

Carrie Bregar
Loan Originator | NMLS# 473013

First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
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Easy process!!
Reply from Carrie Bregar
December 30th, 2025 02:32 PM
I'm glad to hear that the process was easy for you, Julia. If you ever have any more questions or need further assistance, feel free to reach out to me at First Federal Bank.
Great to work with carrie
Reply from Carrie Bregar
December 29th, 2025 03:31 PM
I'm happy to know you had a good experience working with me, Arash. If you ever have more needs or questions, don't hesitate to reach out at First Federal Bank.
Carrie provided the best personalized care throughout the entire process . It was a great experience!
Reply from Carrie Bregar
December 24th, 2025 08:12 PM
I'm really pleased to hear that you had a great experience, Tiffany. Providing personalized care is something I strive for, and I'm glad it made a difference in your journey. If you ever need assistance in the future, I'm here to help at First...
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She is wonderful
Reply from Carrie Bregar
December 23rd, 2025 04:36 PM
Thank you for your kind words, Sanjay. I'm pleased to know that you had a positive experience. If there's anything else you need, feel free to reach out to me at First Federal Bank.
No problems
Reply from Carrie Bregar
December 22nd, 2025 02:31 PM
I'm glad to hear that everything went smoothly for you, Kyle. If you need any further assistance in the future, feel free to reach out.
Ewhole process was smooth with great communication!
Reply from Carrie Bregar
December 17th, 2025 02:45 PM
I'm glad to know that the process was smooth and communication was effective for you, Kyle. If there's anything else I can assist you with, please don't hesitate to get in touch.
Friendliness, competence, and willingness to make our buying experience seamless. Carrie has always been wonderful to us whenever we have needed a loan. All of the First Federal employees are consistantly so courteous!
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Reply from Carrie Bregar
December 17th, 2025 07:23 PM
I'm happy to know that your buying experience was seamless and that you found my support friendly and competent, Robert. It's always important to me to provide the assistance you need when securing a loan. I appreciate your kind words about...
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Carrie was very communicative throughout the entire process . We were cleared for closing a week or ywo before the closing date which made the entire process very easy and not stressful at all
Reply from Carrie Bregar
December 15th, 2025 02:05 PM
It's wonderful to hear that the communication throughout the process made everything easier for you, Laura. Getting cleared for closing ahead of schedule can definitely help reduce stress. If you have any questions or need support in the future,...
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Carrie was and continues to be amazing. She answers emails and texts quickly. She always provides all the information I need. I am a first time homebuyer so I didn't know anything but Carrie and others were helpful and kind every step of the...
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Reply from Carrie Bregar
December 11th, 2025 03:20 PM
I'm delighted to hear that my assistance has been valuable for you, Jessica, especially as a first-time homebuyer. It's important to me that you received prompt responses and all the necessary information. If you need anything more or have...
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Everything mrs Mrs carrie Carrie did, from guiding me the right way to her patience with me . blessed to have kno her and call her a friend
Reply from Carrie Bregar
December 4th, 2025 03:28 PM
Charlie I'm so glad you and your son were able to get your new home. It was an absolute pleasure working with you and getting to know you through the process. I hope you guys enjoy your first Christmas in your new home.
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About
First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional, FHA, VA, USDA, Jumbo Financing, One Time Construction Loans, Condominium Loans, In-House Financing
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Positions
- First Federal Bank - Originator and VP of Mortgage Jan 2nd, 2000 - Current
Memberships
- Tuscaloosa Association of Realtors
- West Alabama Chamber of Commerce
- Homebuilders association of West Alabama
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- 473013
Hobbies
- Paddleboarding, Cooking, Horticulture, Travel