Carrie Bregar
Loan Originator | NMLS# 473013
First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
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Carrie made the process so easy for us. This was a huge decision and even a bit scary. Buying a house before you sell your current one has an inherent level of anxiety. From beginning to end, Carrie made us feel at ease. We knew she had our...
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Reply from Carrie Bregar
October 31st, 2025 02:33 PM
It's wonderful to hear that you felt at ease during such a significant decision, Susan. I'm glad I could support you through the process and help ease any anxieties. If you have any further questions or need assistance as you move forward,...
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Carrie was wonderful to work with! She was efficient, attentive , and made me feel comfortable going through the process of being my first home!
Reply from Carrie Bregar
October 28th, 2025 08:34 PM
I'm pleased to hear that you felt comfortable throughout the process, Julia. Ensuring efficiency and attentiveness is a key part of how I aim to support clients like you. If you have any more questions or need further assistance as you settle...
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Excellent communication and prompt replies
Reply from Carrie Bregar
October 16th, 2025 03:11 PM
I appreciate your feedback, Kyle. Good communication is something I strive for, and I'm glad to know it was helpful in your experience. Should you require any further assistance at First Federal Bank, please feel free to reach out.
Carrie and Marylin Always promptly responded to any questions I asked. Also guided me through the loan process with great patience and "Very little screaming".
LOL!!!!!! Thanks ladies
Reply from Carrie Bregar
October 15th, 2025 08:24 PM
Thank you for sharing your experience, Earnest. It's great to hear that both Marylin and I could guide you smoothly through the loan process while keeping things calm and responsive. If there's anything else you need in the future or any further...
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what made our experience great was the people. Carrie and Alisa were always available to answer our questions. We could tell how hard they were working to get us into our house, something we appreciated very much.
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Reply from Carrie Bregar
October 13th, 2025 05:37 PM
I'm glad to know that the support from both Alisa and me made a positive impact on your experience, James. Being available to address your questions and assist in the process is something I take seriously. Your appreciation means a lot, and...
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Absolutely love love love working with Carrie, she makes you feel like family and i cannot recommend her enough she is absolutely amazing
Reply from Carrie Bregar
October 9th, 2025 05:57 PM
I'm really pleased to hear that you've had such a positive experience, Stoney. Making clients feel comfortable and valued is important to me. Thank you for your kind words and recommendation. If you ever need further assistance at First Federal...
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Everyone communicated promptly and clearly and our mortgage happened! We are quite happy customers.
Reply from Carrie Bregar
October 6th, 2025 04:02 PM
It’s great to know that the communication was clear and prompt for you, Sara, and that your mortgage process was successful. I'm glad you're happy with the outcome. If you have any further questions or need assistance down the line, feel free...
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Carrie knows her stuff. She was upfront, thorough, and easy to work with. Her professionalism and knowledge saved my contract, and my family is enjoying our new home.
Reply from Carrie Bregar
October 4th, 2025 06:08 PM
It's gratifying to hear that you and your family are enjoying your new home, Jessica. I'm pleased that my approach was supportive in securing your contract. If you have any more questions or need further assistance at First Federal Bank, I'm...
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The loan process was smooth and easy. I did not interact with Carrie as Jordan Hardwick was by lender until the final week.
We agreed on the 17th as a closing date for a reason and this date changed without being communicated. The seller and I both showed up on the 17th to close. She drove an hour to closing and her son prolonged going back to Nashville for 2 days...
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Reply from Carrie Bregar
September 29th, 2025 05:16 PM
Hi Mr. McDaniel,My sincere apologies regarding your closing. When Jordan left the bank he left little communication with anyone on loan files. So I am so sorry, i saw your loan in approved status and was unaware of any changes to closing date...
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About
First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional, FHA, VA, USDA, Jumbo Financing, One Time Construction Loans, Condominium Loans, In-House Financing
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Positions
- First Federal Bank - Originator and VP of Mortgage Jan 2nd, 2000 - Current
Memberships
- Tuscaloosa Association of Realtors
- West Alabama Chamber of Commerce
- Homebuilders association of West Alabama
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- 473013
Hobbies
- Paddleboarding, Cooking, Horticulture, Travel