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Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer


Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Carmen and his team were a huge help!!! I had so many questions that he had no problem helping me with. I felt like I could reach out at anytime and would receive an almost immediate response.Carmen helped us get the best rate and find a plan...
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Reply from Owner
September 25th, 2026 11:03 AM
Dan, thank you. I really appreciate you trusting me and my team. I’m glad we could answer your questions and make the process easier for you. — Carmen
Carmen and his team were a huge help!!! I had so many questions that he had no problem helping me with. I felt like I could reach out at anytime and would receive an almost immediate response.Carmen helped us get the best rate and find a plan...
read more
Reply from Owner
December 7th, 2025 12:00 AM
I’m really pleased to hear that you found my assistance helpful, Dan. Thank you for sharing your positive experience. It's always my goal to be available for any questions and to help find the best solutions for you and your family. I'm glad...
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Carmen and his team were a huge help!!! I had so many questions that he had no problem helping me with. I felt like I could reach out at anytime and would receive an almost immediate response. Carmen helped us get the best rate and find a plan...
read more
Carmen gets the job done!! Being a small self employed business owner buying a vacation home uggg does it get any harder??? Nope not for carmen and his team
Carmen gets the job done!! Being a small self employed business owner buying a vacation home uggg does it get any harder??? Nope not for carmen and his team
My situation was a bit different with a family house and a misplaced Will. Nonetheless, it was tough to navigate through but had the backing from Carmen and his phenomenal team!Efficient, communicative and overall professional process. Would...
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Reply from Owner
September 25th, 2026 11:04 AM
Jesse, thank you for the thoughtful review. That was definitely a unique situation, and I’m glad my team and I were able to help you navigate it and keep the process moving. I really appreciate the recommendation and the trust you placed in...
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My situation was a bit different with a family house and a misplaced Will. Nonetheless, it was tough to navigate through but had the backing from Carmen and his phenomenal team! Efficient, communicative and overall professional process with...
read more
My situation was a bit different with a family house and a misplaced Will. Nonetheless, it was tough to navigate through but had the backing from Carmen and his phenomenal team!Efficient, communicative and overall professional process. Would...
read more
My situation was a bit different with a family house and a misplaced Will. Nonetheless, it was tough to navigate through but had the backing from Carmen and his phenomenal team! Efficient, communicative and overall professional process with...
read more
Carmen will always my Go To!!! Carmen and his team have helped us from the beginning to the end and all the loan process was super simple!!! Thank you Carmen.
Reply from Owner
August 2nd, 2022 03:19 PM
Thank you Ulia. You and your family are awesome. :)
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004

Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
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Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589