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Caroline Groves - Branch Manager | NMLS# 1105394 in Wichita Falls, TX
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Caroline Groves

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Branch Manager | NMLS# 1105394

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
4 Star
2%
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Reviews from Web
  • Encompass
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    Courtney V
    WICHITA FALLS, TX
    Posted on October 19th, 2026 03:16 PM
    Thank you so much! Im not sure this process could have been any easier thanks to yall!
    Reply from Caroline Groves
    October 19th, 2026 03:18 PM
    Courtney, I'm pleased to hear that the process with Flat Branch Home Loans was so easy for you. Thank you for your kind words!
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    Marco F
    WICHITA FALLS, TX
    Posted on October 17th, 2026 12:38 PM
    They are very transparent and fast...on time
    Reply from Caroline Groves
    October 17th, 2026 12:46 PM
    Marco, I appreciate your positive feedback. I'm glad to hear that you found the process with Flat Branch Home Loans to be transparent and timely. If there's anything more I can assist you with, please feel free to let me know.
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    Kristin B
    WICHITA FALLS, TX
    Posted on October 15th, 2026 03:13 PM
    Very responsive and eager to help
    Reply from Caroline Groves
    October 15th, 2026 03:16 PM
    Kristin, I'm glad to hear you found me responsive and eager to help. It’s important to me that clients have a positive experience at Flat Branch Home Loans. Thank you for your feedback!
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    Cassie S
    WICHITA FALLS, TX
    Posted on October 12th, 2026 03:12 PM
    Caroline was so responsive and answered any questions I had very timely! It was a great experience!
    Reply from Caroline Groves
    October 12th, 2026 03:25 PM
    Cassie, I'm pleased to hear that you had a great experience with me. Being responsive and addressing your questions promptly is important to me, and I'm glad I could assist you. Thank you for choosing Flat Branch Home Loans!
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    Teressa J
    WICHITA FALLS, TX
    Posted on October 8th, 2026 03:08 PM
    Caroline was amazing with helping us close in time when unexpected events happened. She gave us peace of mind for us purchasing from out of state.
    Reply from Caroline Groves
    October 8th, 2026 03:12 PM
    Teressa, I'm pleased to hear that I could help provide peace of mind during your out-of-state purchase, especially with the unexpected events. It's wonderful that we were able to close in time, and I'm thankful for your kind words about my...
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    Jeremiah J
    WICHITA FALLS, TX
    Posted on October 7th, 2026 04:10 PM
    They made buying our home simple and way less stressful! Very down to earth, and wonderful communication throughout the entire process!
    Reply from Caroline Groves
    October 7th, 2026 04:15 PM
    Jeremiah, I'm pleased to hear that the home buying process felt simple and less stressful for you. Providing down-to-earth service and maintaining great communication is something I strive for at Flat Branch Home Loans. Thank you for sharing...
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    Jamie J
    WICHITA FALLS, TX
    Posted on October 7th, 2026 03:11 PM
    Caroline & her team made buying a house so much easier. They made us a priority & helped us get the best options/rates available. We couldnt Thank them enough for everything!!
    Reply from Caroline Groves
    October 7th, 2026 03:28 PM
    Jamie, I'm so glad to hear that you felt like a priority while working with me and the team at Flat Branch Home Loans. It's wonderful to know that we could help you find the best options and rates for your home purchase. Thank you for your...
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    Matthew T P
    WICHITA FALLS, TX
    Posted on October 5th, 2026 07:54 PM
    She was very understanding and helpful with this being our first time buying and working with my schedule at work!
    Reply from Caroline Groves
    October 5th, 2026 08:03 PM
    Matthew, I'm pleased to know that I could be understanding and helpful during your first home-buying experience. Working with your schedule was my pleasure, and I'm glad I could assist you through the process with Flat Branch Home Loans.
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    Elisha B
    WICHITA FALLS, TX
    Posted on October 5th, 2026 07:16 PM
    Easy and smooth experience with great communication letting me know what I needed to do to get through the process.
    Reply from Caroline Groves
    October 5th, 2026 07:21 PM
    Elisha, I'm pleased to hear you found the experience easy and smooth with great communication. Assisting you throughout the process is always my goal at Flat Branch Home Loans. Thank you for your feedback!
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    Riley J E J
    WICHITA FALLS, TX
    Posted on October 5th, 2026 03:41 PM
    Very smooth and strsight forward!
    Reply from Caroline Groves
    October 5th, 2026 03:42 PM
    I'm glad to hear that your experience was smooth and straightforward, Riley. Thank you for choosing Flat Branch Home Loans.
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    VA
    USDA
    Conventional
    Down Payment Assistance
    First time homebuyers
    Refinance
    DSCR
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    Positions
    • Flat Branch Home Loans - Branch Manager
      Sep 21st, 2021 - Current
    Memberships
    • Homes for Heroes
    • Wichita Falls Association of Realtors
    • North Texas Homebuilder Association
    • View All
    Addresses and Serving Areas

    Year Started

    2014
    Licenses
    • NMLS# 1105394
    Awards
    Homes for Heroes S...
    Achievements
    • Scotsman Guide Top Originator
    Hobbies
    • Gymnastics
    • Tennis
    • Fishing
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149