

Carrie Bregar
Loan Originator | NMLS# 473013

First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
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Carrie is absolutely positively amazing! She treated me like family every step of the way. I am so grateful she took care of me and my children! I can not thank her or praise her enough!
Reply from Carrie Bregar
June 15th, 2026 04:41 PM
Brian, I'm grateful for your kind words and pleased to hear that you felt like family throughout the process. It's wonderful to know that I could assist you and your children. If you ever need anything else, please feel free to reach out.
Carrie made the process of getting my first home very smooth & professional. Everything went as scheduled. She is fantastic!
Reply from Carrie Bregar
June 11th, 2026 06:32 PM
Taylor, I'm glad to hear that your home-buying process was smooth and professional. It's great to know everything went as scheduled. If you ever have any questions or need further assistance, feel free to reach out.
Carrie is such an amazing person and answered the million questions I had with patience.
Reply from Carrie Bregar
June 9th, 2026 07:41 PM
Lena, I'm grateful for your kind words and pleased that I could assist you with patience. If you have any more questions in the future, feel free to reach out.
Very professional and she was very communicative about everything. This was a first time experience for me and it went smoothly
Reply from Carrie Bregar
June 8th, 2026 03:47 PM
Heath, I'm pleased to know that your first-time experience went smoothly and that you found my communication helpful. If you have any further questions or need assistance, don't hesitate to reach out.
I haven't bought a house since 1992(Carrie Breager did that one as well) and Carrie made it as simple as possibl. GREAT JOB !!
Reply from Carrie Bregar
June 3rd, 2026 02:35 PM
Charles, I appreciate your kind words and am happy to have assisted you again after so many years. It's wonderful to know the process felt simple for you. If you ever need further assistance, please don't hesitate to reach out.
Carrie, made everything so easy! She is organzied and always very responsive!
Reply from Carrie Bregar
June 2nd, 2026 05:55 PM
Kelli, I'm glad to hear that you found the process easy and appreciated my organization and responsiveness. If there's anything else you need, feel free to reach out.
Carrie was extremely helpful in walking us through the process. It had been a really long time since we had goen through the mortgage process, but it was absolutely seamless. She helped guide me through bridge loan options as well that we didn't...
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Reply from Carrie Bregar
June 2nd, 2026 03:41 PM
Lawrence, I'm grateful for your kind words and pleased to hear that the process felt seamless for you. It's wonderful to know that exploring bridge loan options provided peace of mind. If you need any more assistance, please feel free to reach...
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Carrie was so kind and helpful throughout the entire process!
Reply from Carrie Bregar
June 1st, 2026 07:49 PM
Jessica, I'm grateful for your kind words and pleased to hear that I could help you throughout the process. If you need any further assistance with First Federal Bank, please feel free to reach out.
Carrie was very helpful throughout the entire process!
Reply from Carrie Bregar
June 1st, 2026 05:19 PM
Emily, I appreciate your kind words and am glad I could assist you throughout the process. If you have any further questions or need additional help at First Federal Bank, please don't hesitate to reach out.
Great experience!
Reply from Carrie Bregar
May 21st, 2026 02:35 PM
Anna, I'm happy to hear you had a great experience! If you ever need further assistance at First Federal Bank, please feel free to reach out.
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About
First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional, FHA, VA, USDA, Jumbo Financing, One Time Construction Loans, Condominium Loans, In-House Financing
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399
/850
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Positions
- First Federal Bank - Originator and VP of Mortgage Jan 2nd, 2000 - Current
Memberships
- Tuscaloosa Association of Realtors
- West Alabama Chamber of Commerce
- Homebuilders association of West Alabama
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Addresses and Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- 473013
Hobbies
- Paddleboarding, Cooking, Horticulture, Travel