Top 5%
Caroline Groves
Branch Manager | NMLS# 1105394
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
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closed
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closed
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Reviews from Web
Was kept informed the entire process. Everyone was so pleasant to work with! I will absolutely recommend your company when I hear of anyone buying or refinancing a home!!
Thank yall!!
Reply from Caroline Groves
October 4th, 2025 03:11 PM
I'm really pleased to know you felt well-informed throughout the process, Megan. It’s great to hear that you found everyone pleasant to work with. Your willingness to recommend Flat Branch Home Loans is appreciated. If you ever have more questions...
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Patient, knowledgeable, courteous and thorough
Reply from Caroline Groves
October 3rd, 2025 12:15 PM
It's great to hear that you found my approach patient, knowledgeable, and thorough. Providing a courteous experience is important to me, and I'm glad it resonated with you. If you ever have more questions or need further assistance, I'm always...
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Reply from Caroline Groves
October 3rd, 2025 03:31 AM
Thank you very much, Miguel, for the positive rating. If there's anything more you'd like to discuss or any questions you may have, feel free to reach out.
Caroline's expertise and patience are unmatched. Will always recommend her as a lender to clients.
Reply from Caroline Groves
October 22nd, 2025 12:36 PM
I'm grateful for your kind words, Hauna. It's rewarding to know that my expertise and patience have made a positive impact. Your willingness to recommend me means a lot. If there's anything else I can assist you with, please don't hesitate...
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appreciate all the effort on making buying a house easy
Reply from Caroline Groves
September 28th, 2025 03:09 PM
I'm pleased to know that my efforts made the home buying process easier for you, William. If you have any further questions or need assistance in the future, feel free to reach out.
I have a crazy work schedule and my team did an amazing job and working around that with me. I was clueless on a lot of things in this process and they walked me through everything . They made this as easy and stress free as possible for me....
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Reply from Caroline Groves
September 22nd, 2025 03:08 PM
Devon, it's encouraging to know that we could make the process easier for you despite your busy schedule. I'm glad I could help guide you through each step and provide clarity where needed. If you have any further questions or need assistance,...
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Top notch communication and quick execution on a short close window. Fantastic
Reply from Caroline Groves
October 3rd, 2025 05:57 PM
I appreciate hearing that you valued the communication and promptness during the closing process, Jarrod. Efficiently handling tight timelines is something I strive to deliver. If there's anything more I can do for you, please don't hesitate...
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Caroline is THE BEST! She helped me get my first house loan! She walked me through the process step by step and was there the entire way and was very thorough. I highly recommend to anyone planning to buy a house.
Caroline was VERY GOOD! She was very thorough and polite the whole way. Any time I needed something or help with anything they needed she was there to explain step-by-step how to do everything and made it very simple. I highly recommend, especially...
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Reply from Caroline Groves
September 11th, 2025 04:10 PM
It's great to hear that you found my assistance thorough and helpful, Kamren. I'm glad I could make your home buying process simple and clear, especially as a first-time buyer. Your recommendation means a lot to me. If you have any more questions...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
FHA
VA
USDA
Conventional
Down Payment Assistance
First time homebuyers
Refinance
DSCR
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Positions
- Flat Branch Home Loans - Branch ManagerSep 21st, 2021 - Current
Memberships
- Homes for Heroes
- Wichita Falls Association of Realtors
- North Texas Homebuilder Association
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Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Licenses
- NMLS# 1105394
Awards
Homes for Heroes S...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Gymnastics
- Tennis
- Fishing
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149