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Caroline Groves
Branch Manager | NMLS# 1105394

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Caroline and team were very helpful and professional.
thank you
Reply from Caroline Groves
December 23rd, 2025 09:18 PM
Thank you for the five star review! It was an honor to work with you! Congratulations on your new home!
Because they handled everything
Reply from Caroline Groves
December 23rd, 2025 09:19 PM
Thank you for the five star review! We were honored to handle everything. Congratulations on your new home!
Caroline Groves has received a review with 5 star rating from John P
Reply from Caroline Groves
September 17th, 2026 04:44 PM
John, thank you for the perfect rating. I'm glad to know your experience with Flat Branch Home Loans was positive.
Caroline is so easy to work with and handled everything with ease, by far the smoothest transaction I've had.
Reply from Caroline Groves
December 23rd, 2025 09:17 PM
Thank you so much for this great review! You are wonderful to work with, and I can’t wait for the next one!
Caroline Groves has received a review with 5 star rating from Ashley C
Reply from Caroline Groves
October 1st, 2026 03:10 PM
Ashley, thank you for the perfect rating! I'm glad to be part of your experience with Flat Branch Home Loans.
Caroline Groves has received a review with 5 star rating from Megan S
Reply from Caroline Groves
October 1st, 2026 03:11 PM
Megan, thank you for the high rating. I'm glad you had a great experience with me at Flat Branch Home Loans.
Caroline was awesome and made the home buying process so easy.
Reply from Caroline Groves
December 23rd, 2025 09:21 PM
Thank you for the great review Megan! I’m glad to hear the process was easy. Wishing you nothing but the best in your new home!
Very professional, knowledgeable and nice
Reply from Caroline Groves
December 23rd, 2025 09:22 PM
I appreciate your feedback, Ashley. It's important to me that you found the service professional and knowledgeable. I'm glad to hear that your experience was positive. If you have any more needs or questions in the future, please don't hesitate...
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Caroline was very professional, knowledgeable, and compassionate.
Reply from Caroline Groves
December 26th, 2025 02:43 PM
Thank you for your kind words, Vaughn. I'm glad to hear that you felt the service was professional, knowledgeable, and compassionate. If you have any more questions or need assistance, please don't hesitate to get in touch. Your feedback is...
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Caroline was wondedul to work with. She communicated through the whole process and made my clients purchase so easy.
Reply from Caroline Groves
December 23rd, 2025 09:20 PM
Thank you so much for the five star review Cara! It’s always a pleasure to work with you and your clients!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
FHA
VA
USDA
Conventional
Down Payment Assistance
First time homebuyers
Refinance
DSCR
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Positions
- Flat Branch Home Loans - Branch ManagerSep 21st, 2021 - Current
Memberships
- Homes for Heroes
- Wichita Falls Association of Realtors
- North Texas Homebuilder Association
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Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Licenses
- NMLS# 1105394
Awards
Homes for Heroes S...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Gymnastics
- Tennis
- Fishing
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149