

Carrie Bregar
Loan Originator | NMLS# 473013

First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
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We have worked with Carrie in the past (25 years ago) and her professionalism and expertise remains at the highest level!
Reply from Carrie Bregar
October 26th, 2026 03:46 PM
Kathy, it's truly wonderful to hear from someone I worked with 25 years ago! I'm pleased that my professionalism and expertise still meet your expectations. At First Federal Bank, I strive to maintain the highest standards for all my clients....
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Carrie was great! and calmed my nerves through out the buying process several times and made the process smooth! Thanks Carrie!
Reply from Carrie Bregar
October 19th, 2026 07:53 PM
Bryan, I'm glad I could help calm your nerves and make the buying process smooth. At First Federal Bank, it's important to me to ensure a stress-free experience for you.
Timeliness of responses
Carri's is awesome
Reply from Carrie Bregar
October 7th, 2026 05:02 PM
Thomas, I'm happy to know that you found my assistance awesome. At First Federal Bank, making your experience a positive one is always my priority.
Carrie made the entire loan process smooth and easy. She was professional, responsive, patient, and always took the time to answer my questions. I really appreciated her communication and support throughout the whole process. Thank you, Carrie,...
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Reply from Carrie Bregar
October 5th, 2026 02:58 PM
Dhiyazan, I'm grateful for your kind words and happy to hear that I could make the loan process smooth and easy for you. At First Federal Bank, providing professional and supportive service is always my goal. Thank you for trusting me with...
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Carrie made the process smooth and easy
Reply from Carrie Bregar
September 21st, 2026 03:49 PM
Todd, I'm pleased to hear that I could make the process smooth and easy for you. At First Federal Bank, providing a positive experience is always my goal.
As a first time home buyer Carrie made it a complete simple situation. She helped me as much as she could and explained even the simple things to me when I didn't understand.
Reply from Carrie Bregar
September 15th, 2026 08:40 PM
Cameron, I'm glad to hear that I could make your first-time home buying experience simple and clear. It was a pleasure to assist you and explain everything you needed along the way with First Federal Bank. If you have any more questions or...
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Carrie was great in explaining the whole process She did an excellent job of staying in contact with us and answering our many questions . She is a wonderful asset for your bank!
Reply from Carrie Bregar
September 7th, 2026 07:34 PM
Michael, I appreciate your kind words about my assistance throughout the process. I'm glad I could provide clarity and keep in touch effectively. Your feedback means a lot, and I am happy to be part of the team at First Federal Bank.
Carrie made the process so smooth. Even when I was 9 hours away at my old residence, she made this process go off without a hitch. And I'm so thankful for her!
Reply from Carrie Bregar
August 31st, 2026 06:36 PM
Justin, I appreciate your kind words and am glad I could help make the process smooth for you. It was my pleasure to assist, even from a distance. If you need anything else, please feel free to reach out.
How personnel went above and beyond to ensure we had a positive experience.
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About
First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional, FHA, VA, USDA, Jumbo Financing, One Time Construction Loans, Condominium Loans, In-House Financing
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Positions
- First Federal Bank - Originator and VP of Mortgage Jan 2nd, 2000 - Current
Memberships
- Tuscaloosa Association of Realtors
- West Alabama Chamber of Commerce
- Homebuilders association of West Alabama
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- 473013
Hobbies
- Paddleboarding, Cooking, Horticulture, Travel