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Chad Hays - Loan Officer | NMLS # 148936 | Equal Housing Lender in Frankfort, KY

Chad Hays

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Loan Officer | NMLS # 148936 | Equal Housing Lende...

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My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
    D
    Dwayne E D
    Smithfield, KY
    Posted on July 18th, 2021 08:27 PM
    Responsive
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    S
    Shannon M T
    Waddy, KY
    Posted on June 25th, 2021 06:18 PM
    Chad went above and beyond in such a short amount of time. My husband and I were so impressed with how he expedited things. He also kept us informed every step of the whole process. We highly recommend Chad Hays.
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    Christopher D P
    Mt Sterling, KY
    Posted on June 7th, 2021 03:06 PM
    The underwriter was very difficult.
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    Jeffrey C
    Midway, KY
    Posted on May 18th, 2021 01:05 PM
    This is our 2nd time working with Chad. He and everyone we dealt with in his office were professional, communicative and helpful throughout the process. Chad gave us all the options, explaining each one in depth and answering all questions,...
    read more
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    Robert W
    Shelbyville, KY
    Posted on May 18th, 2021 11:42 AM
    Chad is extremely knowledgeable and honest. He is very quick to respond and is always pleasant and friendly.
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    Samantha A
    Pleasureville, KY
    Posted on May 17th, 2021 11:13 AM
    Chad was absolutely wonderful to work with. He managed to get us the lowest rate possible and was always willing to answer any questions we had. Chad was always available to us and made the home buying process ver smooth. We have already referred...
    read more
  • Encompass
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    Christie L
    Frankfort, KY
    Posted on May 1st, 2021 11:10 AM
    Chad and his group of amazing staff made buying a home seamless and stress free! Extremely knowledgeable about the latest and greatest rates and products this this challenging market. Hands down the best!
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    Paul C
    Frankfort, KY
    Posted on April 28th, 2021 08:33 PM
    Chad went above and beyond for our loan. The loan has been a battle since early October due to issues with the sale of our previous home. Chad fought for us and did everything he could to make the buying experience smooth and headache free....
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    Derek W
    Frankfort, KY
    Posted on April 20th, 2021 03:23 PM
    Chad really kept us updated and was able to make the whole process very stress free. I very highly recommend Chad!
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    Sally S
    Greenville, IN
    Posted on April 13th, 2021 04:04 PM
    Chad was quick to communicate and kept us in the loop throughout the whole process. Republic State Mortgage is great to work with!
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    About
    My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA Streamline Refinance
    View All
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    Positions
    • Republic State Mortgage Louisville/Lexington - Mortgage Loan Officer
      Nov 1st, 2009 - Current
    • Mortgage Loan Officer - Mortgage Loan Officer
      Dec 1st, 1995 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1995

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 148936
    Disclaimer
    © 2024 Republic State Mortgage Co. is an Equal Housing Opportunity Lender, Republic State Mortgage is headquartered at 815 Hawthorne St., Houston, TX 77006. Ph: 713-737-7121; NMLS #6241 (www.nmlsconsumeraccess.org) The material provided in this advertisement is for informational purposes only and is subject to change without notice. This is not an offer for an extension of credit or a commitment to lend. Alabama Consumer Credit License #22497; Colorado Mortgage Company Registration #6241, Regulated by the Division of Real Estate; Florida Mortgage Lender License MLD501; Georgia Residential Mortgage Licensee #15726; Indiana DFI First Lien Mortgage License #16155; Kentucky Mortgage Company License #MC23336; Louisiana Residential Mortgage Lending License; Maine Supervised Lender License #62411; Massachusetts Mortgage Lender License #MC62411; Licensed by the Mississippi Department of Banking and Consumer Finance, License #62411; New Hampshire 19938-MB, North Carolina Mortgage Lender License L-173684; Ohio Mortgage Loan Act Certificate of Registrations #MB.803018.000; Tennessee Mortgage License 108921; and Texas-SML Mortgage Banker Registration NMLS #6241 Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. a written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at sml.texas.gov.