

Carrie Bregar
Loan Originator | NMLS# 473013

First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
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The communication. Carrie has always been quick to respond with any questions we had or help that we needed. She's the best.
Reply from Carrie Bregar
March 24th, 2026 08:56 PM
I'm grateful for your kind words, Jordan. Quick and clear communication is something I prioritize, so I'm glad to know it was helpful to you. If you have any more questions or need further assistance, feel free to reach out anytime.
There were multiple hiccups with the sale of the property previously owned by the new owner/mortgagor. She helped us navigate those.
Reply from Carrie Bregar
March 24th, 2026 05:25 PM
I appreciate you sharing your experience, David. I'm glad I could assist in navigating the challenges you faced with the property sale. If you need anything else or have further questions, please feel free to reach out to me.
Carrie is very knowledgeable and was a tremendous help through the whole process.
Reply from Carrie Bregar
March 18th, 2026 04:35 PM
I'm glad to hear that you found my knowledge helpful throughout the process, Tonia. It means a lot to know that I could assist you effectively. Should you have any more questions or need further assistance, please don't hesitate to get in touch...
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Mrs Bregar was very quick and communicative very well.
Reply from Carrie Bregar
March 17th, 2026 05:29 PM
I'm pleased to know that you found my communication quick and effective, Diana. It's essential for me to ensure a smooth and clear process for you. If you have any further questions or need assistance, please reach out to me anytime.
Carrie's timely responses and great advice/feedback made this process seamless.
Reply from Carrie Bregar
March 16th, 2026 03:27 PM
It's wonderful to hear that my timely responses and advice made the process seamless for you, Lance. I strive to provide clear and helpful guidance. If you have any more questions or need assistance in the future, don't hesitate to reach out...
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Very responsive
Reply from Carrie Bregar
March 16th, 2026 03:40 PM
I appreciate you acknowledging my responsiveness, Zhou. If there's ever anything more you need or questions you have in the future, feel free to get in touch.
Great to work with! Held my hand through the entire process!
Reply from Carrie Bregar
March 6th, 2026 04:51 PM
I'm glad to hear that you felt supported throughout the entire process, Ciara. It's important that you had a positive experience. If you ever need anything else or have questions in the future, I'm here to help.
Carrie made the loan process very easy and quick.
Reply from Carrie Bregar
February 27th, 2026 09:42 PM
I'm glad to know that you found the loan process easy and quick, Leslie. If you have any further questions or need more assistance in the future, feel free to reach out to me.
The process was easy and fast.
Reply from Carrie Bregar
February 23rd, 2026 09:11 PM
I'm pleased to hear that the process met your expectations, Noah. If you have any further questions or need assistance down the line, feel free to get in touch.
Carrie made the whole process not just manageable, but easy for me as a first time home buyer. She will without a doubt be my first call for my next home purchase.
Reply from Carrie Bregar
February 23rd, 2026 06:56 PM
I'm really glad to hear that the process was easy for you as a first-time homebuyer, Elijah. It means a lot to me that you felt supported, and I appreciate your trust for future purchases. Should you have any questions or need assistance in...
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About
First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional, FHA, VA, USDA, Jumbo Financing, One Time Construction Loans, Condominium Loans, In-House Financing
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Positions
- First Federal Bank - Originator and VP of Mortgage Jan 2nd, 2000 - Current
Memberships
- Tuscaloosa Association of Realtors
- West Alabama Chamber of Commerce
- Homebuilders association of West Alabama
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- 473013
Hobbies
- Paddleboarding, Cooking, Horticulture, Travel