 2021 01:17 PM
    Chad made the entire process simple and easy to understand, from the pre-approval to to closing table. He was always available to answer any questions we had and he was very prompt every step of the way. His knowledge and honesty made us feeI...
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  • Encompass
    G
    Gary M
    Louisville, KY
    Posted on March 21st, 2021 03:19 PM
    Chad listened to our needs, was very flexible when working with us, made the process as easy as possible and continually followed up; providing updates and insights.
  • Encompass
    F
    Frederico V
    Frankfort, KY
    Posted on March 16th, 2021 03:35 PM
    Purchasing a home in Kentucky and living in Hawaii I would have expected things to be very difficult. Chad communicated with us almost daily throughout the whole process. Chad had answered all of our questions and concerns that we had. My husband...
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  • customer
    T
    Travis A
    Posted on March 13th, 2021 07:34 PM
    We've used Chad to close 3 times! He's always very helpful and easy to reach. He does a wonderful job!
  • Encompass
    R
    Rae J
    Frankfort, KY
    Posted on March 13th, 2021 06:11 PM
    The process was fairly smooth. The communication was very helpful. If I had a question or needed clarification Chad was just a phone call or email away.
  • Encompass
    C
    Cheryl A
    Simpsonville, KY
    Posted on March 10th, 2021 12:02 PM
    The whole process was very quick, and even with Covid, the e-sign was convenient.
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    Tony L
    Shelbyville, KY
    Posted on March 9th, 2021 02:42 PM
    Closing was short and sweet
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    Joshua D
    Waddy, KY
    Posted on March 8th, 2021 01:52 PM
    The communication was amazing! Never once did we ever have a question go not answered! Great experience!
  • Encompass
    R
    Richard F
    Frankfort, KY
    Posted on March 7th, 2021 03:08 PM
    Simple and painless. Made everything very easy and stress free. Dealt with another company to start with and had to fire them and luckily we found Chad. I would highly recommend using Chad and Republic!!!
  • Encompass
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    William B
    Frankfort, KY
    Posted on February 27th, 2021 11:10 AM
    Chad was very informative and easy to deal with and always answers his phone
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    About
    My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA Streamline Refinance
    View All
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    Positions
    • Republic State Mortgage Louisville/Lexington - Mortgage Loan Officer
      Nov 1st, 2009 - Current
    • Mortgage Loan Officer - Mortgage Loan Officer
      Dec 1st, 1995 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1995

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 148936
    Disclaimer
    © 2024 Republic State Mortgage Co. is an Equal Housing Opportunity Lender, Republic State Mortgage is headquartered at 815 Hawthorne St., Houston, TX 77006. Ph: 713-737-7121; NMLS #6241 (www.nmlsconsumeraccess.org) The material provided in this advertisement is for informational purposes only and is subject to change without notice. This is not an offer for an extension of credit or a commitment to lend. Alabama Consumer Credit License #22497; Colorado Mortgage Company Registration #6241, Regulated by the Division of Real Estate; Florida Mortgage Lender License MLD501; Georgia Residential Mortgage Licensee #15726; Indiana DFI First Lien Mortgage License #16155; Kentucky Mortgage Company License #MC23336; Louisiana Residential Mortgage Lending License; Maine Supervised Lender License #62411; Massachusetts Mortgage Lender License #MC62411; Licensed by the Mississippi Department of Banking and Consumer Finance, License #62411; New Hampshire 19938-MB, North Carolina Mortgage Lender License L-173684; Ohio Mortgage Loan Act Certificate of Registrations #MB.803018.000; Tennessee Mortgage License 108921; and Texas-SML Mortgage Banker Registration NMLS #6241 Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. a written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at sml.texas.gov.