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Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer


Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Carmen will always my Go To!!! Carmen and his team have helped us from the beginning to the end and all the loan process was super simple!!! Thank you Carmen.
Reply from Owner
August 7th, 2022 12:00 AM
Thank you Ulia. You and your family are awesome. :)
Best mortgage company by far! Never met people who care so much about their client's best interest. They've helped on some seriously difficult loans and made buying a home possible for countless people who were turned down elsewhere. If you're...
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Reply from Owner
August 2nd, 2022 03:20 PM
Thank you, Lance.
Best mortgage company by far! Never met people who care so much about their client's best interest. They've helped on some seriously difficult loans and made buying a home possible for countless people who were turned down elsewhere. If you're...
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Reply from Owner
August 7th, 2022 12:00 AM
Thank you, Lance.
Very professional and always available to answer questions! Closed on time!
Reply from Owner
September 25th, 2026 11:02 AM
Rakin, thank you. I’m glad we were able to keep everything moving and get you closed on time. I really appreciate the review. — Carmen
Carmen was communicative from start to finish. He showed me all the options I had available and helped me pick the best option for my needs. First time we closed on time on a property and it’s all because of Carmen and his dedicated team! Thanks...
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Carmen was communicative from start to finish. He showed me all the options I had available and helped me pick the best option for my needs. First time we closed on time on a property and it’s all because of Carmen and his dedicated team! Thanks...
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Very professional and always available to answer questions! Closed on time!
Reply from Owner
August 7th, 2022 12:00 AM
Thank you Rakin. We appreciate you very much.
As real estate investors and multiple house owners we have worked with Carmen multiple times! He is our go to guy! Just recently he has helped us to 3 refinances on properties and been super creative buying a second home as well! But we have...
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As real estate investors and multiple house owners we have worked with Carmen multiple times! He is our go to guy! Just recently he has helped us to 3 refinances on properties and been super creative buying a second home as well! But we have...
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Carmen consistently gets deals to the table no matter how difficult they are! He always finds creative solutions for loan products that others are scared or unwilling to consider. We have used Carmen on numerous deals now and will continue...
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004

Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
Gallery



Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589