

Carrie Bregar
Loan Originator | NMLS# 473013

First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
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Carrie Bregar is the BEST!
Reply from Carrie Bregar
August 5th, 2025 02:37 PM
Thank you so much, Erica! Your enthusiastic feedback truly brightens my day. I'm glad to know that you had a positive experience with me at First Federal Bank. If you need any further assistance, feel free to reach out.
Carrie was professional, knowledgeable and very thorough. She explained each stage of the proces and was patient with us.
Reply from Carrie Bregar
August 4th, 2025 01:21 PM
Thank you for your kind review, Christos. I'm glad that my approach met your expectations and that you felt informed and supported during each stage of the process. It was important to me to provide clear explanations and make sure you felt...
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Carrie was so helpful and informative. she went above and beyond and it made the expericne great!!
Reply from Carrie Bregar
July 23rd, 2025 07:50 PM
I'm grateful for your kind words, Brittaney. I'm glad to hear that I could provide the information and support you needed. It means a lot to me to know that I could make your experience at First Federal Bank a positive one. Thank you for taking...
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Could not have asked for a quicker or easier process! Thank you Carrie!
Reply from Carrie Bregar
July 20th, 2025 05:20 PM
I'm so pleased to hear that the process was both quick and easy for you, Shelby. It was truly a pleasure to assist you at First Federal Bank. Thank you for your kind words!
did not receive one personal phone call from officer. Left message and never received any call backs only email replies . Customer was bad.. processed loan with no verbal communication.. that is not good business !
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It was very easy and quick
Reply from Carrie Bregar
July 7th, 2025 11:53 AM
I'm thrilled to hear that your experience was easy and quick. It was a pleasure assisting you with your purchase at First Federal Bank. Thank you for your feedback, Garrett!
Carrie, went above and beyond for us to get preapproved even working after hours.
Reply from Carrie Bregar
July 4th, 2025 08:07 PM
I'm thrilled to hear that I could assist you effectively, Colby. Going above and beyond for my clients is always my goal, and I'm glad I could help with your preapproval process. Thank you for your kind words and for choosing First Federal...
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She was quick to respond and detail-oriented.
Reply from Carrie Bregar
July 1st, 2025 08:02 PM
I'm glad to hear that you found my responsiveness and attention to detail helpful during your purchase process. It was a pleasure assisting you. Thank you for your kind words and for choosing First Federal Bank.
Carrie and her team were on top of the process at every step.
Reply from Carrie Bregar
July 1st, 2025 05:34 PM
I'm thrilled to hear that you found our team to be attentive and proactive throughout the process. It was a pleasure assisting you with your purchase at First Federal Bank. Thank you for your kind words.
Carrie was incredibly patient and kind with us as new (again) home buyers. I am so grateful.
Reply from Carrie Bregar
June 13th, 2025 02:53 PM
I'm thrilled to hear that I could provide the patience and kindness you needed during your home-buying journey. It was a pleasure assisting you, and I truly appreciate your kind words.
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About
First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional, FHA, VA, USDA, Jumbo Financing, One Time Construction Loans, Condominium Loans, In-House Financing
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Positions
- First Federal Bank - Originator and VP of Mortgage Jan 2nd, 2000 - Current
Memberships
- Tuscaloosa Association of Realtors
- West Alabama Chamber of Commerce
- Homebuilders association of West Alabama
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- 473013
Hobbies
- Paddleboarding, Cooking, Horticulture, Travel