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Carol Zink-Mailloux NMLS#158936
Branch Manager


University of New Hampshire
Carol Zink-Mailloux has been guiding clients through the mortgage process since 2002, making homeownership stress-free and enjoyable. With a 100% referral-based business, she works closely with buyers, Realtors, and financial professionals ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I've worked in Customer Service all my life. From the very 1st day I contacted Carol (referred by my neighbor) She was Fantastic! Carol gave me the Best service I truly have seen in 20 years. Infact, Carol was so outstanding that I bought her...
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Carol at Waterstone Mortgage made it so easy and stress free! This was my wife and I first time purchasing a home, needless to say we had a lot of questions. Carol was there every step of the way, she was very responsive at all hours of the...
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Reply from Owner
January 27th, 2022 12:00 AM
Thank you for this review, Joe! We know how many questions pop up throughout the homebuying process – whether you're a first-time homebuyer or a seasoned homeowner – that's why communication is key. It sounds like Carol and her team went above...
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Carol was fantastic to work with during our recent home purchase. She was extremely responsive and helped things go very smoothly.
Reply from Carol Zink Mailloux - Waterstone Mo...
January 4th, 2022 01:56 AM
Thank you so much Mark, it was an honor to get to work with you both!
Carol at Waterstone Mortgage made buying a home so easy for us. Couldn’t have done it without her. We went to her first then found a realtor. I highly recommend her if you are looking for a home loan.
Carol puts a very nice human face on the process and is very responsive to questions and concerns. There were a lot of hiccups through this but she walked us through.
Reply from Owner
December 2nd, 2021 12:00 AM
Thank you for this glowing review, Coffey! We're ecstatic you had such a wonderful experience with Carol. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
Thank you so much Carol for making what would normally be a very stressful time as easy as pie! I hope I have the pleasure of working with you again in the future
Reply from Owner
November 3rd, 2021 12:00 AM
Thank you for this glowing review, Dl! We're ecstatic you had such a wonderful experience with Carol. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
Carol and her team are true professional. She was always available over emails and I was regularly kept updated by her about the status of my loan application. I would definitely recommend her to anyone.
This is the third transaction I have had with Carol and her team. Closing was quick and easy. She is great to work with. I have recommended her several times.
This is the 3rd house that we have bought that we had to take out a mortage. The process was already giving us anxiety. With all the e-mailing and scanning documents, not to metion the PDF's. We are old fashion and can barely use a computer....
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Reply from Owner
October 25th, 2021 12:00 AM
Thank you for this review! We know how many questions pop up throughout the mortgage process, that's why communication is key. It's sounds like Carol went above and beyond, providing answers to all your questions. We hope you are enjoying your...
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Carol and the team at Waterstone were amazing throughout the entire home buying process. As a first time buyer, understanding the process was extremely daunting. Carol was transparent, supportive, and professional throughout the entire experience....
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Reply from Owner
September 29th, 2021 12:00 AM
Thank you for sharing, Maureen! We're thrilled to hear everything went so smoothly with your homebuying with the help of Carol and her team. We hope to work with you again in the future.
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About
Carol Zink-Mailloux has been guiding clients through the mortgage process since 2002, making homeownership stress-free and enjoyable. With a 100% referral-based business, she works closely with buyers, Realtors, and financial professionals to provide top-tier service. As a Certified Divorce Lending Professional (CDLP®), she offers specialized mortgage solutions for clients navigating divorce. Carol is a recipient of the New Hampshire Housing Top Lender Award, but also lends in several other states including Massachusetts, Maine, Rhode Island, New Jersey, Vermont, and more. Outside of work, she enjoys traveling, camping, and coaching her son’s soccer team while supporting her daughter’s craft fair business.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Certified Divorce Lending Professional
New Hampshire Housing Loan Programs
Government Mortgages including FHA, VA, USDA
Construction and Renovation Lending
Conventional Mortgages
Investor Cashflow Loans and Bank Statement Programs
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Education
- University of New HampshireBachelor of Arts (BA)

Positions
- Waterstone Mortgage - Branch ManagerDec 26th, 2013 - Current
Memberships
- Divorce Lending Association
- Collaborative Divorce New Hampshire
- Massachusetts Collaborative Law Council
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Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #158936
Gallery

Achievements
- New Hampshire Housing Top Originators
- New Hampshire Housing Advisory Board
Hobbies
- Coaching Soccer
- Blood and Platelet Donor
- Community Volunteer (Epsom Town Committees)
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Disclaimer
Washington Consumer Loan Branch Office Licensee #CL-1291896. Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #19982-MB-BCH.Vermont Lender Branch License #7281.Vermont Mortgage Broker Branch License #1458 MB.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-140225.Massachusetts Mortgage Lender License #MC186434.Maine Supervised Lender Branch Licensee#1291896.Rhode Island Third Party Loan Servicer Branch License #20173406LS B01.Massachusetts Mortgage Broker License #MC186434.Rhode Island Loan Broker Branch Certificate#20173405LB B01 .Rhode Island Lender Branch Certificate 20173404LL B01.Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Oregon Mortgage Servicer Branch License #1291896.Oregon Mortgage Lending Branch License #1291896. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions