

Carrie Bregar
Loan Originator | NMLS# 473013

First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
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Great experience!
Reply from Carrie Bregar
May 21st, 2026 02:35 PM
Anna, I'm happy to hear you had a great experience! If you ever need further assistance at First Federal Bank, please feel free to reach out.
Professional and friendly
Reply from Carrie Bregar
May 19th, 2026 05:16 PM
Sammie, thank you for your kind words. I'm pleased to hear that you found my service both professional and friendly. If there's anything else I can assist you with at First Federal Bank, please let me know!
Carrie knew everything about the process thoroughly, was patient with us going from house to house, and was very quick to respond to any question I had through either text or email. I will 100% be using her In the future!
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Reply from Carrie Bregar
May 19th, 2026 03:40 PM
Mason, I appreciate your thoughtful review and am glad to hear that my thoroughness and responsiveness made a positive impact on your experience. I'm happy to have been of assistance during your home search, and I look forward to working with...
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Carie was professional and very knowledgeable, a pleasure to work with.
thanks !
Reply from Carrie Bregar
May 14th, 2026 05:51 PM
Brian, I'm grateful for your kind words. It's good to know that my professionalism and knowledge made your experience a pleasure. Thank you for choosing to work with me at First Federal Bank!
Carrie walked me through process step by step with great energy! She is the only person I will goto for loans because I know she is looking out for me. I will also recommend her to anyone I know that is looking for loan.
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Reply from Carrie Bregar
May 13th, 2026 05:12 PM
William, thank you for your appreciated feedback. I'm happy to hear that you felt supported throughout the process and that you trust me with your loan needs. Your recommendations are greatly appreciated, and I'm always here to help at First...
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I worked with Carrie when I purchased my home in 2016. All my family members know she is the best! She takes care of all our needs at First Federal Bank
Nedra S Franks
Reply from Carrie Bregar
May 11th, 2026 03:10 PM
Nedra, I'm grateful for your kind words and trust in my services since your home purchase in 2016. It's appreciated to know that you and your family feel well taken care of at First Federal Bank. Please feel free to reach out whenever you need...
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Easy to communicate with, carrie explained everything and was very patient with me. She is great to work with.
Reply from Carrie Bregar
May 11th, 2026 08:37 PM
Ashley, thank you for sharing your positive experience. I'm pleased to hear that you found my communication clear and patient. It was nice working with you at First Federal Bank.
Carrie provides outstanding customer service!
Reply from Carrie Bregar
May 11th, 2026 04:13 PM
Mark, I appreciate your kind words about the customer service I provide. I'm glad to have been able to assist you at First Federal Bank.
Carrie is a very professional and organized associat. She has made both mortgage loans easy and as pleasant as possible. She and Marilyn make a great team. I will always use Carrie if I ever purchase again
Reply from Carrie Bregar
May 8th, 2026 04:58 PM
Russell, I'm grateful for your kind words about my professionalism and organization. It's appreciated to hear that both mortgage loans were easy and pleasant experiences for you. Marilyn and I truly appreciate your trust in us and look forward...
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Carrie is the best in the business!
Reply from Carrie Bregar
May 6th, 2026 06:09 PM
James, I appreciate your kind words. I'm glad to know you feel confident in my work at First Federal Bank.
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About
First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional, FHA, VA, USDA, Jumbo Financing, One Time Construction Loans, Condominium Loans, In-House Financing
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Positions
- First Federal Bank - Originator and VP of Mortgage Jan 2nd, 2000 - Current
Memberships
- Tuscaloosa Association of Realtors
- West Alabama Chamber of Commerce
- Homebuilders association of West Alabama
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Addresses and Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- 473013
Hobbies
- Paddleboarding, Cooking, Horticulture, Travel