

Chad Hays
Loan Officer | NMLS # 148936 | Equal Housing Lende...

My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
Location & Business Hours
Business Hours
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closed
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Chad made the entire process simple and easy to understand, from the pre-approval to to closing table. He was always available to answer any questions we had and he was very prompt every step of the way. His knowledge and honesty made us feeI...
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Chad listened to our needs, was very flexible when working with us, made the process as easy as possible and continually followed up; providing updates and insights.
Purchasing a home in Kentucky and living in Hawaii I would have expected things to be very difficult. Chad communicated with us almost daily throughout the whole process. Chad had answered all of our questions and concerns that we had. My husband...
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We've used Chad to close 3 times! He's always very helpful and easy to reach. He does a wonderful job!
The process was fairly smooth. The communication was very helpful. If I had a question or needed clarification Chad was just a phone call or email away.
The whole process was very quick, and even with Covid, the e-sign was convenient.
Closing was short and sweet
The communication was amazing! Never once did we ever have a question go not answered! Great experience!
Simple and painless. Made everything very easy and stress free. Dealt with another company to start with and had to fire them and luckily we found Chad. I would highly recommend using Chad and Republic!!!
Chad was very informative and easy to deal with and always answers his phone
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About
My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA Streamline Refinance
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Positions
- Republic State Mortgage Louisville/Lexington - Mortgage Loan OfficerNov 1st, 2009 - Current
- Mortgage Loan Officer - Mortgage Loan OfficerDec 1st, 1995 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1995
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 148936
Disclaimer
© 2024 Republic State Mortgage Co. is an Equal Housing Opportunity Lender, Republic State Mortgage is headquartered at 815 Hawthorne St., Houston, TX 77006.
Ph: 713-737-7121; NMLS #6241 (www.nmlsconsumeraccess.org)
The material provided in this advertisement is for informational purposes only and is subject to change without notice. This is not an offer for an extension of credit or a commitment to lend.
Alabama Consumer Credit License #22497; Colorado Mortgage Company Registration #6241, Regulated by the Division of Real Estate; Florida Mortgage Lender License MLD501; Georgia Residential Mortgage Licensee #15726; Indiana DFI First Lien Mortgage License #16155; Kentucky Mortgage Company License #MC23336; Louisiana Residential Mortgage Lending License; Maine Supervised Lender License #62411; Massachusetts Mortgage Lender License #MC62411; Licensed by the Mississippi Department of Banking and Consumer Finance, License #62411; New Hampshire 19938-MB, North Carolina Mortgage Lender License L-173684; Ohio Mortgage Loan Act Certificate of Registrations #MB.803018.000; Tennessee Mortgage License 108921; and Texas-SML Mortgage Banker Registration NMLS #6241
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. a written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at sml.texas.gov.