

Carrie Bregar
Loan Originator | NMLS# 473013

First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
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How personnel went above and beyond to ensure we had a positive experience.
Professionalism .
Reply from Carrie Bregar
August 11th, 2026 08:01 PM
Leo, thank you for recognizing the professionalism in my work. If there's anything else you need assistance with, please let me know.
quick to get the loan done
They made a confusing process easier to understand. Made my decision easier to make.
Reply from Carrie Bregar
July 21st, 2026 07:17 PM
Crawford, I'm happy to hear that I could help simplify the process for you. If you have any more questions or need further assistance, please feel free to reach out.
Carrie made sure the mortgage process went as smooth as possible! She is very helpful and easy to work with!
Reply from Carrie Bregar
July 16th, 2026 07:11 PM
Aaron, I'm glad to hear that the mortgage process went smoothly for you. I appreciate your kind words and am here if you need any further assistance.
Everything went smoothly including our property change
Reply from Carrie Bregar
July 13th, 2026 02:54 PM
Curtis, I'm pleased to hear that everything went smoothly with your property change. If you need any further assistance, please feel free to reach out.
Carrie is THE BEST!!! She gets 6 out of 5 stars :-) She took time to sit with us in person in her office a few times before our closing to go over details about our pre-qualifying, our loan, and to answer any and all questions that we had....
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Reply from Carrie Bregar
July 10th, 2026 06:45 PM
Frederick, I'm grateful for your kind words and pleased to hear that I could support you throughout your home-buying journey. It was truly important to me that you felt confident and informed every step of the way. If you have any further questions...
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She answered any and all questions I had throughout the process
Reply from Carrie Bregar
July 8th, 2026 05:13 PM
Jason, I'm happy to hear that I could answer all of your questions throughout the process. If you have any more queries or need assistance in the future, please feel free to reach out.
Carrie is always so great to work with! She is very knowledgeable and has always gone the extra mile to make sure that our loan process went smoothly.
Reply from Carrie Bregar
July 6th, 2026 05:16 PM
Jonathan, I appreciate your kind words and am glad to hear that you found the loan process smooth. It's great to know that my efforts made a positive impact. If you need any further assistance, feel free to reach out.
Smooth experience
Reply from Carrie Bregar
July 6th, 2026 06:49 PM
Kyle, I'm glad to hear that you had a smooth experience. If there's anything else I can assist you with, feel free to let me know.
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About
First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional, FHA, VA, USDA, Jumbo Financing, One Time Construction Loans, Condominium Loans, In-House Financing
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Positions
- First Federal Bank - Originator and VP of Mortgage Jan 2nd, 2000 - Current
Memberships
- Tuscaloosa Association of Realtors
- West Alabama Chamber of Commerce
- Homebuilders association of West Alabama
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- 473013
Hobbies
- Paddleboarding, Cooking, Horticulture, Travel